Kray Microfinance

Kray Microfinance Fast, Convenient and Reliable Solutions. Savings, Loans, & Investments. We offer micro-loans, micro-investments and micro-health insurance.

Kray Microfinance limited is a digital micro-finance company, operating in Uganda, licensed and regulated by Uganda Microfinance Regulatory Authority.

At Kray Microfinance , we believe impact is measured by the opportunities we create.During the 16th Graduation Ceremony...
21/03/2026

At Kray Microfinance , we believe impact is measured by the opportunities we create.

During the 16th Graduation Ceremony 2025/26 at .Lawrence University (Uganda), we proudly awarded the Best Student in the Faculty of Business—recognizing excellence, discipline, and outstanding achievement.

But we didn’t stop at recognition.
We are excited to also offer her a place in our Graduate Trainee Program—because real impact goes beyond celebration. It is about opening doors and enabling the next step.

This moment represents more than an award: It is the beginning of a journey from academic excellence to real-world contribution.
It is a bridge between potential and opportunity.It is a commitment to nurturing the next generation of business leaders.

At Kray, we are intentional about creating pathways—where talent is identified, supported, and given a platform to grow into meaningful impact.

Congratulations once again.The future is yours, and we are proud to be part of your journey.

17/03/2026

💥 INTRODUCING MAMA CASH – BUILT FOR HER HUSTLE 💥

Every woman has a dream.
A business to grow.
A family to support.
A future to secure.

But one thing often stands in the way… access to the right financial support.

Today, we change that.

🌸 Mama Cash is here.

A powerful financial solution designed specifically for women who are ready to grow, save, and take control of their financial journey.

✅ Access affordable loans to boost your business
✅ Learn practical money skills through guided training
✅ Build a disciplined saving culture
✅ Join a community of ambitious, like-minded women

This is not just money.
This is empowerment.
This is structure.
This is growth.

💡 Whether you’re running a small business, starting fresh, or scaling up — Mama Cash is your partner.

📲 Apply today.
📍 Visit your nearest Kray Microfinance branch
📞 Or send us a message on 0707888001

👉 Because when a woman grows, everyone grows.

Secure your financial future by guarding your money wisely. Budget diligently, save consistently, and avoid unnecessary ...
03/03/2026

Secure your financial future by guarding your money wisely. Budget diligently, save consistently, and avoid unnecessary debt. Protect what you earn by making informed choices today.

Happy New Year from Kray!Thank you for trusting us with your financial journey throughout the year.In 2026, we remain co...
03/03/2026

Happy New Year from Kray!

Thank you for trusting us with your financial journey throughout the year.

In 2026, we remain committed to helping you save smarter, grow stronger, and achieve more.

Cheers to new opportunities, prosperity, and progress together!
# Team Kray Microfinance 2026 #

Make all your mobile payments this weekend using the Kray Mobile App from Google play store.Keep smiling as you move wit...
28/02/2026

Make all your mobile payments this weekend using the Kray Mobile App from Google play store.

Keep smiling as you move with Kray mobile app as you enjoy convenience and easy.

Jjangu weefunile Ssente Express loan leero business yoo effuuke Gumite.Simply visit any of our branches for more detail...
27/02/2026

Jjangu weefunile Ssente Express loan leero business yoo effuuke Gumite.

Simply visit any of our branches for more details.

Call/WhatsApp 0707888001

Time is now, what's stopping you from saving for your future goals. Toweelaliikira biiseera bya enkya. Tambula naffe Lee...
26/02/2026

Time is now, what's stopping you from saving for your future goals. Toweelaliikira biiseera bya enkya. Tambula naffe Leero

Start your savings journey today with Kray Interest Wallet.

25/02/2026

Start Saving Today with our Kabox Kusimu.

Consistency pays!If you saved 5,000 UGX daily with Kray’s KABOX plan, you’d grow your money to over UGX 1,287,949 in a y...
25/02/2026

Consistency pays!

If you saved 5,000 UGX daily with Kray’s KABOX plan, you’d grow your money to over UGX 1,287,949 in a year — including interest!

With weekly interest and the security of a licensed microfinance institution, building your savings has never been easier.

Start your journey today:
📲 Dial *217*332 #
📥 Download the Kray App
📍 Visit our branches in Kyaliwajjala, City Centre, Nateete, Nansana & Kawempe

Pay Salaries the Smart Way with the Kray Smart CardGive your employees the freedom and confidence they deserve. With the...
23/02/2026

Pay Salaries the Smart Way with the Kray Smart Card

Give your employees the freedom and confidence they deserve. With the Kray Smart Card, salary management becomes seamless and beneficial for everyone.

Benefits for your staff:
Wide Accessibility – Use at 18 banks and 758 ATMs.
Salary Loans – Instant access to salary advances when needed.
Peace of Mind – Secure and reliable salary payments.
Boost Confidence – Empower your employees with financial convenience.

Give your staff the advantage of the Kray Smart Card today!

Pay Salaries the Smart Way with the Kray Smart CardGive your employees the freedom and confidence they deserve. With the...
23/02/2026

Pay Salaries the Smart Way with the Kray Smart Card

Give your employees the freedom and confidence they deserve. With the Kray Smart Card, salary management becomes seamless and beneficial for everyone.

Benefits for your staff:
Wide Accessibility – Use at 18 banks and 758 ATMs.
Salary Loans – Instant access to salary advances when needed.
Peace of Mind – Secure and reliable salary payments.
Boost Confidence – Empower your employees with financial convenience.

Give your staff the advantage of the Kray Smart Card today!

Start Smart with the Early Bird Account for Kids! Give your children the gift of financial confidence from an early age....
21/02/2026

Start Smart with the Early Bird Account for Kids!

Give your children the gift of financial confidence from an early age. With our Early Bird account, kids learn to save, grow, and manage money responsibly—while having fun!

✅ Easy & safe for kids
✅ Encourages savings habits
✅ Parent-friendly oversight

Start your child’s journey to smart money management today. Because early lessons lead to lifelong success!

Address

Kireka-Kyaliwajjala
Kampala

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00
Saturday 08:00 - 14:00

Telephone

0707888001

Website

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Making Financing Accessible for all Ugandans

Kray Micro-finance is a provider of micro-loans that offer progressive financial solutions through our mobile banking platforms. Anyone with a mobile device can open a Kray account and then apply for a loan.

Our goal is to make financing accessible for all Ugandans. We believe all consumers deserve a second chance, regardless of their credit rating. With our mobile loan platform and educational resources, we aim to educate and empower Ugandans so that they can make better financial decisions.

We are licensed and regulated by Uganda Micro finance Regulatory Authority