Crets financial services

04/03/2022

Tips For Better Asset Management. Learn more:https://cretsestates.com/.../tips-for-better-asset.../

Tips For Better Asset Management. Learn more:https://cretsestates.com/2022/03/04/tips-for-better-asset-management/

23/02/2022

Using a property manager can be a solution to fix your finances. learn more:https://cretsestates.com/2022/02/23/using-a-property-manager-can-be-a-solution-to-fix-your-finances/

22/02/2022

Why a condominium property may be good for you. Learn more:https://cretsestates.com/2022/02/21/why-a-condominium-property-may-be-good-for-you/

24/07/2021

www.cretsestates.com
+256753697169

Crets Estates sales luxury apartments , luxury apartments, in africa, uganda are recently been bought by expats , "real estate, house hunting, homes for sal...

10/06/2021

05/06/2021

LAND FOR SALE , 990 MILLION, KITENDE WAKISO ENTEBBE ROAD
IDEAL FOR HOTEL , SHOPPING MALLS, APARTMENTS LOCATED ALONG MAIN ROAD
ABOUT KITENDE: just one of the top sights around Kitende, a relaxing city also known for its restaurants and hotels like Ropani hotel, giant schools like st marys kitende, home to viper football club

27/06/2020

16/02/2020

What you should know about tax efficient while planning your retirement savings or investment?
By Emmanuel Kilwana
One of the most important steps you and your financial advisor can take is to minimize the impact of taxes can have on future savings and retirement. Taxes can impact your investment if not carefully planned, for example choosing to pay for your taxes now for your future investment can have a bigger advantage now than later, reason being that many governments are borrowing now to cater for their public expenditures. In order to pay off their debts, they have to raise their taxable base which means more taxes in future than now. According to Crets Financial Services, clients should consult with their financial advisor for valuable assistance in determining the best approach to minimizing their taxes.

While tax-advantage accounts are good for meeting longtime goals, such as retirement, most investors also have money in taxable accounts .But even taxable accounts can be managed with an eye on tax efficiency. WHAT MAKES TAXES MORE EFFICIENT? Factors as investment approach or methodology can weigh heavily fund tax efficient .However certain investment are more tax efficient by their nature than others .With stock funds. For example, the amount a fund distributes affects its tax efficiency, but the type of distribution also plays a big role. Accountants who do tax returns for middle-income people want to help their clients pay as little tax now as possible. Yet often that’s not the best choice. Good planning is about understanding the tax burden you’re leaving behind and trying to find a good equilibrium between taxes now and taxes later

The author is licensed financial advisor for prudential assurance Uganda and CEO Crets Group Limited, he holds a bachelor’s degree in economics from Makerere University with over five years’ experience in financial services .

02/02/2020

WHAT YOU SHOULD KNOW ABOUT THE CLAIM PROCESS FOR YOUR INSURANCE POLICY?
By Emmanuel Kilwana
Like preparing the food is a bit hard, eating it becomes the easiest part of it. that is true with insurance policies paying premiums may pose some hardship for some people but the claim process is the easiest .Over the years of my practice , I have encountered a lot objection from potential clients regarding the claim process , this has been caused by mainly two issues ;
• Lack of knowledge on what documents you should have, most client don’t read their policy documents on requirements they should present during the claim process . According Crets Financial services , a claim process should take a maximum of five working days upon submission of the required documents by policy holder or the next of kin in scenario of a death claim where the beneficiaries are minor. Crets financial services goes on to say that your next of kin should be younger and healthier than the policy holder to ensure that incase of death of life assured, the next of kin is available to present the necessary documents.
• Some doubts about the claims process is brought up by negative people and environments. They are some people who believe in negativity in any process. You should avoid consulting such people or beings in their environments.
The claim process is normally triggered by mainly three events: Maturity, disability and death, each having its own requirements as follows;
Death Claim
• Certified copy of death certificate normally provided by the national identification authority.
• Original policy document
• Id of the claimant
• Completed intimation form

Disability Claim

• Full medical examination report
• Original policy document
• Id of life Assured and authorized claimant
• Police report in case of disability is a result of accident
• Completed intimation form

Maturity claim
• Original policy documents
• ID of life assured
• Completed discharge voucher
The author is a licensed financial advisor for Prudential Assurance Company and CEO Crets Group Limited , a graduate of economics from Makerere University with over five years’ experience in financial services .

25/01/2020

A place where words matter