TES

11/12/2025

🚀 Ready to do more with your savings?
🇸🇬 Boost your savings returns in Singapore with traded endowments!
👍 TES makes it easy and transparent. Contact us to find out more!

15/08/2025

📉 Interest rates are FALLING 🥲 and returns are LOWER than ever for investors in Singapore, affecting bank deposits, SSB, and T-Bill rates.

But Inflation isn’t slowing down at all, causing our savings for education and retirement to be eroded day by day 😭😭😭

Here's what many careful and discerning Singaporeans are turning to:
➡️ Resale Insurance Plans (also known as "Traded Endowments")

What makes this so attractive in today's low-interest environment?
✅ Up to 5% p.a. compounded returns
✅ Maturity periods as short as 3 years
✅ Backed by blue-chip Singapore insurers
✅ Ideal for low volatility savings with predictable yield
✅ Perfect for portfolio diversification if you're into other high-risk asset classes

Since you're buying a resale insurance policy, much of the hefty distribution costs have already been paid for. This means you'll enjoy HIGHER REAL RETURNS compared to buying a new endowment plan!

Parents, retirees, and savvy 🇸🇬 investors are scooping up our best plans every day. You can check them out for yourself here: tesinvest.com.sg/tes-list/.

Do you need help to understand more about resale insurance? TES is Singapore’s No.1 Specialist in Traded Endowments, trusted by a growing community of savvy investors. Click LEARN MORE below to connect with our helpful team now! 👇

TES List is Singapore's #1 list of investment-grade traded endowment and life insurance policies for investment and savings plans!

11/06/2025

Falling FD yields troubling you? Persistent inflation eating away at your savings?

Here’s why more Singaporean parents and retirees are turning to Traded Endowments!

✅ Up to 5% p.a. compounded returns
✅ Backed by blue-chip insurers
✅ Maturity in just 2 to 5 years
✅ No upfront distribution costs
✅ Ideal for education or early retirement planning

What’s a Traded Endowment?
It’s an insurance policy someone else surrenders. You buy it at a discount and receive the full payout at maturity—without the long wait of a new policy.

Great for:
👨‍👩‍👧‍👦 Parents planning kids’ uni fees
🧓 Retirees wanting short-term, stable returns
📊 Investors seeking alternatives to fixed deposits

All transactions are transparent and done at the insurer’s office.
No guesswork. No hidden risks.

📈 We’re Singapore’s most trusted source for Traded Endowments, with the largest selection of resale policies: tesinvest.com.sg/tes-list/

➡️ Just have a look—but be quick as our most popular plans sell out quickly!

Click LEARN MORE to explore traded endowments today 👇

22/04/2025

📢 Tariffs. Inflation. Market Uncertainty. Are you shielding your hard-earned savings from market swings? 🌍

Global tensions and economic shifts are unsettling — but your savings don’t have to be. That’s why more Singaporeans are turning to TES Traded Endowments for steady returns and lasting peace of mind.

🌟 Why Traded Endowments Make Sense in Uncertain Times:

✔ Predictable Returns — No uncertainties on timing.
✔ Shielded from Volatility — Resilient to tariff uncertainties or price swings.
✔ Higher Yields — Outpaces CPF OA, government bonds, and fixed deposits.
✔ Flexible Maturity — Choose a term to match your financial goals.
✔ Peace of Mind — Backed by blue-chip Singapore insurers.

In an uncertain world, confidence and peace of mind are your best investments.

👉 Discover stability with TES Traded Endowments! Check out all our available plans at tesinvest.com.sg/list 🌟

TES List is Singapore's #1 list of investment-grade traded endowment and life insurance policies for investment and savings plans!

25/03/2025

📉 Market Uncertainty Ahead? Hedge with Traded Endowments!

With global markets shifting and interest rates declining, traditional options like bank deposits, SSBs, and T-bills are offering lower returns. Now’s the time to explore a stable, higher-yield alternative💰💰

Why Consider Traded Endowments?
✅ Higher Returns – Earn up to 5% IRR (compounded) 📈
✅ Low-Risk & Stable – Backed by blue-chip issuers 🏦
✅ Flexible Durations – Choose from hundreds of plans for the perfect fit⏳

🔎 What are traded endowments? They’re simply "resale" endowment plans from blue-chip issuers, available at discounted rates—helping you maximize returns while minimizing risk!

📍 Browse our latest listings today:
👉 www.tesinvest.com.sg/tes-list/

We offer Singapore’s largest selection of investment-grade traded endowment plans. See for yourself! 😄👍

13/01/2025

📢 Are You Ready for the CPF Special Account (SA) Closure in 2025? 🌟

Starting January 2025, CPF SA accounts will close for members aged 55 and above, bringing significant changes to your savings:

🔹 Lower Interest Rates: SA funds will transfer to your Retirement Account (RA) up to the Full Retirement Sum (FRS). Excess funds will move to your Ordinary Account (OA), earning just 2.5% interest, which may fall short of inflation.
🔹 Inflation Considerations: With inflation reaching 4.8% in 2023, OA interest rates may not preserve your savings' value.
🔹 Employer Contributions: Post-55 contributions from employers will also go to your OA, earning the same 2.5% interest.

💡 How are some astute investors tackling this change ?

🌟 TES Traded Endowments are becoming the go-to choice for some savvy investors!
✔ Higher Returns: Predictable growth that outperforms OA’s 2.5% interest.
✔ Flexible Options: Tailor maturity dates to match your financial goals.
✔ Trusted Issuers: Secure, reliable policies for peace of mind.

Don’t let inflation eat away at your retirement savings! Take control of your financial future and consider this smart alternative today.

👉 Learn more at tesinvest.com.sg 🌟

20/09/2024

📉 Fed rate cut just announced! Expect lower bank interest rates and reduced returns on SSBs and T-bills.

Looking to hedge against this low-rate environment? 🌟 Consider investing in traded endowments, offering up to 5% IRR compounded returns, with flexible durations to suit your needs. 📈✨

What are traded endowments? They’re simply resale endowment plans from blue-chip issuers, available at discounted rates!

Check out our latest listings here:
👉 www.tesinvest.com.sg/tes-list/

We’re known for having Singapore’s largest selection of investment-grade traded endowment plans. Take a look! 😄👍

09/09/2024

🏡 Many Singaporeans are enjoying a stress-free journey towards their new home with TES. You can too!

Be the best version of yourself as you prepare for the exciting life ahead. 🌟 Enjoy every moment of your home buyer journey! It may be a busy time, but it can also be fun and restful. 😌

Find out how TES can help you today! 🔑✨

26/08/2024

Many Singaporeans are enjoying passive income from their retirement savings with TES. You can too! Listen to Gerald's story here 👉 tesinvest.com.sg/gerald.

Even if you haven't started planning for retirement, you can still build lifetime passive income for your golden years! Let us show you how 😇

20/08/2024

Many Singaporeans are catching up on education savings with TES. You can too! Listen to May's story here 👉 tesinvest.com.sg/may

Even if you're playing catch-up, having started LATE with university savings, or are struggling to save ENOUGH for your child's higher education, there's a perfect education savings plan for you! 😇

12/08/2024

Many Singaporeans are enjoying lifetime passive income with TES. You can too! Listen to Alex's story here 👉 tesinvest.com.sg/alex

Don't sacrifice your health, career and family chasing uncertain returns in volatile markets!

13/02/2024

Alex is a hardworking Singaporean father and part-time DIY investor. Hear him share his investment turnaround and how he freed up time and energy for life's most important priorities.

If you're tired of sacrificing your health, career and family chasing uncertain returns in volatile markets, YOU CAN restore wholeness and health into your investing journey! 😇

Find out how Alex did it with TES 👉 www.tesinvest.com.sg/alex