Scott Johnston - Academy Mortgage

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Agawam, MA
Scott Johnston - Academy Mortgage

Experience the Academy difference with Scott Johnston in Agawam, MA! With us, you can count on an efficient and stress-free homebuying process.

We are a local lender offering Conventional, FHA, VA, USDA, and down payment assistance programs. Your Neighborhood Lender

Shopping for a home in Agawam, MA? Come see Scott Johnston at Academy Mortgage! He has been in the mortgage industry for many years helping people like you obtain their goal of sustainable homeownership. Preparing to buy a new house is serious business. In fact, it may b

e the largest single purchase you’ll ever make. As such, you want a great mortgage loan for your situation. That’s why clients choose Academy Mortgage. Academy Mortgage is a big company with a small-town feel. When you work with Scott Johnston, you can come in anytime to talk to him about your home loan choices or mortgage refinancing. He can help educate you about your options to get you ready for homeownership. Whether you’re wondering if mortgage refinancing could save you money or trying to find the ideal loan option for your first new home, come talk to Scott Johnston and the professional team at Agawam, MA. Academy’s business model allows Loan Officers to close loans as quickly as possible. That’s because everything is done in-house. From processing and underwriting to closing and funding — it’s all done locally. There are no mortgage brokers, bankers, or others to drag their feet and slow down the process. Your Home Loan Options

Many factors can affect the type of home loan that is right for you. Scott Johnston will take the time to fully review your credit and ask important questions about your specific situations. He can help you come up with a game plan to get you ready for homeownership. Whether you are looking to refinance your current mortgage, or purchase your first home, make an appointment today to come see Scott Johnston. Let their professional team help you find your ideal mortgage solution and experience the Academy difference. Scott Johnston offers Conventional, FHA, VA, USDA, or down payment assistance loans servicing the greater Agawam area and beyond including Connecticut and Florida!

11/28/2023

This is another one of the questions I'm asked most frequently! Closing costs typically range from 2-5% of the home's purchase price. You should budget for these costs when planning your home purchase. Give me a call and let's start planning for your future confidently.

11/27/2023

It's a mix of excitement, relief, and accomplishment all rolled into one! That feeling when you know that you have a place to call your own and build a future for yourself and your loved ones is truly priceless. Give me a call and let me help you achieve that feeling with one of our home financing options.

11/24/2023

Refinancing is the process of replacing your current loan with a new one with different loan terms. This can help you save money on interest over the life of your loan, reduce your monthly payments, or even allow you to pay off your loan sooner. Whether you've had some life changes over the past few years or have questions about what equity you've gained, it's always a good idea to review your mortgage. Let's explore what's possible together. Contact me for your complimentary mortgage check-up.

11/21/2023

The colors on the leaves aren't the only thing that's rapidly changing - this market is changing all the time! As your local lender, I have tips and tricks, along with Academy's Pre-Approval+* that can help give you and your offers the competitive edge you need in this market, all while keeping the stress out of buying a new home. Let's chat about ways we can help you achieve the dream of homeownership, regardless of the market.

11/15/2023

Contrary to popular belief, you don't need 20% saved up for a down payment to purchase a home. The minimum down payment required for a home varies depending on the loan type. Conventional loans typically require at least 5% down, while FHA loans require at least 3.5%. Some programs, like VA or Academy Mortgage's Down Payment Assistance programs, require NO DOWN PAYMENT! Give me a call and we'll find the ideal product for your goals.

11/13/2023

With Academy Mortgage, the homebuying process is stress-free! Our My Mortgage: Mobile app gives you the ability to upload loan docs, chat with your homebuying team, and run numbers in our custom mortgage calculator. It’s that feeling when you realize we're here to make sure you're ready to go home buying, and not just house hunting – you can breathe a sigh of relief. Now you can start planning for your dream home, contact me today!

11/10/2023

Don’t get caught in the cold! Before temperatures drop, test your heating system to make sure it’s working properly. If things seem off, I can make a recommendation for someone local to help. If you want more tips to help you prep your home for cooler weather, send me a message.

11/07/2023

This is the question I get asked the most. Calculating your debt-to-income ratio (DTI) is a great place to start when determining how much you can afford to spend on a home. Your DTI compares your monthly debt payments to your monthly income. Reach out for a complimentary mortgage calculator and together we'll figure out how much home you can afford.

11/03/2023

You’ve kept your lawn looking beautiful all summer. Don’t lose out on that hard work just because the temperatures are cooling off. Now is a great time to fertilize your lawn, rake leaves, and trim back any bushes or trees. If you don’t want to do it yourself, I’m happy to recommend someone who can help!

10/30/2023

The market may be spooky, but I’m not afraid to help make your homeownership dreams come true, at a monthly payment that won’t give you nightmares. Give me a call today!

10/26/2023

Picture this, you’re all snuggled up on the couch on a crisp fall morning enjoying your coffee. Nothing can ruin that vibe more than drafty windows and doors – not to mention its incredibly inefficient and could raise your energy expenses. Want to know more ways to make your home more efficient? Give me a call!

10/25/2023

Some homeowners make extra payments when they can, while others schedule bimonthly payments. Paying ahead is just one way to save big: “https://tinyurl.com/2p8c995s?lo=Scott-Johnston”

Are you getting the most out of your mortgage? Contact me, and I can help you find out.

Address

723 Main Street
Agawam, MA
01001

Telephone

+14132447372

Website

http://www.AcademyMortage.com/ScottJohnston

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