SingSaver

06/08/2026

Are you aware of what a licensed moneylender CAN and CANNOT legally do in Singapore? 🇸🇬

While licensed moneylenders operate under strict regulation by the Ministry of Law, some borrowers still face illegal tactics, over-stepping debt collectors, or predatory scams. Knowing your legal protections under the Moneylenders Act and POHA (Protection from Harassment Act) is your best defense.

🔎 Telltale Signs of Illegal Lenders & Prohibited Practices:
🚨 Receiving loan offers via unsolicited WhatsApp, SMS, or social media ads (Licensed moneylenders are only allowed to advertise on official websites, business directories, and physical premises signage).
🚨 Demanding your Singpass login or holding onto your original NRIC or bank cards.
🚨 Approving loans without proper documentation or issuing blank contracts.

🛡️ If you experience harassment, threats, or illegal collection tactics:
• Call 999 immediately if you are in physical danger.
• Keep detailed logs and preserve all digital evidence (screenshots, messages, voicemails).
• Lodge an official report with the Registry of Moneylenders (ROM).
• Apply for an Expedited Protection Order (EPO) or Protection Order (PO) under POHA.
• Lodge a complaint with the Credit Collection Association of Singapore (CCAS) if a debt collection agency breaches ethical standards.

Learn all the legal caps, debt resolution pathways (like DRS and Self-Exclusion), and step-by-step reporting guide here:

👉 Read the full article: https://www.singsaver.com.sg/personal-loan/blog/licensed-moneylender-harassment

04/08/2026

Celebrating National Day in Singapore isn't just about watching the parade and fireworks—it’s also about scoring the best dining, shopping, and food delivery deals! 🇸🇬💳✨

Whether you're planning a festive reunion dinner with fireworks views, indulging in local food buffets, or ordering a feast straight to your doorstep, your credit cards are packed with special seasonal perks and sign-up rewards.

Learn how to stack your card privileges with top National Day promotions to stretch your dollar further this season.

📖 Read our complete guide here:
https://www.singsaver.com.sg/credit-card/blog/national-day-promotions-credit-card-rewards-guide

30/07/2026

Received a random SMS, WhatsApp message, or social media ad offering an instant loan? 🚫 Be careful—under Singapore's Advertising & Marketing Directions, licensed moneylenders are strictly prohibited from soliciting loans through direct messaging or social media promotions.

To protect borrowers, Singapore’s rules governing licensed moneylenders have evolved, introducing stricter advertising bans, mandatory face-to-face onboarding, and heightened data protection measures (like strict rules against requesting SingPass credentials).

Before you borrow, know your rights and learn how to identify compliant lenders:
👉 Verify lenders against MinLaw's official Registry of Moneylenders
👉 Learn the signs of illegal solicitation
👉 Understand required face-to-face onboarding procedures
👉 Safeguard your SingPass login credentials

Read the full verified breakdown here:

🔗 https://www.singsaver.com.sg/personal-loan/blog/licensed-moneylender-new-rules

28/07/2026

Planning a quick JB supper run or a long weekend staycation in KL? 🚗💨

Malaysia is one of our favorite destination spots, but because it feels so close and familiar, many Singaporeans overlook getting travel insurance.

However, unexpected monsoon flash floods, Changi-to-KLIA flight delays, or minor vehicle accidents along the highway can quickly disrupt your travel plans. Having the right travel insurance ensures you're covered for medical emergencies, trip cancellations, delays, and lost personal items.

How to pick the right travel insurance for your trip:

🔹 Trip Frequency: Choose between a single-trip plan for a one-off getaway or an annual plan if you cross the Causeway regularly.

🔹 Mode of Travel: Driving in requires looking out for VEP compliance and rental excess, whereas flying requires strong flight delay coverage.

🔹 Health & Activities: Ensure coverage for pre-existing medical conditions or specific adventure activities if needed.

Top Recommended Plans featured in our comparison:

• Starr TraveLead (Bronze Plan): Best all-rounder with unlimited medical evacuation back to Singapore.

• TIQ Travel (Entry Annual): Best for frequent travellers crossing the border multiple times a year.

• MSIG TravelEasy (Pre-Ex Standard): Best for travellers with pre-existing medical conditions (no upper age limit).

• FWD Travel (Premium): Best for Cancel-For-Any-Reason (CFAR) flexibility.

• Singlife Travel (Prestige): Best for top-tier premium coverage.

• Allianz Travel (Basic): Best for budget-conscious travellers seeking baseline cover.

Check out our comprehensive comparison guide to find the perfect coverage before your next trip across the border!

📖 Read the full article here: https://www.singsaver.com.sg/travel-insurance/blog/best-travel-insurance-for-travelling-to-malaysia

23/07/2026

🎓 New job? New paycheck? New expenses? 😮‍💨

Adulting hits fast.

From your daily commute and CBD lunches to weekend shopping, streaming subscriptions and finally booking that trip you've been dreaming about… every stage comes with new spending habits.

The good news? 💳 The right credit card can help you earn cashback or miles on the things you're already paying for.

Swipe through to find the card that best matches your lifestyle 👉

✨ Whether you're:
💸 Maximising cashback
✈️ Saving miles for your next holiday
🛒 Looking for an everyday spending card

Discover the best card for your lifestyle here 👇
https://www.singsaver.com.sg/credit-card/best

23/07/2026

🏠 Managing your family's mobile, broadband and entertainment plans doesn't have to be complicated.

With StarHub Hubbing, you can bundle eligible services under one account and enjoy savings of up to 25% while keeping everything in one place.

👀 Find out how Hubbing works and whether it's a good fit for your household. READ MORE 👇

That is the person who everyone turns to when the home WiFi acts up, when mobile lines keep running out of data, when the weekend movie selection fails to satisfy, or to ensure there’s data roaming when going on holiday. It’s a big job, especially when everyone at home has different digital habi...

23/07/2026

Realizing your credit card is missing or stolen is a nightmare scenario, but acting fast can save you from a major financial headache. 💸

Did you know that banks require you to report the loss within a reasonable timeframe to avoid being held fully liable for charges? From filing the right paperwork with the police to raising formal disputes with your issuing bank, knowing exactly what to do can protect your bank account.

Read the complete guide to protect yourself immediately here:
👉 https://www.singsaver.com.sg/credit-card/blog/6-immediate-steps-to-take-when-credit-card-gets-stolen

22/07/2026

Planning your dream home upgrade? 🏠

Before you put down a deposit for any home improvement project, remember that choosing an HDB-licensed contractor is a legal necessity. Working with an unregistered firm voids your official renovation permits and puts you at risk of structural penalties from authorities! ⚠️

Whether you want custom-built furnishings from a trusted one-stop shop like Chop Heng Long Interior Design, premium spaces from award-winning firms like Designscale, or want to work directly with a licensed contractor like Majestic Construction Engrg to save on design fees, there’s a professional for every type of budget.

Ready to transform your space legally and safely? Check out our comprehensive guide to find the perfect verified partner, learn how to check the Directory of Renovation Contractors (DRC), and discover the right financing solutions for your home. 👇

🔗 Read the full article here: https://www.singsaver.com.sg/personal-loan/blog/hdb-renovation-contractors

21/07/2026

Take off with a new travel gear. ✈️

Pack for your next adventure with a GOTRIP luggage (worth S$300) when you apply for select DCS Credit Cards today.

🔗 Sign up here: https://www.singsaver.com.sg/credit-card/dcs

20/07/2026

Hosted the squad for the big match today? ⚽🍕

While you’re glued to the screen, there’s an unsung hero working behind the scenes. From prepping the late-night snacks to tackling the morning-after cleanup, your domestic helper keeps your home running smoothly so you can focus on the game.

The best way to say thank you? Ensuring they are completely protected. 🛡️ A reliable Maid Insurance plan covers unexpected medical bills and accidents, giving you both total peace of mind.

👉 Tap the link in our bio to get a quick and easy quote today!