Fred E. Thomas Agency Inc.

Fred E. Thomas Agency Inc. Trusted Insurance Services Since 1867

Worried about the cost of commercial insurance? You’re not alone. However, there are ways to keep premiums in check. We ...
02/26/2026

Worried about the cost of commercial insurance? You’re not alone. However, there are ways to keep premiums in check.

We can help you:

✅ Perform an annual risk assessment to reduce potential claims.
✅ Review your deductibles and coverage with your agent.
✅ Combine policies to take advantage of multi-policy discounts.

Your insurance plan should evolve as your business grows and so should your savings opportunities.

If you're exploring options or wondering if your coverage still fits your needs, we're just a call away.

If you're running a business from home or have no employees, you might be wondering if you need to get small business co...
02/24/2026

If you're running a business from home or have no employees, you might be wondering if you need to get small business coverage. Here’s what you should know:

✅Most homeowner’s policies don’t fully cover business-related equipment or liability.
✅ A general liability policy is often a smart (and affordable) place to start for small business owners running their business out of their home.
✅ If you use a personal vehicle for deliveries, client meetings, or equipment transport, you may need commercial auto coverage, too.

Have questions about your current coverage or want help closing gaps? Just give us a call. We’re happy to help.

Owning a small business can come with a lot of considerations, regardless of whether you’re just starting out or have be...
02/19/2026

Owning a small business can come with a lot of considerations, regardless of whether you’re just starting out or have been running your business for years. One major thing that business owners need to consider is their commercial insurance coverage. It can be tricky for small businesses to balance cost and crucial coverage.

With that in mind, we wanted to share a few foundational coverages most small businesses benefit from:

✅ General Liability Insurance helps against bodily injury or property damage claims.
✅ Commercial Property Insurance can help cover buildings, equipment, and inventory.
✅ Business Owner’s Policy (BOP) will typically combine liability and property insurance into one affordable package.
✅ Workers’ Compensation Insurance is required in most states if you have employees.

Your needs will depend on your industry, size, and risk profile, but having the right coverage can help save you from costly surprises.

Our firm is here to help make sure that you have the coverage you need without breaking the bank. If you have a question about the right type of insurance for your small business, give us a call.

Today, we wanted to share an important note: In observance of Presidents’ Day, our office will be closed on February 16t...
02/16/2026

Today, we wanted to share an important note: In observance of Presidents’ Day, our office will be closed on February 16th.

If you need anything during that time, give us a call. We will get back to you upon our return on February 17th.

Wishing you a wonderful Presidents’ Day!

During this month of love, we wanted to share a message from the heart: thank you ❤️ Whether you’re a client, profession...
02/12/2026

During this month of love, we wanted to share a message from the heart: thank you ❤️ Whether you’re a client, professional contact, or supporter, please know that you’re a big part of why we love what we do. We deeply appreciate the trust you’ve placed in us.

If you need assistance this month or at any time this year, please feel free to give us a call anytime. We’re here for you.

01/29/2026

An Exciting New Chapter

I'm honored to announce that as of December 2025, I have become the owner of Fred Thomas Agency.

Since 1867, this agency has been built on a foundation of trust, protection, and service to our community. I've been privileged to serve as a partner for several years, and I'm deeply grateful to Jeffrey and Nancy Peters, who have owned and guided this agency with excellence since 1977. Their dedication to our clients and our community set a standard I'm committed to upholding.

As we move forward, our mission remains unchanged: providing the same personalized service and comprehensive protection you've come to expect. I'm fortunate to continue working alongside our talented team, whose expertise and dedication have been instrumental to our agency's success. The relationships you've built with them will continue to be the cornerstone of how we serve you.

Whether you're a longtime client or considering us for the first time, you can count on the same commitment, the same local expertise, and the same caring service that has served this community for over 150 years. Our office is home to five licensed agents—myself, Joe Matusek, Brenda White, Mallory Schoenwetter, and Christina Renaud—bringing decades of combined
experience to serve you. Please feel free to reach out to any of us.

Thank you for your continued trust. We look forward to serving you for many years to come.

- Adam Burg

Halloween should be full of fun, not frights caused by preventable accidents. With that in mind, here are some essential...
10/31/2025

Halloween should be full of fun, not frights caused by preventable accidents. With that in mind, here are some essential safety tips to help keep your home, family, and community safe. Swipe to learn more.

As always, if you have questions about your homeowners or auto insurance coverage, we’re here to help. Wishing everyone a safe Halloween!

Spooky season is here! Whether you’re trick-or-treating with little goblins, hosting a movie night, or handing out candy...
10/31/2025

Spooky season is here! Whether you’re trick-or-treating with little goblins, hosting a movie night, or handing out candy to your neighborhood crew, we hope your Halloween is filled with fun — and just the right amount of fright.

Wishing you a safe and happy Halloween!

This Halloween, our team just wanted to share a little festive cheer with our clients: It’s truly 🍬 a treat 🍬 to work wi...
10/31/2025

This Halloween, our team just wanted to share a little festive cheer with our clients: It’s truly 🍬 a treat 🍬 to work with you!

Whether you're carving pumpkins, dressing up, or enjoying time with friends, we hope your Halloween is full of fun — and free of tricks.

Stay safe and have a spook-tacular celebration!

Halloween is right around the corner, and while it's full of fun and festivities, safety always comes first. Whether you...
10/24/2025

Halloween is right around the corner, and while it's full of fun and festivities, safety always comes first. Whether you're walking in the neighborhood or welcoming little ghosts and goblins at your door, these tips can help ensure everyone has a safe and enjoyable evening ↩️

Have questions about your insurance coverage this season? Let’s connect to review your current policy.

Halloween celebrations bring excitement, but they also come with real risks. Drunk driving remains one of the leading ca...
10/20/2025

Halloween celebrations bring excitement, but they also come with real risks. Drunk driving remains one of the leading causes of fatal accidents on Halloween night, and the consequences can be life-altering for everyone involved. A single decision can change lives in an instant.

Swipe through to learn how to stay safe, avoid DUI-related risks, and protect both your guests and your community ➡️

Wishing everyone a safe Halloween! Reach out with any questions or needs this fall.

Address

45 Main Street
Akron, NY
14001

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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