Kristina Hubbard Sr. Mortgage Advisor, CMA- Team Hubbard NMLS- 45443

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Kristina Hubbard NMLS-45443, Albany Branch . Equal Housing Lender. Credit on Approval Terms Subject to Change without Notice Not A commitment to Lend. Call for Details. http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1477 I probe for appropriate information to insure that as a team, we are able to navigate around any pitfalls so as to avoid having surprises surface during the lending process. I believe in one-to-one relationships and open communication so that when we are done, my client walks away with a smile and as a friend. Pacific Residential Mortgage is a company you can feel good doing business with. We are recognized throughout the Northwest for outstanding client service and I am proud to be their Albany Branch Manager and one of their Senior Mortgage Bankers. As a leading regional Mortgage Bank, PRM affords my clients access to a wide range of financing options that we match to specific goals. These choices include Conventional Loans, Home Refinancing, 2nd Mortgages, and Reverse Mortgages. One of my areas of expertise is in government loan products including FHA, VA, USDA, and ODVA options. I can also handle out-of-state opportunities as PRM is licensed to do business in Oregon, Washington, Idaho, and California. My husband Christopher and I along with our three children love to explore the Northwest mountains and coast whenever possible. Sunriver is a favorite local getaway while Hawaii is a favorite long-distance adventure. When not away, I donate my time to a local ministry helping them stage events to rebuild lives and relationships for women. I also serve on the Board of Directors for our Albany radio station with a focus on family-friendly programming. My desire by engaging in these activities is to help instill joy in people’s lives, a desire also carried over to my profession. I have many long-time clients including individual buyers and real estate agents located up and down I-5, from the Portland Metro area to my local market of Albany/Corvallis. Whether your desire is for a home purchase, a refinance, or a commercial real estate investment, I offer the knowledge and breadth of experience to provide a lending experience you will enjoy. Please call or email me for a friendly no cost, no commitment consultation. I’m here to build long-term relationships, not just to do transactions, so as to become your lender for life.