IMG Unity- Save and Invest

02/06/2023

🤝🧏🏼‍♀️1998 was the birth of IMG in the Philippines and was registered in the SEC in 2002.

🧐🤔Who really is IMG?
Historically, IMG system starts in America and Canada way back 1977. It is aligned with a world financial organization called World Financial Group (WFG).

😍Since 1977, it adopted a system called "System Builder" - a book which contains a proven system used not only by the WFG and IMG community but also of other leading financial institutions in the world!

✍️IMG is not an investment company. You don't invest in IMG. It is focused on Financial Literacy.

⭕️• It's a brokerage organization of leading companies in the Financial Industry.

⭕️• A school for Financial Literacy -- under a life-long learning program with free financial coaching for life.

⭕️• A global community of Savers, Investors, Entrepreneurs, Financial Educators and Campaigners.

⭕️It offers Total Financial Solution. Meaning you learn from them not only on investing and saving but in all other aspects of personal and family financial management including financial planning.

✅As a school for Financial Literacy. You are encouraged to learn first before saving and investing. And because financial and investment companies are aligned with them, you can already practice what you have learned as a One-Stop-Shop in the Financial Industry.
One great thing about IMG when you invest is -- that you are developed to become your own money manager.

🔆In other words, you are given direct access to the companies aligned with them without passing through a broker or an agent -- thereby maximizing the use of your money when saving and investing.

🔆Through IMG also, you have the right to participate in its business as Associate Broker (optional) and it's assisted in building your own organization in the Financial Industry.

🔆Be a part of millions of Filipinos na binago ang buhay sa pamamagitan ng tamang pag iipon at pag iinvest. Alamin at idiscover ang mga financial opportunities at investments that will be tailor-made for our needs today & the future - join the mission/advocacy to fight against poverty!

🙏Everyone deserves to be educated. We want to make sure that NO FAMILY LEFT BEHIND when it comes to saving their future through financial education. - EXPERIENCE a much Better Life with IMG!

Want to know ALL the lifetime benefits?
👇👇
Pm me

26/05/2023

Ayaw ng HMO (Healthcare Maintenance Organization) kasi kumuha na ng VUL (Variable Universal Life) insurance with some riders.
Read to understand, bago kumuha intindihin. Lamang ang may alam.
Client: I don't need HMO because I already have VUL insurance and I am paying the CIB and HIB rider as well.
IMG Educator: That's good to hear maam/sir. But let me share some inputs if it's ok.
>>HMO covers all kinds of illnesses. Every time you get hospitalized for whatever reason, it pays the bill. Recommended.
>>CIB (Critical Illness Benefit) is good because it prepares us for the worst. But you can only use this if your health issue is on the critical illness list. Meaning, you can't claim if it's just a simple migraine or headache. It needs to be a "brain tumor" in order for you to get covered.
>>HIB (Hospital Income Benefit) is also good because it provides daily allowance during the insured's stay in the hospital. Normally around 1,000 or 2,000 per day depending on the premium you're paying. Let's just say you don't have an HMO, only HIB, you've been hospitalized due to severe diarrhea, you stayed in the hospital for 4 days but your bill is 50k because of the antibiotics, room and board, doctor's fees and other fees. HIB only covers 4k or 8k then. How about the remaining 46k? How can it help?
Client: Really? I didn't know that. I didn't read my policy.
IMG Educator: I'm not saying that you terminate your riders. I'm saying you need to understand what are those for. What are the limitations and how to fill those gaps in? No need to choose. Get them all if you can.
This is a concept our organization, IMG, is sharing to the community.
P.S. Sometimes HMO premiums are cheaper than these. (depending on age)
P. S. Kaiser is HMO
Tara usap Tayo! Message me.
bit.ly/CoachRhamz

04/04/2023

KAISER ULTIMATE HEALTHCARE BUILDERS PLAN

GOOD NEWS for OFWs.
Mag-ipon lang ng 7yrs in one plan. May HEALTHCARE, LIFE INSURANCE at INVESTMENT ka na. The best ipon na walang tapon.

𝑯𝒐𝒘 𝑫𝒐𝒆𝒔 𝑲𝒂𝒊𝒔𝒆𝒓 𝑳𝒐𝒏𝒈-𝑻𝒆𝒓𝒎 𝑯𝒆𝒂𝒍𝒕𝒉𝒄𝒂𝒓𝒆 𝑾𝒐𝒓𝒌?
👉It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos:
❤️LONG TERM HEALTHCARE
❤️ DEATH AND ACCIDENT INSURANCE
❤️INVESTMENT

3 PHASES OF LONG-TERM CARE PERIOD:

1️⃣. 𝑨𝒄𝒄𝒖𝒎𝒖𝒍𝒂𝒕𝒊𝒐𝒏 𝑷𝒆𝒓𝒊𝒐𝒅 (7 𝒚𝒆𝒂𝒓𝒔)
You start saving for 7 years while getting the following benefits:
✔️- Free Annual Physical Exam
✔️- Free Dental Benefits
✔️- Waiver of Installment due to death
✔️- Transfer of investment to beneficiary if planholder dies
✔️- Waiver of Installment due to disability
✔️- Basic Medical Benefits
✔️- Member’s choice of room and board
✔️- Free Hospitalization with Annual Benefit Limit (starting at 50,000/year depending on the plan)
✔️- Life insurance equivalent to contract price
✔️- Accidental Death and Dismemberment for 20 years
✔️- Lifetime network access to over 500 major hospitals and pool of doctors.

2️⃣. 𝑬𝒙𝒕𝒆𝒏𝒅𝒆𝒅 𝑷𝒆𝒓𝒊𝒐𝒅 (13 𝒚𝒆𝒂𝒓𝒔)
As a health savings product, the funds are invested and allowed to grow at an average rate of 10% yearly. You stop paying and wait for the money to grow thru compounding interest. Kaiser invests in mutual funds handled by Soldivo and Rampver Financials. Benefits include:
✔- Same as the accumulation period but all health/hospital benefits will be deducted from your Kaiser fund.
✔- Additional Health Bonus when the market is at top performance
✔- All diseases covered including pre-existing conditions, critical illnesses, dreaded diseases, and maternity/childbirth.

3️⃣. 𝑳𝒐𝒏𝒈-𝒕𝒆𝒓𝒎 𝑪𝒂𝒓𝒆 𝑷𝒆𝒓𝒊𝒐𝒅 (𝒃𝒆𝒚𝒐𝒏𝒅 20 𝒚𝒆𝒂𝒓𝒔)
Upon maturity, the plan holder will receive the following benefits:
✔- Total accumulation of un-used health funds
✔- Guaranteed longterm care benefit or the plan coverage
✔- Long term care bonus (up to 85% RETURN of premiums/moneyback when no claims are made during the accumulation period or within the first 7yrs.
✔Additional health benefits when the market is at top performance
✔ Receives visa card where the funds are deposited

Options upon maturity:
☝🏻Withdraw all the money.
☝🏻Withdraw a portion/interest only and growth continues.
☝🏻Retain all and let it grow at an average of 10% Yearly.

📌Kaiser covers your medical bills when you're sick. But when you're healthy, Kaiser saves and invests your money for future use.

❎ This is NOT your traditional healthcare where you pay every year, but has no returns/savings when you don't get sick.

📌The Kaiser long term plan covers beyond 60yrs old & above based on the health funds accumulated.

Get Your Kaiser HealthCare Plan Now Before It’s too late‼️

You can message us to guide you

03/04/2023

MISSION DELIVERED! ❤️❤️❤️

Another family ang naka-claim ng insurance benefit from KAISER today!

Our team had an IMG Member & Kaiser Saver who sadly passed away because of vehicular accident. Ang beneficiaries nya ay ang kanyang parents, nag submit yong sister nya sa documents 1st week of January 2023 and 4th week of January tinawagan na agad sila na ready na daw ang checks. Sobrang bilis ng approval ng claim, nakaka-amaze ka Kaiser! ❤️
So pumunta sila dito sa Cebu to claim, with the assistance of MD Jen & SMD Jonnifer, pati narin kami. Sinamahan namin sila sa Kaiser office. Their late daughter got a Kaiser K100 plan, since accident ang cause, double amount ang nakuha nila.

There's more, ang Kaiser plan ng nag-pass away ay automatically considered as fully-paid dahil kasama sa benefit ang waiver of installment due to death, tapos maiitransfer na din sa Father ang healthcare policy.
So after nilang na-receive ang checks kanina, pinag-usapan talaga namin what's their plan for their money.
"We told them kanina na, you are very blessed meron kayong anak na nag-iisip sa inyong future sakaling mawala sya. Yang malaking amount na na-claim ninyo ay one of those huling alaala sa kanya, sanay hindi masayang at mamanage ng tama."
So after our discussion, we processed their membership and Kaiser K100 spotcash for the Mother. And ang sister ay nag member din.
We love our mission. We love IMG & Kaiser. We're all working hard na marami pang matutulongang pamilyang Filipino!
***
Hindi naman natin hinangad na mawalan ng kapamilya, at lalong ayaw nating mawala ng maaga. But ito yong reality, hindi natin hawak ang buhay, anytime, pwede tayong kunin ni Lord.
Ang big question is ready na ba tayo financially? May maiiwan ba tayo sa ating pamilya kung sakaling kinuha na tayo ni Lord?

Cc Kenneth Corvera



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Kaiser 3 in 1
PM me how to start in Kaiser

31/03/2023

Don't be afraid to know about Financial Education.
IMG's mission is to cultivate every individual’s innate capacity to develop a positive mindset in becoming financially independent. We focus on promoting financial literacy. We teach every individual from being spender to saver.

PM me to know how to attend the zoom webinar.

30/03/2023

Wow!!!👏👏👏

International Marketing Group (IMG) in collaboration with Phillipine Overseas Labor Office (POLO) brings Financial Education to Overseas Filipinos in Riyadh Kingdom of Saudi Arabia.

The event is spearheaded by IMG eXpand Knowledge + Potential builders, leaders and members.

This is the first time in the history in Riyadh that POLO partners IMG with the intention of bringing Financial Awareness to all Overseas Filipino (OF).

Financial Literacy is a must to all in order to let OF understand that our life abroad is not forever.

OF is encourage to save correctly. To build our finances right and be financially free.

We are all encourage to attend this session and give yourself a change to win financially.

Join us in our FREE online Seminar via ZOOM
MESSAGE ME NOW!

29/03/2023

What are 5 barriers to saving money?

Obstacles That Prevent People From Saving - High living costs, poor health, lack of discipline, taxes on savings interest, overspending, mistrust of financial institutions, and not knowing where to save.

In IMG we cultivate every individual’s innate capacity to develop a positive mindset in becoming financially independent. We focus on promoting financial literacy. We teach every individual from being spender to saver.

Join IMG community by clicking the link
https://285899ph.30m2030.com/

Click the link to know IMG benefits
https://285899ph.imgcorp.com/

A little over 27 years ago, two young gentlemen started working in the same company. The first man graduated from one of the top universities in the country. The other didn’t graduate from a very good school and was even kicked out from college.