Lenders Residential Mortgage Team

01/23/2026

THIS IS A REALLY COMPREHENSIVE LIST!! While not everything will apply to every person, household, city/county or situation, one item is a MUST:

STAY HOME!!!!! If the weather comes as predicted, icy roads will cover our area for about 48hrs. Give first responders, hospitals, and street crews the respect they deserve to NOT need to save your t**h because you just had to do "xyz". They, and your family, will thank you!!

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BEFORE THE STORM (24–48 HOURS AHEAD)
❄️1. Charge all phones, power banks, tablets, and rechargeable lanterns.
❄️2. Fill vehicle gas tanks in case stations lose power.
❄️3. Get cash in small bills in case card systems go down.
❄️4. Pick up prescriptions and essential medications early.
❄️5. Download movies, books, and maps for offline use.
❄️6. Identify one warm room in the house to “camp out” if power fails.
❄️7. Locate water shut-off valve and breaker box now, not later.
❄️8. Set fridge and freezer to colder settings to hold temperature longer.

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WATER AND PIPE PROTECTION
❄️9. Drip faucets on exterior walls when temps drop below freezing.
❄️10. Open cabinet doors under sinks to allow warm air circulation.
❄️11. Disconnect garden hoses from outdoor spigots.
❄️12. Cover outdoor faucets with insulated caps or towels.
❄️13. Know how to shut off water quickly if a pipe bursts.
❄️14. Fill jugs, buckets, or bathtub with water for flushing and washing.

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FOOD AND KITCHEN PREP
❄️15. Keep 3–5 days of no-cook food: peanut butter, tuna, bread, crackers, canned meat, fruit cups.
❄️16. Have manual can opener available.
❄️17. Buy shelf-stable milk or powdered milk if needed.
❄️18. Freeze a few water bottles to act as freezer “ice packs.”
❄️19. Keep a cooler ready to move fridge food outside if power is out and temps are below freezing.
❄️20. Avoid stocking large amounts of perishables right before the storm.

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HEAT AND HOME SAFETY
❄️21. Gather extra blankets, sleeping bags, and warm layers.
❄️22. If using a fireplace, confirm chimney is clear and have dry wood.
❄️23. Never run generators or grills inside garages or homes.
❄️24. Test smoke and carbon-monoxide detectors.
❄️25. Have at least one flashlight per person plus spare batteries.
❄️26. Use battery lanterns instead of candles when possible.

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VEHICLE AND TRAVEL
❄️27. Plan to avoid driving once freezing rain begins.
❄️28. Bridges, overpasses, and shaded roads freeze first.
❄️29. Keep in the car: blanket, water, snacks, phone charger, gloves.
❄️30. Replace old wiper blades and top off washer fluid.
❄️31. Park away from large tree limbs when possible.
❄️32. Assume flights and travel may be disrupted for days.

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POWER OUTAGE PLAN
❄️33. Unplug sensitive electronics to avoid surge damage.
❄️34. Keep one battery radio or weather app for updates.
❄️35. Use surge protectors for TVs and computers.
❄️36. Know where warming centers may be in your parish.
❄️37. Have extension cords ready if using a generator outside.
❄️38. Keep refrigerator closed to preserve cold air.

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PETS AND LIVESTOCK
❄️39. Bring pets indoors with extra food and water.
❄️40. Provide outdoor animals with unfrozen water sources.
❄️41. Add straw or blankets to outdoor shelters.
❄️42. Keep leashes and carriers accessible in case of evacuation.

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MEDICAL AND SPECIAL NEEDS
❄️43. Keep a written list of medications and dosages.
❄️44. Store a small first-aid kit with thermometer and basic meds.
❄️45. Have backup batteries for medical devices.
❄️46. Identify a place with power you could relocate to if needed.

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PROPERTY PROTECTION
❄️47. Move vehicles away from trees or power lines.
❄️48. Secure outdoor furniture and lightweight items.
❄️49. Avoid trimming trees during the storm—do it beforehand.
❄️50. Photograph property for insurance before conditions worsen.

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DURING THE STORM
❄️51. Do not drive unless absolutely necessary.
❄️52. Assume downed lines are live and dangerous.
❄️53. Use only safe indoor heating methods.
❄️54. Check on neighbors, especially elderly, by phone if possible.
❄️55. Report outages to utility companies rather than 911 unless it’s an emergency.

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AFTER THE STORM
❄️56. Walk carefully—ice may refreeze overnight.
❄️57. Check pipes for leaks as temperatures rise.
❄️58. Throw out refrigerated food if above 40°F for more than 4 hours.
❄️59. Avoid DIY electrical repairs around downed lines.
❄️60. Be patient—restoring power after ice can take several days.

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KEY REALITY FOR SOUTHERN ICE EVENTS
❄️A quarter inch of ice can bring scattered outages.
❄️Half an inch can cripple travel and power for days.
❄️Ice is more dangerous than snow for the Deep South

(I'm not sure the original author of this or I would tag/ give credit!)

08/02/2024

Come check this out. Strokers on the outdoor stage. August 10th. Love to see you there! The fun starts at 1pm when “I am Spartacus” takes the stage! 2 live bands and plenty of great Rock n Roll!

07/09/2024

https://fb.me/2PQoD7Idgvf37Ml

04/10/2024

If your goal is to become a homeowner, now is your chance. Don't be scared by the interest rates. By the home now while prices are lower to get instant equity, then refinance after the rates drop! Call me to discuss if you're interested in learning more
-Rob Stern 214-727-632

09/29/2023

Call Rob at 214.727.6324

Check out RobStern_TexasVetLoans's video.

12/12/2022

Buying a home can be one of the most rewarding, exciting, stressful, and smartest things you ever do in life. ⠀
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For professional assistance from a trusted advisor to help you manage the whirlwind of emotions that arise, reach out to me, Rob Stern. ⠀
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I’d be honored to hold your hand through the process to make sure you have the best possible outcome and know what to expect the whole way through. ⠀
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I serve the North Texas area and have 23 years of experience. ⠀
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📱 972-739-2350⠀
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09/24/2022

What a beautiful weekend to be home shopping. Down payment and closing cost assistance is still available and home prices are stabilizing. Let me know how I can help. Call Rob @ 214.727.6324. with no minimum credit score starts at a 500 score
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08/31/2022

This has been a crazy year for mortgages and home owners. Rising interest rates have impacted the demand for homes. People are still moving to Texas in record numbers and there is significantly more inventory available. Crazy thing is that rental rates are rising quicker than interest rates. Don't waste your $$ and start your journey towards home ownership today. Give a call @ 214.727.6324 or message me. Let's look at your options! loans with no minimum credit score. loans start at a 500 score.
Find us @ lenderstexas.com

06/02/2022

Interest rates are rising. True! Home prices are rising. True! Rental rates are rising faster than rates and home prices. TRUE!

Renting would be best defined as throwing away money and helping someone else build equity!

Call today and we can discuss in more detail. - call Rob @ 972.739.2350 .

04/20/2022

Texas is the #1 Real Estate market destination in the United States. It's amazing how many people have discovered Texas and all of the benefits we have to offer. No State Income Tax, Good Schools, Strong State leadership and Great International Airports and Texans are the friendliest and most generous around. I've been a Mortgage Banker for 30+ years focused solely on Texas and if you are a homeowner, now is the right time to use the equity in your home to eliminate debt. If you aren't a homeowner yet, don't delay. No minimum credit score on VA and down to a 500 sxore on FHA. Give Rob a call or message @ 972-739-2350. Apply at lenderstexas.com

Mortgage Solutions Financial and The Lenders Residential Mortgage Team is a Direct Mortgage Lender and Banker licensed to do business throughout Texas. We service over 97% of the mortgage loans that we close and are a direct lender. Listen to me every Friday afternoon at 1pm on KHVN 970AM.

03/31/2022

Even though interest rates are edging higher, people are still buying up homes in Dallas, Tarrant, Collin & Denton counties at a record pace. Let me know how I can help. Call Rob Stern @ 972.739.2350 or apply today @ lenderstexas.com .

Mortgage Solutions Financial and The Lenders Residential Mortgage Team is a Direct Mortgage Lender and Banker licensed to do business throughout Texas. We service over 97% of the mortgage loans that we close and are a direct lender. Listen to me every Friday afternoon at 1pm on KHVN 970AM.