Cleber Caliman - Loan Originator

03/16/2026

Feeling lucky this St. Patrick’s Day? There’s no better fortune than having a place to call home. Whether you’re buying your first house or refinancing your current one, we’re here to help you find your pot of gold at the end of the rainbow.

02/06/2026

Looking to purchase a second home—a vacation spot, a weekend retreat, or an investment getaway? Now may be the perfect time. 🌲🏠✨

With Conventional financing, you can get into a second home with:

✔ 10% down
✔ No minimum credit score; full financial profile considered*
✔ Purchase or rate-and-term refinance options
✔ 15% down for condos
✔ Gift funds allowed
✔ HomeStyle® Renovation eligible (1-unit)
✔ Asset depletion allowed (1-unit)

If you’re dreaming of a quiet escape or a place to build long-term wealth, let’s explore your options. I’m here to help you run numbers, compare scenarios, and find the right fit.

📲 DM me to get started!

Program eligibility, terms, and conditions apply. Not all borrowers will qualify. Loan limits, rates, and program availability are subject to change and may vary by property type, location, and borrower qualifications.This is not a commitment to lend. Loan approval required through Fannie Mae’s Desktop Underwriter® or Freddie Mac’s Loan Product Advisor® automated underwriting systems.

02/02/2026

Will it be six more weeks of winter or an early spring? ❄️🌸

Either way, it’s the perfect time to think about your home mortgage options!

Contact Supreme to get started! 📲

08/14/2025

Thinking about buying a home?
Down payment programs available.
Give me a call

Looking to buy a home but struggling to afford the down payment?

Look no further than Supreme Dream, the down payment assistance program from Supreme Lending!

With 100% FHA financing and no income limits, this program is available nationwide (except for NY) and can help make your dream of homeownership a reality. Plus, with a 30-year fixed FHA loan and a fully forgivable second loan to cover your down payment, closing costs, and prepaids, you can rest easy knowing you're getting a great deal.

Don't let a lack of funds hold you back - learn more about Supreme Dream today!

08/14/2025

Looking to buy a home but struggling to afford the down payment?

Look no further than Supreme Dream, the down payment assistance program from Supreme Lending!

With 100% FHA financing and no income limits, this program is available nationwide (except for NY) and can help make your dream of homeownership a reality. Plus, with a 30-year fixed FHA loan and a fully forgivable second loan to cover your down payment, closing costs, and prepaids, you can rest easy knowing you're getting a great deal.

Don't let a lack of funds hold you back - learn more about Supreme Dream today!

07/22/2024

🏊‍♂️💦 Dive into summer with your very own backyard oasis!
Imagine hosting family and friends poolside.

Did you know you may be able to use a cash-out refinance to fund your dream pool? Unlock the equity in your home and increase your property's value while creating endless summer fun.

Contact Supreme Lending to see how you can get started. Splash into savings and luxury today!

For more info call me or text me
Cleber Caliman
978-884-1767

07/19/2024

Is owning your dream home on your bucket list? 🏡✨ -Today is the perfect reminder that some goals are too important to remain just dreams.
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Let's work together to make your dream of homeownership a reality! Reach out and learn how we can help you check "becoming a homeowner" off your list. 🗝️💼

Call me or text me for more info
Cleber Caliman
978-884-1767

07/15/2024

Supreme Lending’s new BEYOND program allows ITIN borrowers to enter into homeownership with just 3.5% down.

Call us today and learn how you can pre-qualify!

*Ineligible states: AK, some parts of FL and NY

06/17/2024

Calling all Florida first-time homebuyers!

It just got more affordable to purchase your first home with the return of Florida Housing’s Hometown Heroes program. Get up to $35,000 down payment assistance plus there’s a minimum floor of $10,000 to further assist qualified buyers in lower price ranges.

Call me or text me for more information
Cleber Caliman
978-884-1767