M.W. Smith & Associates LLC

08/28/2024

Big Changes Coming to Medicare in 2025! 🚨

Starting in 2025, Medicare Part D enrollees will see their out-of-pocket prescription drug costs capped at $2,000 annually. Plus, insulin costs for those using a pump will be capped at $35 per month.

Other key changes include:

Elimination of the coverage gap phase: This means no more “donut hole” in Part D coverage.
Expanded mental health services: More mental health counselors will be available as providers.
Support for caregivers: Family caregivers for loved ones with dementia may be eligible for respite care.
Stricter marketing rules: New regulations to protect against deceptive and high-pressure marketing practices.
These changes aim to make healthcare more affordable and accessible for seniors. Stay informed and plan ahead! 💊💙

Contact us for more updates!

07/11/2023

Did you know you could enroll in a 5-Star Medicare Plan outside of AEP?
Choose a Medicare Advantage plan with honest pricing, real value, and more savings. As a certified and licensed agent, I can give you advice about your Medicare options. Contact me today to learn more. *5/5 stars for Priority Health HMO-POS plans based on 2023 CMS Star Ratings.

M. W. Smith & Associates LLC, is an independent Insurance and Financial Services agency helping individuals achieve financial independence, and employers attract and retain key employees for over 30 years. No client is too big or too small.

06/17/2020

Volunteering is good for your community—and for your health, too. Here are some easy ways to help others while safely social distancing during COVID-19.

06/17/2020

*Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Preventive and Wellness Care reimbursements are based on a schedule. Complete Coverage℠ reimburse...

06/15/2020

https://www.priorityhealth.com/individual-family-health-insurance/tell-us?agentId=B00177

If you have lost or are losing health coverage due to the Coronavirus Disease 2019 (COVID-19) you are not required to submit supporting documentation for proof of loss of coverage to enroll in a MyPriority Individual health plan through your Special Enrollment Period. Explore our unique plan option...

06/03/2020

https://www.aspcapetinsurance.com/dig/?prioritycode=EB18MWSmith

*Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.aspcapetinsurance.com/terms. Preventive and Wellness Care reimbursements are based on a schedule. Complete Coverage℠ reimburse...

05/27/2020

https://shar.es/aHRblc

Effective hand washing is one of the best ways to stop the spread of viruses. Good old-fashioned soap and water will do the trick, as will alcohol-based hand sanitizers. They’re all the rage at the moment, with recent demand up ...

05/18/2020

Over the years, several studies have shown that animal friends not only make us happy, they also reduce the risk of heart disease, lower stress levels, ease anxiety and contribute positively to our overall health. If you’re thinking of getting a pet to train and love while you’re stuck at home d...

05/08/2020

If you need care for a medical issue that's not life-threatening, you can get access to care wherever you are. You can use any virtual care provider or one of our virtual care partners, Spectrum Health Now or MDLive. You can also check with your doctor to see if they offer virtual care options.