22/10/2026
Heading into November 2026, the OCBC 365 Credit Card is getting some major rule changes—both upgrades and cuts! 💳
Here is what you need to know:
✅ What’s Getting Better:
Higher cashback across main everyday categories: Dining (fast food now included!), Groceries, Land Transport (including SimplyGo), and Petrol.
A single minimum spend tier needed to unlock the higher monthly cashback cap!
🔻 What’s Getting Cut:
Recurring spend on telco, utility bills, EV charging, and streaming subscriptions will see reduced cashback rates.
Watsons spend will also see a rate revision after 31 March 2027.
Is your monthly spending setup still optimal for this card? Read our complete breakdown to calculate your potential cashback before the changes kick in:
👇
https://www.singsaver.com.sg/credit-card/blog/ocbc-365-credit-card-cashback-cap-increase-2026