LOCO Credit Union

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LOCO Credit Union www.lococreditunion.com D, military ID or military-dependent ID)
Proof of residency such as a rental/lease agreement, or utility bill
U. S. citizen or a U.S.
(1)

How to become a Member with us today:
$25.00 deposit
Drivers License or other ID (passport, permanent resident card, state issued non-driver’s I. Social Security Number
You must be a U.S. resident alien
You must be at least 18 years of age. Who can join:
Residents In Otero County

Active Board of Regents, School Board Members, and School employees in the following counties:

Lincoln
Catron
Soccoro
Torrance
Guadalupe
DeBaca
Hidalgo
Union
Harding Counties

Juggling a few different payments every month? You're not alone, and there's more than one way to get a handle on it. 🧩S...
11/03/2026

Juggling a few different payments every month? You're not alone, and there's more than one way to get a handle on it. 🧩

Sometimes it's rolling multiple balances into one predictable payment. Sometimes it's just a plan on paper that shows you where your money's actually going. The "right" move depends on your situation, not a one-size-fits-all answer.

We'd rather sit down with you and figure out what actually makes sense for your numbers than hand you a generic checklist.

Learn more at http://lococreditunion.com

Member NCUA




Walking into a dealership without a plan is a great way to leave with a car payment that keeps you up at night.The smart...
10/28/2026

Walking into a dealership without a plan is a great way to leave with a car payment that keeps you up at night.

The smartest move you can make before a major purchase is knowing exactly what you can afford before you start shopping. Getting pre-approved with us means you walk in with a clear budget and the confidence of a cash buyer. No guesswork, no stressful dealership finance games. Just real solutions to keep you in control of your money. 🚗

Get your pre-approval sorted out with us today, and then go shop stress-free: https://bit.ly/3SmEFoM

Member NCUA




LOCO Credit union's Holiday loan special is coming!The holidays are right around the corner, and we're here to help make...
10/22/2026

LOCO Credit union's Holiday loan special is coming!

The holidays are right around the corner, and we're here to help make the season a little brighter! Our Holiday Loan Special runs November 1, 2026 – January 31, 2027!
Whether you're preparing for holiday expenses or looking ahead to the new year, don't wait! Visit our website to apply and let us help make your holiday season brighter!

Member NCUA

10/22/2026

We’ve all had that moment of panic—reaching for your wallet at the checkout line only to realize your card is missing. Did you drop it? Is it in the car? Did someone take it?

Instead of stressing out or waiting on hold to permanently cancel a card that might just be lost in your couch cushions, we want to make things easy. Our digital card management tools let you handle the unexpected in seconds:

❄️ Freeze your misplaced card instantly right from your phone. (And unfreeze it just as fast when you find it)
🛑 Stop fraud with one tap if you ever spot a charge you don't recognize.
🔒 Secure your LOCO CU accounts 24/7 using advanced, easy-to-navigate digital tools.

Real life gets a little messy, but keeping your hard-earned money safe shouldn't be complicated. We’re here to provide real support and real solutions to keep you in total control of your finances. 🔒📱

Member NCUA




Teaching kids about money isn’t just about handing them a piggy bank—it’s about giving them a safe place to practice. Wh...
10/14/2026

Teaching kids about money isn’t just about handing them a piggy bank—it’s about giving them a safe place to practice. Whether they are saving up for a new game or learning how not to spend their entire allowance in one afternoon, kids learn best by doing.

Our Youth & Teen Clubs let them manage their own money with real accounts, while you stay completely in the loop. It’s a hands-on way to let them make small financial choices now, so they don't make big mistakes later. We're about real people helping people, and that includes the next generation. 💡

Let’s get them started today: https://bit.ly/4tE4Mog

Member NCUA




Just a quick heads up! Our branch is closed today, October 12.But we know real life doesn’t pause for holidays, and your...
10/12/2026

Just a quick heads up! Our branch is closed today, October 12.

But we know real life doesn’t pause for holidays, and your access to your money shouldn't either. You can still transfer funds, check your balances, or make payments easily through our digital banking. We’ll be back in the office tomorrow morning, ready to help! 📱💳

Access Online Banking: https://bit.ly/3Jc33V9

Member NCUA




Holidays get expensive fast. Between booking flights to see family, hosting the big dinners, and tackling the gift list,...
10/06/2026

Holidays get expensive fast. Between booking flights to see family, hosting the big dinners, and tackling the gift list, it’s easy to end up stressed and reaching for a high-interest credit card. We want to help you avoid that January bill shock.

Instead of racking up credit card debt, a LOCO CU Personal Loan is a straightforward way to fund exactly what you need for the season. You get a clear, manageable plan to pay it off in bite-sized chunks, so you can actually enjoy your time off without worrying about the aftermath. ✈️🎁

Head to our website to explore your Personal Loan options and let's build a plan that fits your budget: https://bit.ly/4jbEow9

Member NCUA




We didn’t start in a fancy corporate tower. Back in 1953, a small group of teachers opened our doors out of a small clos...
09/24/2026

We didn’t start in a fancy corporate tower. Back in 1953, a small group of teachers opened our doors out of a small closet in an old red brick building on Tenth Street!

From moving into a vacated principal's office to becoming the very first financial institution in Alamogordo to go online in 1981, we’ve always focused on finding real solutions for our members.

Today, we serve 10 counties across New Mexico, but our core hasn't changed at all: real people helping people. Thank you for letting us be part of your story! 🏫❤️

Learn more about our story: https://bit.ly/4afJre1

Member NCUA




09/21/2026

ONLINE BANKING HAS BEEN RESTORED!

We are happy to announce that online banking is available again. We sincerely thank our members for your patience, understanding, and continued support throughout this disruption.

Please take a moment to log in and make sure everything looks the way you expect. If you notice anything that needs our attention, please reach out to us and we'll be happy to help.

09/19/2026

We are happy to share that LOCO’s core system was restored at approximately 9:00 PM last night!

Our team worked through the night and into the early morning hours to complete the restoration process and carefully verify our system information and transactions.
We also want to provide some clarification regarding transactions during the outage:
• ACH transactions processed as normal during the outage.
• Direct deposits were processed as normal during the outage.
•Any ACH transactions that required additional processing were reviewed and properly posted to the appropriate accounts.

With the core system restored, debit cards should now be operational.

Online Banking is coming next week! We do not have a specific day or time for when it will be fully available yet, but we will keep you updated as we get closer. This will also include Bill Pay. As Online Banking comes back online, we may come across items that need additional attention or issues that need to be resolved. Please know that we will address and resolve those as they are identified. Our team will continue monitoring everything closely as we work through the final steps.

We also want to give a HUGE thank you to our LOCO team. Our staff worked late into the night and into the early morning hours to help get everything restored, reviewed, and verified. We are incredibly grateful for their dedication and willingness to be here for our members.

And to our members, we can’t thank YOU enough!!Your patience, understanding, and support throughout these past several days have meant so much to our entire LOCO team. We know this has been frustrating and inconvenient, and we truly appreciate you sticking with us.

We’re finally getting back to normal, and we’re so happy to be moving in the right direction!
Keep checking back here for updates. We’ll let you know as soon as Online Banking and Bill Pay are fully available.

Address

808 Washington Avenue
Alamogordo, NM
88310

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15754373110

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