Gramann Insurance Agency

Gramann Insurance Agency We proudly provide insurance solutions to clients throughout Nebraska, including Adams, Sterling, Li

As a family owned and operated insurance company Gramann Insurance Agency delivers quality insurance solutions to individuals and businesses in Nebraska, specializing in Auto, Homeowners, Farm, and Commercial insurance coverage. Our team of experienced insurance professionals is committed to helping you find a policy that fits your needs. We focus on providing personalized attention and exceptiona

l customer service to create an experience that's difficult to find in today's market. At Gramann Insurance Agency, we'll work with you to ensure that you and those you care about most are protected.

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check ...
04/07/2026

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check to ensure your summer adventures don’t come with an expensive surprise. Swipe to see which coverages are best for some common summer rides.

Not sure you’re fully covered ahead of this summer? Call our office today. We’re here to help you enjoy a stress-free, adventure-filled summer!

Employers, here’s a stat that may surprise you: the number of Americans injured on the job in 2021 is roughly the equiva...
04/01/2026

Employers, here’s a stat that may surprise you: the number of Americans injured on the job in 2021 is roughly the equivalent of the population of Chicago 🤯

It’s safe to say then that strong safety measures won’t always prevent accidents on the job. That’s why we’re sharing a quick rundown of three types of workers’ compensation employers need to keep in mind:

Wage Replacement 💵 Pays workers who are unable to work due to a work-related injury or illness until they can return to work.

Authorized Medical ⚕️ Covers medical costs and lost time at work due to a work-related injury or illness.

Workers' Comp Settlement ⚖️ If an injured worker isn't satisfied with the coverage offered by their employer's carrier, they may consult with a lawyer.

If you have any questions about workers' comp, don't hesitate to ask. It's always a good idea to have this information tucked away just in case. And if the time comes when you need guidance, know we’re here to help 🤝

Last week, the Adams Fire Department hosted a Fire Safety Day for 1st and 2nd graders as well as junior and senior stude...
03/31/2026

Last week, the Adams Fire Department hosted a Fire Safety Day for 1st and 2nd graders as well as junior and senior students. While the message was tailored a bit differently for the elementary and high school groups, the focus on safety in all situations was clear. 🚒🔥

Thanks to our local fire departments, each student received a fire blanket to take home along with valuable fire safety information. We were proud to play a small part in this great event by helping provide a fire blanket for every student who attended.

Thank you to everyone involved for helping keep our community safe!

Dealing with unexpected damage or loss can be overwhelming — but the insurance claims process doesn’t have to be. Swipe ...
03/26/2026

Dealing with unexpected damage or loss can be overwhelming — but the insurance claims process doesn’t have to be. Swipe through for a general overview of what to expect and how to navigate it smoothly.

If you ever need to file a claim or just want help understanding your policy, contact our team today. We’re here to support you every step of the way.

Have you ever wondered what some of the most common business insurance claims have historically been? View the graphic t...
03/24/2026

Have you ever wondered what some of the most common business insurance claims have historically been? View the graphic to discover the answers.

It is vitally important to protect your business from these common risks by ensuring you have the right policies in place. For instance, theft and burglary incidents alone can lead to claims averaging $8,000.

That is why our team is here to help you find the coverage that best suits your needs. Reach out to us today.

Feeling extra lucky this St. Patrick’s Day 🍀 We couldn’t let the day pass without saying how grateful we are for the won...
03/17/2026

Feeling extra lucky this St. Patrick’s Day 🍀 We couldn’t let the day pass without saying how grateful we are for the wonderful clients who make our work so rewarding all year long.

Thank you for your trust, partnership, and support. Here’s to more success, good fortune, and plenty of reasons to celebrate ahead!

Did you know that a contractor license bond is often required to maintain your license and build trust with clients? Our...
03/12/2026

Did you know that a contractor license bond is often required to maintain your license and build trust with clients? Our team makes it quick and easy to set up or renew your bond at an affordable premium. A license bond acts as a guarantee that you’ll follow state laws and building codes — giving peace of mind to both you and your clients.

Ready to get started? Contact our team today to get your quote!

Think your auto and homeowners insurance will protect you if something goes wrong? Think again. Today’s lawsuits are big...
03/10/2026

Think your auto and homeowners insurance will protect you if something goes wrong? Think again.

Today’s lawsuits are bigger, more frequent, and far more expensive than most standard policies were designed to handle. When a serious claim exceeds your coverage limits, the financial fallout can be devastating.

Here’s why more people are adding personal umbrella insurance:

✅ Liability claims and payouts have surged over the last decade
✅ Umbrella claims have doubled, with average payouts up about 67%
✅ Jury awards in some states have exceeded standard policy limits by hundreds of thousands of dollars
✅ Legal defense costs alone can surpass $50,000 before a case is resolved
✅ $1 million in umbrella coverage may cost as little as $12–$25 per month

The cost of not having enough liability protection can far outweigh the cost of adding it. Personal umbrella insurance helps protect your savings, home equity, investments, and even future income — before one claim puts them at risk. If you would like to learn more about umbrella insurance, give our team a call. We're here to help.

Daylight Saving Time begins on Sunday, March 8th, which means Monday afternoon naps will be in order for many of us! The...
03/06/2026

Daylight Saving Time begins on Sunday, March 8th, which means Monday afternoon naps will be in order for many of us! The good news amid all of that lost sleep? We will get an extra hour of light at the end of the day. As winter comes to a close, that’s something worth cheering!

Something else to celebrate? Getting your “ducks” in a row ahead of spring. Reach out if we can be of assistance!

Heads-up for growers: March 15th is the deadline to enroll for spring 2026 crop insurance. If we haven’t already set up ...
03/02/2026

Heads-up for growers: March 15th is the deadline to enroll for spring 2026 crop insurance. If we haven’t already set up your policy, reach out ASAP so you’re covered before the window closes.

To move fast, have these ready:
🌱 Acres and planting intentions by unit/field
🌱 Recent yield/history (e.g., Actual Production History, or APH, updates, production records)
🌱 Coverage preferences (such as level, unit structure, enterprise versus optional)
🌱 Changes for 2026 like new ground, landlord/tenant updates, entity changes

Call our office as soon as you can if you still need coverage.

Did you know that only half of millennials and about a third of Gen Z have life insurance? Many put it off, thinking it’...
02/27/2026

Did you know that only half of millennials and about a third of Gen Z have life insurance? Many put it off, thinking it’s too expensive or unnecessary — but starting early offers significant advantages. Swipe through for a breakdown.

Contact Julie at 402-988-2255 to explore your life insurance options. We’re here to make the process simple and stress-free.

Address

649 Main Street
Adams, NE
68301

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 5:30pm
Thursday 8am - 4pm
Friday 8am - 4pm
Saturday 8am - 12pm

Telephone

+14029882255

Website

Alerts

Be the first to know and let us send you an email when Gramann Insurance Agency posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Gramann Insurance Agency:

Shortcuts

Share

Category