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PrimeLending, Curt Hale - Senior Mortgage Loan Originator

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PrimeLending, Curt Hale - Senior Mortgage Loan Originator

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Curt Hale, Senior Mortgage Advisor, Certified Veterans Lending Specialist (CVLS), NMLS 497901 At PrimeLending, we are Home Loans Made Simple®.

PrimeLending NMLS ID: 13649
I’m Curt Hale, NMLS: 497901, Senior Loan Officer with PrimeLending, a national mortgage lender making the home loan process simple. For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. I'm here to help with your home mortgage questions. I offer "Creative Financing Solutions" customized for clients specific lending needs; VA, FHA, Conventional, Jumbo, USDA, Non-QM (programs include Lite Doc, DSCR/Investor Cash Flow, Bank Statement, and Asset Qualifier). 40-year term and Interest-only payment options too! The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal

Equal Housing Lender

11/03/2026

More money down isn't always the better move!

More money down isn't always the better move!

If you've saved extra cash for a home purchase, you might assume putting it all toward your down payment is the smartest choice.

But have you considered a permanent rate buydown?

Depending on the program, using some of that money to lower your mortgage rate could help reduce your monthly payment while leaving more cash in your pocket for other needs.

Every buyer's situation is different. I can help you compare scenarios and see where your money could make the biggest difference.

Let's run the numbers!

11/03/2026

Here's a little food for thought this Thanksgiving!

One of the great things about owning a home? As you pay down your mortgage, you're building equity that could help you down the road—whether that's renovating, covering a major expense, or reaching another financial goal.

Already a homeowner? Let's talk about how your home's equity could work for you.

And if you're thinking about buying, I'm here to help you get started!

11/01/2026

Things to ghost this year:
Renting.
Landlords.
Paying someone else’s mortgage.

If homeownership has been on your mind, don’t let assumptions about down payments, credit or today’s market scare you away. You may have more options than you think.

Ready to stop renting and start working toward a home of your own? Let’s talk about what it takes to get you there.

10/30/2026

When negotiating on a home, a lower price isn’t the only thing worth asking for.

What if seller concessions could be used to help lower your upfront costs or even reduce your monthly payment with a temporary buydown?

Sometimes, it pays to look beyond the price tag and ask: What else could that money do?

I can help you run the numbers and compare your options.
Before you negotiate, let’s talk.

10/30/2026

Relocating? A new home could make the move easier.

If you’re moving to a new city or state, new construction may be worth considering.

You can choose a home that fits your needs without worrying about immediate repairs or renovations, and you may have more flexibility when planning your move.

I can help you understand your new construction financing options and prepare for your next chapter.

Planning a move? Let’s talk.

10/29/2026

When Was Your Last Mortgage Checkup?

Your life changes. The market changes. Your mortgage options can change, too.

A quick mortgage checkup can help you understand how much equity you’ve built, whether your current loan still fits your goals and what other options may be available.

Sometimes, simply knowing where you stand can help you plan what’s next.

Ready for a mortgage checkup? Let’s talk.

10/28/2026

Don’t let one number scare you away from exploring your options.

Buying could mean finding the right home for your life, starting to build equity or getting out of a rental that no longer works for you.
Refinancing could still make sense if you want to access equity or change your loan terms*.

A higher rate doesn’t automatically mean making a move is the wrong move.

Let’s run the numbers and see what makes sense for you.
*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

10/24/2026

Self-employed? Multiple jobs? Freelance income? Rental properties?

Your income may not fit neatly into a traditional box. That doesn’t mean your mortgage options have to.

PrimeLending offers more than 1,000 loan solutions, including options for borrowers with a wide variety of income sources and financial situations.

Before you assume your income will hold you back from buying a home, let’s talk about what may be possible.

*PrimeLending is not affiliated with Venmo.

10/23/2026

Can’t find the right home? Maybe it hasn’t been built yet.

New construction can give you options you may not find in an existing home, including:

The ability to choose certain finishes and features
Modern layouts designed for how people live today
Newer systems, appliances and energy-efficient features
Fewer immediate repairs or renovations
A home that feels like yours from day one

And with financing designed specifically for new construction, building may be more achievable than you think.

Thinking about building? Let’s talk about your options.

10/23/2026

Buy Now, Pay Later plans can create additional monthly obligations that may need to be considered when a lender reviews your finances.

Depending on the situation, those payments could factor into things like your debt-to-income ratio and overall borrowing power.

Moral of the story? “Pay in 4” doesn’t automatically mean “no mortgage” — but knowing the full financial picture before you apply is always a smart move.

Address

4400 Buffalo Gap Road, Ste 1000
Abilene, TX
79606

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm
Saturday	9am - 1pm

Website

https://lo.primelending.com/curt.hale/

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