Uganda Bankers' Association - UBA

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Uganda Bankers' Association - UBA Uganda Bankers Association, est. 1981 is an umbrella organisation for Commercial Banks licensed and supervised by Bank of Uganda.

Uganda Bankers’ Association is the umbrella body for 34 licensed financial institutions regulated by the Bank of Uganda. |

This World Savings Day, “AI advises, human decides” reminds us that technology can help us plan and explore options, but...
31/10/2026

This World Savings Day, “AI advises, human decides” reminds us that technology can help us plan and explore options, but the choices should reflect our own lives.

Start with a goal and an amount you can manage. Speak to your financial institution about a savings option that works for you.

Happy World Saving Day 2026


How can Uganda unlock private capital to finance inclusive growth?Speaking on Day 2 of the Local Development Partners Gr...
30/10/2026

How can Uganda unlock private capital to finance inclusive growth?

Speaking on Day 2 of the Local Development Partners Group (LDPG) Dialogue, UBA Executive Director Wilbrod Owor emphasised the need for financing structures that turn available capital into investment, supporting Uganda’s Tenfold Growth Strategy.

He highlighted three fundamentals: a conducive business environment, market credibility and trust, and a pipeline of bankable projects. He also outlined opportunities for blended finance, group lending to advance women’s financial inclusion, and the use of mobile money transaction histories to support credit access for MSMEs.

On the cost of credit, he emphasised that fiscal discipline and reduced government domestic borrowing would help release more financing to the private sector and sustainably lower interest rates.

The discussions identified opportunities for UBA and the UN Country Team to collaborate through convening, advocacy, capacity building and new areas of intervention. The UN team also expressed interest in learning more about UBA’s programme with IFAD on rural finance and agricultural value chains.

Financial literacy must help people build confidence in their financial futures.Delivering closing remarks at the launch...
30/10/2026

Financial literacy must help people build confidence in their financial futures.

Delivering closing remarks at the launch of the 3rd Strategy for Financial Literacy in Uganda (2026–2031), held as part of the World Savings Day celebrations at Speke Resort Munyonyo, UBA Executive Director Wilbrod Owor called attention to the work still needed to strengthen financial confidence.

Reflecting on a finding shared during the proceedings that 60% of people lack confidence in their financial security, he urged participants to carry that message forward.
“If there’s anything else, take that up. Because there’s work that we have, a lot of work.”

He thanked the Ministry of Finance, Bank of Uganda, the International Labour Organization, the Uganda Institute of Banking and Financial Services, and fellow partners for their contributions. He also welcomed the depth of the panel discussions, noting the need to create more time for learning and exchange in future engagements.

His closing message reinforced the shared responsibility of financial sector stakeholders to translate financial education into greater confidence, better decisions and lasting financial wellbeing.

Cross-border payments are an important part of regional trade. Uganda-shilling settlements through the East Africa Payme...
30/10/2026

Cross-border payments are an important part of regional trade. Uganda-shilling settlements through the East Africa Payment System reached approximately UGX 982 billion in FY2025/26, an increase of 60.5%.

The bulletin explores how connected payment systems support transactions in regional currencies across Uganda, Kenya, Tanzania and Rwanda.

Read more here:https://ugandabankers.org/wp-content/uploads/2026/10/Economic-BulLetin-October-2026.pdf

Mobile money processed UGX 421 trillion across 9.7 billion transactions in the twelve months to June 2026. With transact...
30/10/2026

Mobile money processed UGX 421 trillion across 9.7 billion transactions in the twelve months to June 2026. With transaction value growing by 29.1%, the figures highlight its expanding role in Uganda’s payment system.

The value represents cumulative transactions, including money moving through the system multiple times.

Read more here:https://ugandabankers.org/wp-content/uploads/2026/10/Economic-BulLetin-October-2026.pdf

Uganda’s non-performing loan ratio declined from 3.74% in June 2025 to 2.67% in June 2026, indicating that a smaller sha...
29/10/2026

Uganda’s non-performing loan ratio declined from 3.74% in June 2025 to 2.67% in June 2026, indicating that a smaller share of the loan portfolio was classified as non-performing.

This is an encouraging indicator of loan quality, alongside the continued importance of sound lending practices and borrowers’ repayment capacity.

Read more here:https://ugandabankers.org/wp-content/uploads/2026/10/Economic-BulLetin-October-2026.pdf

Does more lending always mean more growth?A study featured from the 9th Annual Bankers Conference found that increased l...
29/10/2026

Does more lending always mean more growth?

A study featured from the 9th Annual Bankers Conference found that increased lending alone did not reliably predict growth across Uganda’s agriculture, industry and services sectors

The findings invite a closer look at where credit goes, its cost, repayment periods and how it is used to support productive activity.

Explore these and more in the 9th Annual Bankers Conference articles or working papers:https://ugandabankers.org/wp-content/uploads/2026/10/FINAL-Report-9th-ABC.-2026.pdf



Where banks lend offers a window into how credit supports the economy. Households held the largest outstanding loan bala...
28/10/2026

Where banks lend offers a window into how credit supports the economy. Households held the largest outstanding loan balance in July 2026, while construction and real estate, manufacturing and trade also accounted for substantial lending.

The sector breakdown shows how commercial bank financing is distributed across households and economic activities.

Read more here:https://ugandabankers.org/wp-content/uploads/2026/10/Economic-BulLetin-October-2026.pdf

Your personal information is yours to protect.Think twice before sharing your National ID number, bank details, card inf...
28/10/2026

Your personal information is yours to protect.

Think twice before sharing your National ID number, bank details, card information or copies of your identification documents. In the wrong hands, these details can be used to impersonate you and commit fraud.



Private sector credit grew by 19% in August 2026, compared with 9.5% a year earlier. Credit can help businesses finance ...
27/10/2026

Private sector credit grew by 19% in August 2026, compared with 9.5% a year earlier. Credit can help businesses finance operations and investment while supporting household needs. Its contribution to lasting growth depends on productive use and sustainable repayment.

Explore the trends shaping credit expansion.

Read more here:https://ugandabankers.org/wp-content/uploads/2026/10/Economic-BulLetin-October-2026.pdf

Address

Atom Leadership Centre, Plot 2702, Block 244 Nyangweso Road, Kironde Road, Tankhill Muyenga
Kampala
256

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00

Telephone

+256414431199

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