My Financial Cares, West District (2026)

31/08/2023

KAISER is just a piece of paper,

👉Hindi sya tangible product.
👉Hindi mo sya maipagmamalaki sa mga kaibigan mo.
👉Hindi tulad ng bagong biling sasakyan, bagong bahay at lupa, bagong gadget, na pwede mong ipagmalaki, ipakita at ipagmayabang sa mga barkada mo.

🙋‍♂️Pero pagdating sa oras ng sobrang pangangailangan mo Kaiser ang malaking maitutulong sayo.

🙋‍♀️Kaiser ang maaasahan mo.
🙋‍♀️Pagdating ng Senior years mo , retirement age mo....si Kaiser pa rin ang aalalay sau.
🙋‍♀️Magbibigay sau ng passive income... tutulungan ka sa mga bayarin mo sa hospital kung sakaling magkasakit ka.

🙋‍♂️Kaya wag mong maliitin si KAISER. Kaya ka nyang bigyan ng kapayapaan sa iyong isipan at KALOOBAN.❤️

👇
https://121788tw.imgcorp.com/quote/kaiser

SAVE and INVEST FOR YOUR BETTER FUTURE.

31/08/2023

Golden years at senior years ka na, wala ka ng benefit sa company ng HMO, paano kapag bigla ka nagkasakit?

May sapat ka bang health care funds o wala?
Ibebenta mo ba ang mga na ipundar?
O pipila ka ba sa mga charity?

Ang future mo ay depende sa action na gagawin mo ngayon.

Start your Longterm Healthcare now, just invest for only 7 years and be protected for the rest of your life.

More of Kaiser long term health care with insurance and Investment UltimateKaiser3in1SavingPlan

*International Marketing Group - IMG is the official broker company of Kaiser International Healthgroup Inc.

27/08/2023

𝐀𝐍𝐎 𝐏𝐀 𝐁𝐀 𝐀𝐍𝐆 𝐌𝐆𝐀 𝐁𝐄𝐍𝐄𝐏𝐈𝐒𝐘𝐎 𝐍𝐆 𝐊𝐀𝐈𝐒𝐄𝐑 𝐋𝐎𝐍𝐆 𝐓𝐄𝐑𝐌 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄?

𝟯-𝗶𝗻-𝟭 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻 kaya may peace of mind ka. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 + 𝗧𝗘𝗥𝗠 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 + 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝐓 ka na.

𝗔𝗗𝗩𝗔𝗡𝗧𝗔𝗚𝗘𝗦 𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥:

✅𝗩𝗘𝗥𝗬 𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘. 7 years mo lang babayaran at covered ka na while paying period palang.

✅𝗗𝗜𝗥𝗘𝗖𝗧 𝗙𝗥𝗢𝗠 𝗧𝗛𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗬. Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.

✅𝗥𝗢𝗢𝗠 𝗔𝗖𝗖𝗢𝗠𝗠𝗢𝗗𝗔𝗧𝗜𝗢𝗡. Sagot ang hospital bills mo including room accommodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.

✅𝗙𝗥𝗘𝗘 𝗔𝗡𝗡𝗨𝗔𝗟 𝗣𝗛𝗬𝗦𝗜𝗖𝗔𝗟 𝗔𝗡𝗗 𝗗𝗘𝗡𝗧𝗔𝗟 𝗖𝗛𝗘𝗖𝗞 𝗨𝗣. After ng 1 year na pagbabayad entitled ka na sa LIBRENG checkup.

✅𝗙𝗜𝗫𝗘𝗗 𝗣𝗥𝗘𝗠𝗜𝗨𝗠 𝗔𝗠𝗢𝗨𝗡𝗧. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.

✅𝗟𝗢𝗡𝗚 𝗧𝗘𝗥𝗠 𝗖𝗔𝗥𝗘 𝗕𝗢𝗡𝗨𝗦. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang 𝟴𝟱% na binayad mo on your maturity date. So making it like 𝗖𝗢𝗦𝗧 𝗙𝗥𝗘𝗘.

✅𝗢𝗡𝗟𝗜𝗡𝗘 𝗔𝗖𝗖𝗢𝗨𝗡𝗧. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo.

𝗞𝗔𝗜𝗦𝗘𝗥 𝗜𝗡𝗧𝗘𝗥𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗛𝗘𝗔𝗟𝗧𝗛𝗚𝗥𝗢𝗨𝗣 𝗜𝗡𝗖. 𝖳𝗁𝖾 𝖥𝗂𝗋𝗌𝗍 𝖭𝖺𝗆𝖾 𝗂𝗇 𝖧𝖾𝖺𝗅𝗍𝗁𝖼𝖺𝗋𝖾.

Free Qoutation for Kaiser Saving Program, click here.

https://.121788tw.imgcorp.com/quote/kaiser

27/08/2023

Read the book! Become your own Financial Educator!

When it comes to securing and saving their future, many good people fail.

Many hard-working people fail.

Many smart people fail.

Many young people fail.

Many old people fail.

Many teachers fail.

Many engineers and doctors fail.

Many end up retiring without enough savings.

These people don't set out to fail. They do because they fail to plan and manage their personal finances.

They LACK of financial education.

We don't want to fail in terms of securing our future that's why we need Financial Education.

Be ready for explosive, life-changing lessons... one page at a time! IMG made this easy-to-read, no-nonsense book available online, which simplifies the often mystical road to financial literacy and freedom.

Get your free copy now.
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27/08/2023

☝️☝️☝️Kung ang ibang Company ay NagreRecruit para turuan kang Magbenta at gumastos
👉😉Sa IMG nagre-recruit kami para turuan kayo maging Financial Letirate, Paano ang tamang Savings at Investing. Kung paano i-Build ang Solid Financial Foundation mo, paghandaan ang Future Goals mo, Educational Plan, Retirement Plan at Makaiwas sa Utang..

😉See the difference...
👉In IMG We Educate, We Care💞💞💞

Ctto

05/07/2022

Ano kagandahan sa IMG?
Sa IMG bukod sa napakadaming benefits na ma-eenjoy mo ay matututo ka din i-build ang iyong wealth na may solid financial foundation.

What is solid financial foundation? Para yang sa pagtatayo ng isang bahay na dapat matibay ang pundasyon.

Ganyan din Dito sa IMG hindi lang puro investment ang itinuturo. May mga steps one by one na dapat mong alamin at May mga bagay na dapat meron ka muna bago mo umpisahan ang pag-iinvest kagaya ng dapat may life insurance ka para if something happens to you may maiiwan sa family mo, dapat may health insurance ka din para kapag nagkasakit ka may magagamit ka at pamilya mo,dapat wala kang utang, dapat may emergency fund ka at ang huli mag-invest ka na.

In IMG we convert people from being SPENDERS to SAVERS and TEACH them how to save the right WAY.

In IMG we teach the right information. Andito na lahat ang hinahanap mo para sa financial needs.

🙋START BUILDING YOUR SOLID FINANCIAL FOUNDATION NOW!!!!
Message me para maturuan Kita paano masimula.

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Mag attend our financial webinar daily
Free online zoom webinar
Msg mo lang ako para ma guide at maassist kita.
Cinthia Santiago, AFP

ctto

12/06/2022

DATI ANG AKALA KO...

🤔 nasa abroad ka, okay na.

🤔 kapag may regular na trabaho, ok na.

🤔 kapag natutugunan ang pang-araw araw na needs, ok na.

🤔 may bahay, may lupa at may sasakyan, okay na.

🤔 kapag kinulang sa budget at may emergencies, mangutang, mag LOAN. Okay lang👌

Ganun lang umiikot..papasok sa trabaho, sasahod, gagastos, uutang pag kinulang.

Noong nakilala ko ang INTERNATIONAL MARKETING GROUP - IMG, naturuan at natuto, ang dami kong realizations. Marami pa pala akong dapat gawin at baguhin. Tulad mo din🤗

Dapat meron ka pala nito👇
..dahil...
✅ di naman habambuhay, pwedeng magtrabaho
✅ tatanda tayo, mapapagod, manghihina, maaaring magkasakit or pwdeng mawala sa mundo
✅ may mga bagay na di inaasahan na pwede nating pagdaanan.
✅ titigil ang ating income pero ang expenses tuluy-tuloy lang.

📣📢PAANO na? Paano ka, paano ang pamilya?

Kaya ngayon, ang mga bagay na ito ay unti unti ko nang bini-build habang kumikita pa at kaya pa. Dahil alam kong lahat ay hindi exempted sa mga pwedeng mangyari. Ang paghahanda para dito ay HINDI dapat ipinagpapaliban, NO excuses at dapat may urgency.

"Time is precious and regret is always at the end. Take control of your future while you can."
Be Healthy and be Insured while investing!

Act Now, secure your future!
If not now, when? kung wala ka nang oras? If not this, what else out there?

We can make a difference. We can help families understand the financial concepts & products & have a clear plan for their future.

Be part of IMG community now! 💚

https://121788tw.imgcorp.com

©tto

30/05/2022

Para sa beginner investor, mas madali mag-invest sa mutual funds kaysa sa stock market.

Sa stock market,maaring bumili ng minimum na board lot shares, kaya ang maliit na puhunan ay madalas na hindi kasya para makabili ng isang stock issue. May dagdag na commissions at transaction fees pa!

Sa example na ito, kailangan mo ng ₱35,500 para makabili ng shares at direct ownership, sa 385 total shares sa 10 companies na ito.

Pero kung ikaw ay mutual fund investor, halimbawa sa IMG Soldivo Strategic Growth Fund, ang ₱1,000 mo ay sapat para maging indirect owner (or more precisely, direct owner ng 1,566 shares na direct-owner) ng 10 companies na ito!

Send me message to join our Free Financial Coaching Online to learn more about investing

25/05/2022

May KAISER Long Term Care ka na ba?

Kaiser Long Term Care (also known as "Kaiser Ultimate Health Builder (3in1 Plan)" - is an HMO (Health Maintenance Organization) savings plan which is a complete Financial Solution that answers our 3 major financial needs:💥

1. - magagamit natin when we got sick, hindi na natin problema yung pampaospital. At cover tayo nito even when we retire - kung saan mas kailangan natin yung healthcare, kasi dyan na naglalabasan yung mga health conditions.💥

2. - in case something will happen to us unexpectedly - maaga tayo tinawag ni Lord, makaka-receive ang family ng life insurance money. This is crucial especially kung ikaw ay breadwinner - hindi na problem ang mga gastusin, pampaaral sa mga anak, at magagamit din na makapag-start ng business to generate continuous income. 💥

3. - kapag blessed tayo ni Lord with long life - it's good news, pero ang tanong ngayon, "enough ba ang savings natin to support our needs when we retire?" - This will generate passive income sa ating retirement years, ito yung panahon na hindi na tayo kumikita ng active income kaya kailangan natin magbuild ng passive income as early as we can para kahit na hindi na tayo nagtatrabaho ay pumapatak parin yung income.

Grow your money, better, and safer by investing in Kaiser Long Term Care with 3%-10% ROR. 💥

"Time is precious and regret is always at the end. Take control of your future while you can."
Be Healthy and Insured while investing!💥

Act Now, secure your future!
If not now, when? kung wala ka nang oras? If not this, what else out there?💥

Message me for further details.

Ctto

28/04/2022

Bakit kami kumuha ng KAISER LONGTERM HEALTHCARE?

Simple lang po ang sagot. Solve na nya kasi ang 3 Major Financial Needs namin.

1. INVESTMENT - kumikita ang pera mo from 6% - 10% per year. Mas mataas kaysa sa banko or coop.

2. INSURANCE PROTECTION - may mangyari man sa akin may makukuhang Instant money ang pamilya ko.

3. HEALTHCARE - kung magkasakit ako pupunta lang sa mga accredited hospital at si Kaiser na ang bahala.

Kailan tayo magsisimula ng ating Financial Planning at pag build ng Solid Financial Foundation?

"The best time to plant a tree was 20 years ago...and second best time is NOW"
~ Chinese Proverbs

If you want Success and Growth in your future, the best time to act is now.

Ano ba ang Kaiser at bakit maganda ito?

Pwede ka din maka attend ng libreng Financial Literacy SEMINAR VIA ZOOM.

👉Kindly message me directly for more info

https://121788tw.imgcorp.com/quote/kaiser

16/04/2022

ANO BA YANG KAISER?

Maraming nag tatanong kong ano daw ang pinaka recommended na healthcare provider sa Pilipinas.

The Filipino Investment Guide is actually recommending a LONG-TERM HEALTHCARE that does not only stand as healthcare rather a COMPLETE RETIREMENT PACKAGE or that supports a COMPLETE FINANCIAL PLAN.

Sa Pilipinas isa lang ang pwedeng ma e recommend sa market - its the Kaiser Long-Term Healthcare.

Its a 3 in 1 investment na may components of
(1) Healthcare
(2) Lifetime investment and
(3) Life insurance.

How Does Kaiser Long-Term Healthcare Work?

⚠️It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos: investment, life insurance and long-term healthcare.

⚠️This long-term care product is called the Kaiser Ultimate Health Builder. How does it work?

⚠️The long-term care program has 3 phases: the accumulation period, extended period, and the start of long-term care period (maturity).

⭐️1. Accumulation Period (7 years)
This is the part where the plan holder is made to save for 7 years.

At this period, the plan holder gets to have the following benefits: 🆓 lang eto ha, it will not taken against your contribution.

✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalization with Annual Benefit Limit (starting at 50,000 per year depending on the plan)

⭐️2. Extended Period (13 years)
Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10% yearly.

💪🏻The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.

The benefits in this period include:

☝🏻- The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.

☝🏻- Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)

☝🏻- Lifetime Network access to over 500 major hospitals and over 1000 clinics nationwide

☝🏻- Additional Health Bonus when the market is at top performance

☝🏻- Receives the VISA card after full contribution from the accumulation period

⭐️3. Long-term Care Period (beyond 20 years)
Upon maturity, the plan holder will receive the following benefits:

☝🏻- Total accumulation of unused health benefits

☝🏻- Long term care benefit or the plan coverage

☝🏻- Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)

☝🏻Additional health benefits when the market is at top performance

💰All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.

💰Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.

💡The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.

💡Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.

💡The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account until age 100.

‼️Your family can use your KAISER as Family Assistance applies for immediate family in case of emergency 💕🙏💪

Pm me HOw
Cinthia S. Santiago Afp

09/04/2022

IMG is the community of savers,investors, financial educators,campaigners and wealth builders ..

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My Financial Cares

31/08/2023

31/08/2023

27/08/2023

27/08/2023

27/08/2023

05/07/2022

12/06/2022

30/05/2022

25/05/2022

28/04/2022

16/04/2022

09/04/2022

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