Mortgage Master

28/07/2026

The 15 months wait-out period is finally gone! But with it comes a small caveat, you can only finance your HDB with a bank loan. Thankfully- we've noted down everything you should know on what this means for you as a homeowner ->

The 15-month wait-out for private property owners buying HDB resale is gone. Here’s how bank loans, MSR/TDSR limits & bridging loans work. Get a free IPA today.

08/05/2026

If you were planning to upgrade using the Deferred Payment Scheme (DPS), the MND’s May 8 announcement changes everything. With DPS gone and the MOP extended to 10 years, the "wait and see" strategy is officially dead.

For many HDB upgraders, buying a new EC now means:
✅ Servicing two mortgages at once.
✅ A decade-long commitment before you can sell.

Don’t walk into a showflat without a bulletproof cash flow plan. Check out everything you need to know in the article.

New EC rules effective May 8, 2026: 10-year MOP, 15-year privatization, and the end of the Deferred Payment Scheme (DPS). Learn how these changes impact HDB upgraders.

26/03/2026

It might be tempting to lock in your fixed rates when war is happening- but think twice! The impact on interest rates may be the only silver lining for many of us homeowners in a time of rising costs from the Iran war. Speak to any of our consultant or check out our blog for full article today!

05/02/2026

Secretly a softie that just wants to help his clients ☺️😇

29/12/2025

When your boss trusts you wholeheartedly, you abuse it 🤪 happy early new year everyone, and if you need to get the lowest mortgage rates you know who to call 😬🥳🎄

14/08/2025

Discover why Singapore’s “super heartlands” — Bishan, Toa Payoh, Tampines, and Ang Mo Kio — outperform in property value growth.

Discover why Singapore’s “super heartlands” — Bishan, Toa Payoh, Tampines, and Ang Mo Kio — outperform in property value growth and how this can help you choose the right mortgage in Singapore or refinance your home loan for long-term gains.

08/08/2025

🇸🇬 Happy National Day from all of us at Mortgage Master! 🎉🏠

As we celebrate the strength, resilience, and unity of our nation, we’re reminded of what makes Singapore truly special — our kampung spirit. ❤️

This National Day, let’s go beyond just flying the flag.
Join us in doing good — one home at a time.

For every home loan disbursed through Mortgage Master this August,
we’ll be sponsoring essential household items for low-income families in Singapore.

Because every family deserves to feel secure at home — and together, we can make that happen. 🇸🇬

01/08/2025

🇸🇬 This National Day, let’s redefine what it means to be Singaporean — not just by celebrating, but by caring. 💖

From now till October, every home loan disbursed through Mortgage Master = a household essentials care pack sponsored to a low-income Singaporean family.
✔ You refinance and save
✔ Someone else receives a little more comfort at home
✔ Together, we build a stronger Singapore

Want to join us in giving back? Refinance with us today: https://mortgagemaster.com.sg/enquiry

04/07/2025

New stamp duty rules just kicked in. Selling your home too early could now cost you up to 16%. Here’s what every buyer and seller needs to know.

New Seller’s Stamp Duty (SSD) rules took effect in Singapore from 4 July 2025. Here's what buyers, sellers, and investors need to know about the latest holding period changes and tax rates—plus how to plan ahead.

30/06/2025

Our CEO, Baey Ee-Qiang David was on radio this morning to share more about interest rates and whether now’s the time to refinance.

If you’re out of your lock-in period, this is the episode you need to hear: https://omny.fm/shows/moneyfm-midday-show/money-and-me-mortgage-rates-set-to-dive-is-now-the-time-to-refinance