Michelle Ngiam - Protecting What Matters

Michelle Ngiam - Protecting What Matters Michelle Ngiam (Rep No. NMS300271202) representing Great Eastern Financial Advisers.

Michelle Ngiam is known for providing holistic financial planning to many of her valued clients. Her passion for helping others is what drives her to reach out to more people. Financial planning is serious business, but she aims to make it fun and exciting when it comes to helping others achieve their goals! Being able to move alongside them in their journey in life is what motivates her and she s

trives to help them make smarter decisions with their money to achieve their financial dreams. She understands that her clients are the most important part of her practice and her personalised service is essential when matching clients with the right financial products and services. She loves the one-to-one interactions she has with her clients whom she cares about, and talking about what they, in turn, care most about - their dreams. She is dedicated to building a financial security plan focused on her clients’ specific needs. Prior to starting with Great Eastern Financial Advisors, Michelle has had 3 years of experience working in her family’s business consultancy specialising in risk management and contingency planning. Therefore, she is able to understand clients’ business concerns and she brings this valuable knowledge to the table when advising her business owner clients. Throughout her 7-year career as a financial consultant with Advisors’ Clique, she has also achieved several top accolades in financial services. She has qualified 6 times consecutively as a member of the Million Dollar Round Table, which is an international association of the top 6% of financial advisors in the world. This year, she has also maintained her International Dragon Award for the 6th time. In addition to her Bachelor of Arts (Sociology) from the National University of Singapore, Michelle is a Chartered Financial Consultant (ChFC®) and an Associate Specialist in Estate Planning (ASEP®). She intends to continue to go for more qualifications as a way of personal development to be equipped with the best skills and knowledge to best serve her clients. Michelle is happily married to her husband Sean, who runs his own firm as a business consultant, and together they have a cheeky toddler, Naomi. She enjoys spending time with her family and her personal interests include dancing, all kinds of music (particularly rock and roll), travelling the world and collecting new life experiences.

Growing up, I was a very rebellious kid! I was always getting into trouble with my parents and up to all sorts of mischi...
11/11/2021

Growing up, I was a very rebellious kid! I was always getting into trouble with my parents and up to all sorts of mischief 😈

However, it was in being rebellious that I learnt and grew from my mistakes. Growth is an uncomfortable process and often, a messy one too! But it is ultimately necessary and vital in shaping us into who we are today 💯🙌🏼

With so much to do and so little time, it’s easy to ignore the dreams and goals we once had/still have in exchange for m...
02/11/2021

With so much to do and so little time, it’s easy to ignore the dreams and goals we once had/still have in exchange for more pragmatic achievements such as our careers 💰👩🏽‍💻

While our careers are undoubtedly important aspects of our lives, we should never lose sight of our true passions and aspirations 💯 After all, the only courage we ever need is the one to follow our dreams! 😃🙌🏼

Major throwback to when Naomi was just a little baby! This was her very first holiday to Iceland at 5+ months 👶🏻✈️Before...
28/10/2021

Major throwback to when Naomi was just a little baby! This was her very first holiday to Iceland at 5+ months 👶🏻✈️

Before I had Naomi, I already knew that it was my responsibility to ensure that my future children would be given as many resources as possible. And this was not just limited to basic necessities, but the relevant financial support to give them a head-start in life💰💯

So, how can you plan for your children financially? Stay tuned for my next IGTV on how I planned for Naomi’s finances with the right strategies and coverage 😃🙌🏼

Parenting certainly isn’t easy, especially when we have 101 other things to accomplish! 😵‍💫However, we cannot forget tha...
26/10/2021

Parenting certainly isn’t easy, especially when we have 101 other things to accomplish! 😵‍💫

However, we cannot forget that our children are constantly watching our every action and looking up to us! 👶🏻👧🏻

No matter how busy we are, it’s important to always lead by example and be role models in our children’s lives 💯🙌🏼

22/10/2021

What does happiness mean to you? 🤔

To me, happiness is a feeling from within - it’s a state of mind and focusing on the positive aspects of life will generate true happiness 😃

Watch on to find out more about what happiness means to me and how we can still attain a joyful life without the conventional goals of monetary success 💰🙌🏼

Do drop your comments down below too on how you define happiness and success in your own life 😁💯

Often, our happiness may be dependent on how well life goes. Be it a successful career or a wonderful family, these aspe...
21/10/2021

Often, our happiness may be dependent on how well life goes. Be it a successful career or a wonderful family, these aspects no doubt contribute to our happiness 💯😄

However, when life hits us hard, it’s important to not lose sight of this happiness! Life won’t always be a bed of roses so we must be able to see the good in everything. Only then will we be able to sustain a joyful life 🙌🏼 ✨

18/10/2021

Having studied Sociology in NUS, I’ve learnt lots about how societies and people have evolved. From men always assuming superior roles to women in almost every sphere of life, to the many women in power in today’s society, we’ve indeed come a long way! 💯

Female empowerment has always been something I’ve held dearly to my heart for I believe that us, ladies, are capable of doing anything we want 💪🏼

So watch on to find out more about why female empowerment matters and how we can break old-fashioned stereotypes on what a woman should be 🙌🏼🙆🏻‍♀️

What does female empowerment mean to you? 🤔 To me, it means that women can do everything and are on an equal playing fie...
14/10/2021

What does female empowerment mean to you? 🤔

To me, it means that women can do everything and are on an equal playing field as men 👩🏻👨🏻! It means having the freedom to do what we want, knowing our self-worth and being the best version of ourselves 💯

Stay tuned for tomorrow’s video on why female empowerment means so much to me and how us, ladies, can defy gender stereotypes and achieve anything we want to 🙌🏼😄

Have you ever been told that you’re not good enough? Have your abilities ever been doubted by your peers? In life, it is...
12/10/2021

Have you ever been told that you’re not good enough? Have your abilities ever been doubted by your peers?

In life, it is inevitable that we will face people who consider us inferior to them. However, it’s crucial to know our own self-worth and have confidence in our own beliefs. After all, it’s our life and nobody else should dictate it for us 💯🙌🏼

Sometimes, it’s easy to forget that our children are little humans whose thoughts and emotions hold as much value as our...
05/10/2021

Sometimes, it’s easy to forget that our children are little humans whose thoughts and emotions hold as much value as ours! 👧🏻👦🏼

Hence, it’s important that us, parents, cultivate our children(s)’ mindsets in teaching them how to think rather than what to think and to always remember to validate their feelings as well 💯😀

01/10/2021

COVID-19…over a year later and we’re still grappling with not only the virus, but its side effects as well 😷 This pandemic has no doubt changed all our lives drastically and it has definitely changed the landscape of my business too!

From pre-COVID physical appointments to Zoom meetings during the pandemic, I’ve actually been able to allocate my time better for work and family life! 👨‍👩‍👧

Watch on to see how I achieve a work-life balance now in our “new normal” and how Naomi’s grandparents also play a huge part in being a constant source of support for my family before and during the pandemic ❤️🙌🏼

Throwback to when we did a family portrait! 👨‍👩‍👧 Featured are my parents, who continue to play a huge part in helping m...
30/09/2021

Throwback to when we did a family portrait! 👨‍👩‍👧 Featured are my parents, who continue to play a huge part in helping my husband and I take care of Naomi when we need an extra set of hands. Not to mention my in-laws as well, who’ve always been there for us from the start! They’re our constant sources of support and for that, I couldn’t be more grateful! ♥️

Be sure to stay tune for this week’s IGTV on how my husband and I juggle parenthood and our careers with the unending support of Naomi’s grandparents 💯 and how COVID changed the landscape of my business and affected our lives 🤔

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