Kristina Hubbard Sr. Mortgage Advisor, CMA- Team Hubbard NMLS- 45443

09/04/2026

02/24/2026

Thank you, Douglas Taylor for leaving us a review.
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01/29/2026

Thank you, Douglas Taylor for leaving us a review.
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09/29/2025

Thank you, Charles Hunter for leaving us a review.
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09/24/2025

When rates drop, your opportunities grow. 🌟

More buying power for future homeowners. Potentially lower payments for current homeowners. 🏡

Now’s a great time to explore your options. Let’s connect. 💬

MortgageRates

09/17/2025

🚨 Market Update 🚨 Fed Cuts Rates by 0.25%.

Here’s what that means for you:

🏡 What Happened:
The Fed lowered its benchmark rate by 0.25%
This move was expected, so the market had already priced it in
Instead of dropping, mortgage rates inched up right after the announcement

📊 Why Mortgage Rates Didn’t Drop:
Inflation: Still higher than the Fed wants, though expected to ease over time
Jobs: Worker supply and demand are both slowing, job growth is weaker
Fed’s stance: Committed to small, gradual cuts—not big drops

🔮 What’s Next:
The Fed now expects two more small cuts this year
Bigger cuts (like 0.50%) aren’t on the table
Mortgage rates may stay bumpy in the short term, but more cuts could bring relief later

👉 Bottom line: Rates aren’t falling overnight, but gradual cuts could help buyers and homeowners over the coming months.