Platinum Mortgage - Albany

Platinum Mortgage - Albany Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Platinum Mortgage - Albany, Mortgage brokers, 2470 14th Avenue SE, Albany, OR.

NMLS # 295543
Company NMLS # 2498192

Platinum Mortgage Group Inc. | Licensed in Oregon and Washington | Equal Housing Lender

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08/20/2026

Curb appeal matters! ?? Regular mowing, watering, and fertilizing will keep your lawn looking sharp and make your neighbors jealous. What's your top secret for a green lawn? Drop it in the comments! ?? Like this post if you love a fresh-cut yard, and follow for more homeownership advice!

A first-time buyer with student loans and a few 1099s may still fit a loan path, but the file has to tell a clean story....
08/20/2026

A first-time buyer with student loans and a few 1099s may still fit a loan path, but the file has to tell a clean story. Pull the last two years of income documents, account for any gaps, and ask early whether FHA, conventional, or down-payment assistance matches the file.

A borrower with a stack of bills once used a refinance to fold several due dates into one loan payment, which made the b...
08/19/2026

A borrower with a stack of bills once used a refinance to fold several due dates into one loan payment, which made the budget easier to track. The key step is to compare the new loan term, closing costs, and whether any mortgage insurance changes before signing. See how it works. https://bit.ly/4hbiKel

08/18/2026

Think twice before closing that old credit card! ?? A longer credit history strengthens your score, so keeping old accounts open is often the smarter play. Did you know this? Let us know in the comments! ?? DM us if you're prepping your credit to buy a house, and follow for more tips!

For a buyer with a strong preapproval and a tight budget, the appraisal can be the step that changes the plan. If the va...
08/18/2026

For a buyer with a strong preapproval and a tight budget, the appraisal can be the step that changes the plan. If the value comes in below contract, the lender usually bases the loan on the lower number, so the gap has to be handled by the buyer, the seller, or a new contract term. That is why the appraisal contingency matters, especially on competitive listings.

A common mistake is treating pre-approval like the finish line. A buyer with student loans and a few 1099s needs a file ...
08/17/2026

A common mistake is treating pre-approval like the finish line. A buyer with student loans and a few 1099s needs a file that can explain income, debt, and any gaps up front, or the lender may ask for more documents later. Gather W-2s, 1099s, recent pay stubs, and bank statements before you start shopping.

A buyer with student loans and only a short credit history may still have options. FHA loans can be more forgiving on cr...
08/16/2026

A buyer with student loans and only a short credit history may still have options. FHA loans can be more forgiving on credit patterns than many people expect, but the file still needs clean documentation like W-2s, recent pay stubs, and explanations for any late payments. The mistake is waiting until after finding a house to gather that paperwork.

08/15/2026

Weekend plans on a budget? ?? Take advantage of free activities in your community! Parks, libraries, and local events are perfect for having fun without breaking the bank. What's your favorite free local spot? Tag them below! ?? Follow for more money-saving life hacks!

When tax write-offs make income look lower on paper, credit card usage gets even more important in the file review. A pr...
08/15/2026

When tax write-offs make income look lower on paper, credit card usage gets even more important in the file review. A practical checklist: pay down revolving balances before the statement closes, avoid opening new accounts, and keep business spending separate from personal cards so the paper trail is easier to follow. See how it works. https://bit.ly/3Tji7FH

Address

2470 14th Avenue SE
Albany, OR
97322

Opening Hours

Monday 9am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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