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Protect Your Future with TrustInsure's Medicare Guidance. Get peace of mind with reliable, tailored insurance solutions.

For local, personalized guidance on Medicare options, contact us for a no-cost consultation today!

10/13/2026

📍 TrustInsure Tuesday

Enrollment opens Thursday, and we’re booking appointments now through December 7.

If you’re on a Medicare Advantage or Part D plan, this is the window to look at what you have. We’ve seen some meaningful changes on this year’s notices, so it’s worth a review even if you’ve skipped it in past years.

What we’ll look at together:

💊 Your prescriptions. Still covered? Same tier?
👨‍⚕️ Your doctors and hospitals
💵 Your premium and copays
🏥 Your out-of-pocket maximum

Plenty of people look at their options and keep what they have. That’s a fine outcome. The point is making it a decision rather than a default.

Book online at trustinsuregroup.com/book or call (910) 994-6464.

10/06/2026

📍 TrustInsure Tuesday

Medicare Enrollment opens October 15. Here's what's actually changing for 2027.

💊 The drug deductible goes up. The standard Part D deductible rises from $615 to $700.

🛑 So does the out-of-pocket cap. It moves from $2,100 to $2,400. Once you've spent that much on covered drugs, you pay nothing for them the rest of the year.

📉 Fifteen more drugs get negotiated prices. Starting January 1, Medicare's negotiated pricing takes effect on another round of common medications, including some widely used diabetes, COPD, and arthritis drugs. If you take one of them, your cost could drop meaningfully.

📈 Standalone drug plan premiums may jump. A temporary federal program that had been holding those premiums down expires at the end of this year. If you have a Medigap plan with a separate Part D plan, this is the one to watch.

Part A and Part B costs for 2027 haven't been announced yet. Those usually come out in November.

The practical takeaway: check your drug plan this year even if you check nothing else. Give us a call if you'd like some local guidance (910) 994-6464.

09/29/2026

📍 TrustInsure Tuesday

Medicare's Annual Enrollment Period opens October 15 and closes December 7.

What that window is for:

📅 Switching from Original Medicare to a Medicare Advantage plan, or the other way around
📅 Changing from one Advantage plan to another
📅 Joining, dropping, or changing a Part D drug plan

Anything you change during that window takes effect January 1.

Two things worth knowing. You don't have to do anything. If your plan still works for you, staying put is a perfectly good decision. And if you have a Medicare Supplement, this window mostly isn't your event. Supplements don't renew or change the way Advantage and Part D plans do.

If you want a second set of eyes on your coverage before December 7, now's a good time to get on the calendar. Call (910) 994-6464.

09/15/2026

📍 TrustInsure Tuesday

Medicare covers up to 100 days in a skilled nursing facility, and only after a qualifying hospital stay, and only while you need actual skilled care. The first 20 days are covered in full. Depending on the type of Medicare coverage you have, days 21 through 100 could cost you up to $217 a day this year.

Short-term care insurance works the same way long-term care coverage does, with a shorter benefit period. Instead of covering years, it typically covers up to a year. That makes the premium a lot more manageable, and the health questions on the application are usually simpler.

The part most people don't expect: this isn't just nursing home coverage. Most of these plans pay for care at home too. That matters, because staying home is what most people actually want, and home care is the thing families end up paying for out of pocket while they figure out what to do next.

It isn't right for everybody, and it isn't a substitute for a full long-term care plan. But it can help fill a gap that Medicare leaves.

If you've been wondering what happens after day 100, it's worth a conversation. Give us a call at (910) 994-6464 or stop by the office in Aberdeen.

09/11/2026

Never forget

Today, we honor those we lost, those who served, and the families whose lives were changed forever.

🇺🇸 September 11, 2001

09/08/2026

Your Medicare plan's Annual Notice of Change is arriving this month. Don't throw it out.

Medicare Advantage and Part D plans are required to send an Annual Notice of Change every fall. Most arrive in the second half of September, and by law they have to be delivered by September 30. Some are already showing up.

That thick envelope tells you what's changing on the plan January 1. Things that can change year to year:

📄 The monthly premium
📄 What you pay at the doctor or the hospital
📄 Which doctors and hospitals are in the network
📄 Which prescriptions are covered, and at what tier

Prescriptions are where people get hurt. A drug can move to a higher tier or come off the list entirely, and the first anyone hears about it is at the pharmacy counter in January.

Medicare Supplement policies don't get one of these. Supplements are standardized and don't change from year to year the way Advantage and Part D plans do. Nothing's wrong, that letter just isn't coming.

Hang onto the envelope. Starting in October we can go through it line by line and figure out what it actually means.

Give us a call at (910) 994-6464 or stop by our office at 604 Magnolia Dr, Suite B in Aberdeen.

TrustInsure is a licensed health insurance agency and is not affiliated with any government agency.

09/04/2026

🇺🇸 Happy Labor Day from TrustInsure! 🇺🇸

Today, we’re taking a moment to recognize and appreciate the hard work and dedication of the people who keep our communities moving.

We hope you enjoy the long weekend with family and friends! ☀️

Please note: TrustInsure will be closed Monday, September 7th in observance of Labor Day. We’ll be back in the office Tuesday and look forward to serving you!

07/04/2026

Happy Independence Day from TrustInsure! Wishing you and your family a safe and relaxing 4th. We're grateful to serve the Sandhills community and the clients who trust us with their coverage. Enjoy the fireworks!

05/25/2026

Memorial Day means a lot in a community like ours. The Sandhills has never had a shortage of people willing to serve, sacrifice, and put others first.

Today we honor all of them. Thank you for your service, and to the families who carry that weight too. 🇺🇸 🙏🏼

04/06/2026

Myth: You can enroll in Medicare any time you want. Reality: Medicare has specific enrollment periods, and missing them can result in permanent late penalties on your premiums.

Address

604 Magnolia Drive, Suite B
Aberdeen, NC
28315

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

(910)9946464

Website

http://www.TrustInsureGroup.com/

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