McAlister Insurance Agency

10/20/2026

BIG CHANGES are happening with many Medicare Plans. IF YOU NEED HELP or have a QUESTION...call Doreen!

10/19/2026

Life Insurance Coverage Has a Deadline | Be Sure to Be Insured
As someone who’s helped families across Ada protect what matters most, I know how important it is to understand the details of term life insurance. Unlike permanent policies, term life coverage is designed to last for a specific period—commonly 10, 20, or 30 years—not a lifetime. That means your timing matters: once the term ends, your coverage stops unless you renew, buy a new policy, or convert (if your policy allows). These changes don’t happen automatically, so it’s worth reviewing your options ahead of time.

Your premiums usually remain steady during the term, but if you renew later, costs can rise sharply due to age or health changes. Some policies let you convert to permanent coverage without a new health exam, and a return-of-premium option may refund your payments if you outlive the term. When selecting a policy, consider your needs—like income replacement, your mortgage, children, and retirement plans. I always recommend reviewing coverage yearly so your family’s protection never lapses. That’s how we look after our own loved ones, and it’s how I aim to look after yours.

10/18/2026

10/17/2026

As a young man I was warned not to be a "Lollygagger...!" I was never called a dilly dallier... must be an Oklahoma thing.

10/17/2026

10/16/2026

Smart Financial Strategies for Homeowners in a Changing Economy
As a fellow homeowner here in Oklahoma, I know firsthand how important it is to have a plan for your finances—especially as the economy shifts and mortgage rates rise. It’s smart to keep a close eye on your housing costs, maintain a healthy cash reserve for unexpected expenses, and remember that your home’s equity is a valuable asset. When considering refinancing, be thoughtful and look at all your options. Prioritizing necessary home improvements and keeping tabs on your credit and insurance can help keep your investment—and your peace of mind—on solid ground. At McAlister Insurance Agency, we’re committed to making sure our neighbors have the information they need to make confident choices for their families and their futures.


https://www.roomvu.com/agent-news/gw-mcalister/2071157-Smart-Financial-Strategies-for-Homeowners-in-a-Changing-Econ

10/15/2026

Life Insurance Should Evolve With Your Needs | Be Sure to Be Insured
At McAlister Insurance Agency, we see firsthand how life insurance needs shift alongside life’s changes. As families grow, careers advance, and goals evolve, it’s important that your coverage keeps pace. That’s why I always encourage a regular review of your financial plan—looking closely at income, expenses, and savings before making any updates to your policy. For example, an increase in income can signal the need to revisit your coverage, ensuring your family’s lifestyle is protected. And as new costs arise—whether it’s supporting your kids through college or even helping adult children—those changes matter. Sometimes, if your income and savings have grown, it might make sense to convert some term coverage into permanent insurance. My goal is to help you keep your life insurance in sync with your real needs, so your policy fits your life, not the other way around. It’s all about supporting our community with thoughtful, personal guidance.

10/13/2026

Smart Ways to Save on Home and Auto Insurance
Insurance premiums for home and auto coverage have gone up lately—something many of my neighbors in Ada have noticed. Factors like risky driving, expensive repairs, higher used car prices, more lawsuits, and even natural disasters all play into these increases. But there are practical ways to keep those bills in check: ask about safe driving discounts, explore telematics programs, consider raising your deductible, bundle your policies, or make improvements to protect your home. At McAlister Insurance Agency, Doreen and I always look for ways to help our community navigate these changes and find the best fit. If you ever want to talk options or just need advice, we're here in Ada for you.

10/12/2026

Global GTL Coverage Basics Explained | Be Sure to Be Insured
Let’s break down some basics about group term life insurance—a benefit many folks get through work. Group term life pays out to your loved ones if you pass away while the coverage is active, and premiums are usually handled right out of your paycheck. One advantage of employer-sponsored coverage is that it’s often less expensive than buying your own policy, and you typically won’t need a medical exam. Benefits might be a set amount or based on your salary, with most policies ranging anywhere from $50,000 to $500,000. Just remember, this coverage usually ends if your employment does—unless you act quickly to convert it. For most people, coverage under $50,000 won’t cause tax issues, but above that, some of the benefit can be taxed depending on your age and coverage level. Group term life can add an important layer of security, but every family’s needs are different. It’s smart to look at the limits, portability, and how it fits with any personal policies you might have. Here at McAlister Insurance, we’re always glad to help our Ada neighbors sort through these options to protect what matters most.