Timing & You

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Timing & You Dedicated to the research, study and application of Cycle Analysis (CA) to forecast, time and profit from different investment asset classes.

DISCLAIMER:
The information provided in Timing & You is for general information and EDUCATIONAL PURPOSES only, or as descriptive case studies on how trading or investing principles may be applied. It is NOT intended to be used as customised recommendation to buy, hold, or sell any investment asset classes, or engage in any trading or investing strategy and should not be constructed as any form of general or specific financial advice. Contents and concepts in Timing & You are based on our opinions plus our statistical and financial data and independent research. Past performance is not indicative of future performance. If anyone requires any financial advice on investments or any financial matters, please consult a qualified financial advisor or broker. Any reliance on Timing & You’s information is entirely at one’s own risk. Timing & You Pte Ltd, its employees and franchisees do not guarantee any results or investment returns and will not be liable to any individual for any loss, damage, cost, charge or expense resulting directly or indirectly from the use of or reliance upon any information provided by Timing & You.

02/10/2026

4 CRITICAL MARKET SIGNALS INVESTORS SHOULD WATCH FOR 2027

What is Derick watching as we move closer to 2027?

During our recent Q4 Market Update, Derick highlighted four market signals that are making him increasingly cautious:

1) War Cycle
2) US 10-Year Treasury Yield
3) Oil
4) XLP / XLY Ratio

Individually, each signal tells us something.

But the bigger question is:

What happens when several market signals begin pointing in the same direction?

That is why looking at one headline, one asset class or one indicator may not be enough.

At Market Outlook Conference 2027, Derick will bring together his latest market research, cycle analysis and outlook across different asset classes to help investors understand the bigger picture for the year ahead.

Connect the cycles. Understand the risks. See what Derick is watching for 2027.

πŸ“© PM us β€œ2027” if you’re interested to find out more.

For educational purposes only. This is not investment advice or a solicitation to buy or sell any financial instrument.

25/09/2026

WAR CYCLE & INFLATION: WHY 2027 MATTERS TO INVESTORS

History repeats. Are you prepared?

Geopolitical tensions are not just about what happens on the battlefield. Their impact can extend into the economy, from energy prices and supply chains to inflation and financial markets.

During our recent Q4 Market Update, Derick Tan shared his perspective that we may already be experiencing a wider global conflict, and why his War Cycle analysis points to 2027 as a significant period to watch.

He also explores the historical relationship between war and inflation through the CPI chart.

But here's the bigger question:

If the War Cycle is only one critical market signal, what are the other signals telling us about 2027?

At Market Outlook Conference 2027, Derick will connect the different market cycles, economic trends and critical signals to share his outlook across different asset classes.

Join our annual flagship event to gain a broader understanding of the market environment, identify the risks worth monitoring and develop a clearer strategy for the year ahead.

πŸ“© PM us β€œ2027” to find out more about the special promotion package!

*Derick's War Cycle analysis represents his perspective, not a certainty about future conflicts or market outcomes. For educational purposes only. Not investment advice.*

Every year, Timing & You hosts Market Outlook Conference as our flagship annual event.This is where we take a step back ...
23/09/2026

Every year, Timing & You hosts Market Outlook Conference as our flagship annual event.

This is where we take a step back from the daily market noise and look at the bigger picture such as what happened, what changed, and what may shape the market in the year ahead.

For many investors and traders, the challenge today is not lack of information. It is TOO MUCH scattered information.

Interest rates.
War headlines.
Currency movements.
Oil and gold.
Equities and bonds.
Crypto volatility.
Capital flow.
Market sentiment.

Every asset class seems to be moving, but not everyone knows how the pieces connect.

That is why Market Outlook Conference 2027 is created. To help participants gain more clarity on market conditions and understand the forces that may impact different asset classes in 2027.

This full-day event will cover:
β€’ 2026 market recap and 2027 outlook
β€’ War Cycle, geopolitical risk, and market volatility
β€’ Capital flow across equities, bonds, currencies, commodities, and crypto
β€’ Risk management, portfolio protection, and major trends to watch

For investors and traders, MOC is not about chasing headlines or reacting emotionally to market movements.

It is about building a clearer framework to understand the market, prepare for uncertainty, and make sense of what may come next.

πŸ“… Market Outlook Conference 2027
Date: 9 Jan 2027
Time: 10AM – 5PM
Speaker: Derick Tan | CEO & Founder of Timing & You
28 Years of Real Life Trading Experience

To find out more about the special promotion package, PM β€œ2027”.

*For educational purposes only. This is not financial advice, investment advice, or a recommendation to buy or sell any financial product.*

14/09/2026

For decades, the 60/40 portfolio, 60% equities and 40% bonds has been one of the most widely used approaches to portfolio allocation.

But what happens when the market environment changes?

We may be entering a very different interest-rate era from the one investors became accustomed to over the past few decades.

And when interest rates, inflation and market conditions change, the assumptions behind traditional portfolio strategies may need to be revisited too.

In this session, Derick Tan looks at the longer-term interest-rate cycle and asks an important question:

Does the 60/40 portfolio still work the same way in today’s environment?

The point isn’t to abandon an old strategy simply because the market has changed. It’s to understand what has changed and whether your strategy still fits the environment ahead.

And 60/40 is only one part of the bigger picture.

On 16 September 2026, Derick will be sharing the Q4 Market Update. What has changed in the markets, the risks developing into Q4, and what investors should be watching next.

Register here:
https://bit.ly/q4mktupdate

Markets change. Strategies need to evolve.

Follow Timing & You for more perspectives on market cycles, risk and what to watch next.

For educational purposes only. This is not investment advice or a solicitation to buy or sell any financial instrument.





11/09/2026

Oil is turning up. But what happens further down the value chain?

When commodity prices move, many investors naturally focus on the commodity itself.

But sometimes the more interesting move happens in the businesses that process or benefit from that commodity.

During the 6 September DT7 Trading Room, Derick Tan highlighted that while oil was turning up, oil refinery companies were moving even faster.

Why?

Because changes in refining margins can affect the profitability of refinery companies, and that can show up in their share prices.

The key takeaway:
Do not just watch what is going up. Look across the value chain and understand who benefits from the move.

Oil is only one part of the bigger market picture.

On 16 September 2026, Derick will be sharing the Q4 Market Update, covering what has changed in the market, the risks developing into Q4 and what investors should be watching next.

Register here: https://bit.ly/q4mktupdate

*For educational purposes only. This is not investment advice or a solicitation to buy or sell any financial instrument.

Here are something worth thinking about.Wars thousands of kilometres away.Policy change in the U.S.Interest rates moving...
28/08/2026

Here are something worth thinking about.

Wars thousands of kilometres away.
Policy change in the U.S.
Interest rates moving up or down.

It can feel like these are just headlines β€” far away from our everyday lives.

But are they really?

Wars can impact oil, gold, transportation and the cost of goods.
Any change in U.S. policy can affect currencies and global businesses.
Economic uncertainty can eventually hit companies, jobs, household expenses and our own wallets.

The world changes first. Most of us only notice when the impact reaches us.

So instead of simply reacting to the next headline, how can we better understand what is happening, why it matters and how the bigger picture could affect us?

πŸ“Š Q4 Market Outlook 2026

Join Derick Tan, Founder & CEO of Timing & You, as he breaks down the global market landscape and what to pay attention to heading into the final quarter of 2026 and beyond.

Why Derick?

Derick brings 27 years of real-world trading and investing experience across stocks, commodities, currencies, bonds and property β€” with experience navigating both rising and falling market environments.

He has also been invited to speak and train at financial institutions and platforms including Nasdaq, Bursa Malaysia, Moomoo, Tiger Brokers, CIMB Investment Bank, Kenanga Investment Bank, AIA Singapore and AmInvestment Bank.

In this 2-hour session, discover:

βœ… Warnings from 4 CRITICAL market signals
βœ… Where major markets such as stocks, gold, oil, US$ and Bitcoin are in their cycles
βœ… Key economic and geopolitical developments to understand for Q4 and beyond

Your takeaway: A clearer Q4 Market Roadmap β€” so you can understand the bigger picture, know what deserves your attention and be better prepared for what comes next.

πŸ“… 16 Sept 2026 (Wed)
πŸ•— 8PM–10PM (SG/MY) | 7PM–9PM (ID)
πŸ’» Live via Zoom

Register now with limited slot:
https://us06web.zoom.us/webinar/register/2017879004548/WN_Zo6kQnCkQ9iafyGU9CAVVQ

The world may feel far away. Its impact isn’t.
Understand it before you have to react to it.

*Disclaimer: For educational and general market discussion purposes only. This session does not constitute financial or investment advice, recommendation or solicitation.

26/08/2026

What if the market gives you clues before the move becomes obvious? πŸ‘€

On 28 June, Derick shared the latest oil cycle chart and highlighted a potential change around mid-July.

His view at the time?
Oil could be approaching a window where prices may start moving higher.

Then the market moved.

This is the purpose of Cycle Analysis β€” not to predict every headline or exact price, but to understand when the market may be approaching an important window and know what to watch next.

Watch the full clip to see what the cycle was showing β€” and what happened afterwards.

See the cycle. Watch the move. Stay ahead of what comes next.

Follow Timing & You for more market cycle insights.

For educational purposes only. This is not investment advice or a solicitation to buy or sell.

Happy 2026! πŸŽ‰πŸš€πŸ€Wishing everyone a Happy New Year and may this new year bring you good health, happiness, success and lot...
01/01/2026

Happy 2026! πŸŽ‰πŸš€πŸ€

Wishing everyone a Happy New Year and may this new year bring you good health, happiness, success and lots of profits.

Timing is Everything! ζ—ΆζœΊε°±ζ˜―δΈ€εˆ‡! Cheers πŸ‘πŸ˜€










For those who attended our Timing & You 10th Year Anniversary Celebration on 7th September 2025, we mentioned that U.S. ...
20/09/2025

For those who attended our Timing & You 10th Year Anniversary Celebration on 7th September 2025, we mentioned that U.S. small caps will be benefitting from Fed rate cut on 17th September.

iShares Russell 2000 ETF (IWM), which seeks to track the investment results of an index composed of small-cap U.S. equities, has just hit new all-time high for the 1st time since November 2024! The current odds of another rate cut at the 28th and 29th October FOMC meeting are 92% πŸ™πŸ€

Timing is Everything! ζ—ΆζœΊε°±ζ˜―δΈ€εˆ‡!












We are turning 10! πŸŽ‚πŸŽ‰To commemorate this important milestone, we will be holding an EXCLUSIVE online event for those who...
14/08/2025

We are turning 10! πŸŽ‚πŸŽ‰

To commemorate this important milestone, we will be holding an EXCLUSIVE online event for those who attended our Market Outlook Conference (MOC) held on 11th January 2025 and β€œHow to make money in Bear market” class held on 17th and 31st May 2025. Please look out for the invitation whatsapp/email in the coming days πŸ‘πŸ‘Œ

πŸ“… Date: 7th Sept (Sunday)
πŸ•’ Time: 8pm - 10pm (SG/MY Time) | 7pm - 9pm (ID Time)
πŸ“ Webinar via Zoom

We look forward to celebrating with you all as Derick Tan, CEO and Founder of Timing & You, will dive into in-depth analysis and forecast with updated U.S. stock market dynamic cycle chart, latest T&Y Relative Risk Index (RRI)ℒ️ (which is sounding the alarm🚨as U.S. stock market continue to grind higher), critical update about gold and Bitcoin and prepare for the Crypto Altseason before the arrival of bear market in 2026.

Of course, there will be Lucky Draw Prizes to celebrate this special occasion too!πŸŽ‰πŸ₯‚

See you all on 7th September 2025!

Timing is Everything! ζ—ΆζœΊε°±ζ˜―δΈ€εˆ‡!












Address

79 Anson Road, #23/01
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079906

Opening Hours

Monday 09:00 - 18:00
Tuesday 09:00 - 18:00
Wednesday 09:00 - 18:00
Thursday 09:00 - 18:00
Friday 09:00 - 18:00

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