Lynn Kiyomi Tan

04/03/2026

My hubby must have his Chinese New Year song. You know 财神到 (Wealth god Arrives). Now here's 财婶到 (Wealth auntie Arrives).

22/02/2026

Happy Chinese New Year! (It's the 6th day, and most people would be back to work tomorrow.) Wishing you 马上 ("ma shang" - immediate) good health and wealth, success, favour, happy and fulfilling relationships with your loved ones!

Also, a friendly reminder:
If you've been delaying your financial planning / review & implementation, just look at your calendar and fix a date now. Cos why not? Don't overthink it. Imperfect action is better than no action at all.

May all the wishes and goals you've set your heart on come through!

29/01/2026

An older lady called me 'auntie' today. Should I feel honoured or sad?

(Perhaps next time I'll just proudly and indulgently answer "yes sweetie?")

(he won't feel conflicted)

07/11/2025

Join me in a hands-on lymphatic drainage massage for face and neck using gua sha tool! PM to get free treatments.

01/11/2025

When buying Critical Illness (CI) insurance, the terms and type of cover do matter. Sometimes older policies are broader in cover, sometimes narrower. Older policies also only cover major / advance CI and do not include early or intermediate stage CI.

To mitigate the above:
1. Do regular financial reviews and implementations over the years - every few years if there is no obvious change in your circumstances, or whenever your financial responsibilities or financial means change. Eg when you get married, when you have children, when your income increases, planning ahead / towards retirement, when you have sudden financial gain, etc.

2. Diversify your insurance and investment plans across different providers, as each may have different covers, terms, financial standing and strengths. Eg instead of getting all your insurance plans from Insurer X, you may also want to check and spread it out to Insurer Y and Z. For financial consultants like myself, it is possible to source and arrange it for my clients under one roof, as we work with more than 160 product providers across life and general insurers, investment firms, Trust companies and banks.

3. For CI cover specifically, include early and intermediate stage CI so that it does not have to be life-threatening before it is claimable.

"But no insurance agent, at point of sale, would sit down with you for one hour to read through the 70-over pages," he said.

26/02/2025

[Navigating The CPF LIFE and Your Retirement]

Date: 26 February 2025
Time: 8-9.30pm

Register here: ([email protected])" rel="ugc" target="_blank">https://nudge.sg/webinar.php?wid=81669387121&a_aid=[email protected])

Whether you are approaching retirement or are planning ahead, this session will equip you with insights to make informed decisions and as you build a comfortable and secure retirement.

What You Will Learn:
▪︎ How Much to Save: Determine how much CPF savings you need to meet your retirement goals.

▪︎ Planning Your Withdrawals: Understand how much of your CPF savings you can access from age 55.

▪︎ CPF LIFE Explained: Learn about CPF LIFE and how it works to provide lifelong retirement income.

▪︎ Giving Your Savings a Boost: Actionable ways to grow your CPF, including voluntary top-ups and government matching schemes.

▪︎ CPF Nomination: Ensure your CPF savings are distributed according to your wishes with a proper nomination.

▪︎ Q&A: Take part in an interactive Q&A session with the speakers on the insights they presented.

23/11/2024

Day 34 of 100 posting challenge:

Our first ride with Aeroline from Singapore to Kuala Lumpur. Not bad!

How To Save Money Today? Coach not plane.

20/11/2024

Day 31 of 100 posting challenge:

I know nothing about cars, but my husband talked about and I've been seeing BYD mentions.

The ride was cool, quiet and smooth. Driver Nor said he spent $100 on petrol when he drove 7,000km. Now for the same distance, he spends $50 on electric charging and there are less components to maintain. Although his road tax is higher ($1,500 compared to ~$600+ for an equivalent petrol car).

He said he is also doing his part to save the environment and not contribute further to global warming.

How To Save Money Today? Electric Car.

05/11/2024

For various reasons, I'm on a personal 100 days TikTok posting challenge.

Day 15 was yesterday (6Nov24, posted in wee hours of morning after I got back from a short trip). I didn't have time to check how the post did, until I had to get ready to post day 16.

In 22hrs, my Day 15 post got 47k views, 379 likes, 44 comments, 61 Saves (in 23hrs). (I haven't read them yet, and am bracing myself for negative comments.) Kind of an unexpected response.

It almost didn't get posted, was off the cuff after my husband told me about what he was doing (I got him to repeat it for my video). I also had to spend a long time trying to cover the face of the woman beside him, who was unintentionally caught on camera.

Glad for this spike, as after only 15 days, I was already getting discouraged.

My post:
[https://vt.tiktok.com/ZSjhDVpXK/]

P.S. please follow me on TikTok, love and comment on my posts! Thanks in advance. Constructive feedback welcome too.

30/10/2024

Day 10 of 100 posting challenge:

to 5 February 2024. The way Paulo "flies" with ease while making his break dance moves is impressive.

I harboured thoughts of trying break dance. However, I can't even do an arm hang or 1/2 a pull up now. Decided to stick with hip hop and pole dance basics for now.

How To Save Money Today? Inclusive (no extra charge) activities, when you go on cruise.