TES

27/08/2026

🇸🇬 Yes! Instead of starting a new endowment plan from Day 1, you can take over an existing policy with a shorter remaining tenure — while still benefiting from an established Singapore insurer.

📈 Predictable returns - Up to 5% compounded annual returns

⏳ Shorter waiting times - Up to 80% faster maturity compared with new endowment plans

🏦 Underwritten by Singapore insurers

For Singaporeans looking beyond fixed deposits and conventional savings products, traded endowments can offer an attractive combination of predictable returns, shorter tenures and portfolio diversification.

🔐 Unlock better use of your savings with TES Capital!

See all our plans at 🌐 tesinvest.com.sg/list/ or
📲 WhatsApp 9884 3043 for more information!

TES List is Singapore's #1 list of investment-grade traded endowment and life insurance policies for investment and savings plans!

23/07/2026

Here's why savvy Singaporeans are switching to Traded Endowments: With compounded returns up to 5% per year and flexible maturity dates, it's a great way to save up for education, housing, or retirement! 🙌😇

Check out our full list of plans at tesinvest.com.sg/list/ or contact us to help you choose the best plan available for your saving needs!

11/12/2025

🚀 Ready to do more with your savings?
🇸🇬 Boost your savings returns in Singapore with traded endowments!
👍 TES makes it easy and transparent. Contact us to find out more!

15/08/2025

📉 Interest rates are FALLING 🥲 and returns are LOWER than ever for investors in Singapore, affecting bank deposits, SSB, and T-Bill rates.

But Inflation isn’t slowing down at all, causing our savings for education and retirement to be eroded day by day 😭😭😭

Here's what many careful and discerning Singaporeans are turning to:
➡️ Resale Insurance Plans (also known as "Traded Endowments")

What makes this so attractive in today's low-interest environment?
✅ Up to 5% p.a. compounded returns
✅ Maturity periods as short as 3 years
✅ Backed by blue-chip Singapore insurers
✅ Ideal for low volatility savings with predictable yield
✅ Perfect for portfolio diversification if you're into other high-risk asset classes

Since you're buying a resale insurance policy, much of the hefty distribution costs have already been paid for. This means you'll enjoy HIGHER REAL RETURNS compared to buying a new endowment plan!

Parents, retirees, and savvy 🇸🇬 investors are scooping up our best plans every day. You can check them out for yourself here: tesinvest.com.sg/tes-list/.

Do you need help to understand more about resale insurance? TES is Singapore’s No.1 Specialist in Traded Endowments, trusted by a growing community of savvy investors. Click LEARN MORE below to connect with our helpful team now! 👇

TES List is Singapore's #1 list of investment-grade traded endowment and life insurance policies for investment and savings plans!

11/06/2025

Falling FD yields troubling you? Persistent inflation eating away at your savings?

Here’s why more Singaporean parents and retirees are turning to Traded Endowments!

✅ Up to 5% p.a. compounded returns
✅ Backed by blue-chip insurers
✅ Maturity in just 2 to 5 years
✅ No upfront distribution costs
✅ Ideal for education or early retirement planning

What’s a Traded Endowment?
It’s an insurance policy someone else surrenders. You buy it at a discount and receive the full payout at maturity—without the long wait of a new policy.

Great for:
👨‍👩‍👧‍👦 Parents planning kids’ uni fees
🧓 Retirees wanting short-term, stable returns
📊 Investors seeking alternatives to fixed deposits

All transactions are transparent and done at the insurer’s office.
No guesswork. No hidden risks.

📈 We’re Singapore’s most trusted source for Traded Endowments, with the largest selection of resale policies: tesinvest.com.sg/tes-list/

➡️ Just have a look—but be quick as our most popular plans sell out quickly!

Click LEARN MORE to explore traded endowments today 👇

22/04/2025

📢 Tariffs. Inflation. Market Uncertainty. Are you shielding your hard-earned savings from market swings? 🌍

Global tensions and economic shifts are unsettling — but your savings don’t have to be. That’s why more Singaporeans are turning to TES Traded Endowments for steady returns and lasting peace of mind.

🌟 Why Traded Endowments Make Sense in Uncertain Times:

✔ Predictable Returns — No uncertainties on timing.
✔ Shielded from Volatility — Resilient to tariff uncertainties or price swings.
✔ Higher Yields — Outpaces CPF OA, government bonds, and fixed deposits.
✔ Flexible Maturity — Choose a term to match your financial goals.
✔ Peace of Mind — Backed by blue-chip Singapore insurers.

In an uncertain world, confidence and peace of mind are your best investments.

👉 Discover stability with TES Traded Endowments! Check out all our available plans at tesinvest.com.sg/list 🌟

TES List is Singapore's #1 list of investment-grade traded endowment and life insurance policies for investment and savings plans!

25/03/2025

📉 Market Uncertainty Ahead? Hedge with Traded Endowments!

With global markets shifting and interest rates declining, traditional options like bank deposits, SSBs, and T-bills are offering lower returns. Now’s the time to explore a stable, higher-yield alternative💰💰

Why Consider Traded Endowments?
✅ Higher Returns – Earn up to 5% IRR (compounded) 📈
✅ Low-Risk & Stable – Backed by blue-chip issuers 🏦
✅ Flexible Durations – Choose from hundreds of plans for the perfect fit⏳

🔎 What are traded endowments? They’re simply "resale" endowment plans from blue-chip issuers, available at discounted rates—helping you maximize returns while minimizing risk!

📍 Browse our latest listings today:
👉 www.tesinvest.com.sg/tes-list/

We offer Singapore’s largest selection of investment-grade traded endowment plans. See for yourself! 😄👍

13/01/2025

📢 Are You Ready for the CPF Special Account (SA) Closure in 2025? 🌟

Starting January 2025, CPF SA accounts will close for members aged 55 and above, bringing significant changes to your savings:

🔹 Lower Interest Rates: SA funds will transfer to your Retirement Account (RA) up to the Full Retirement Sum (FRS). Excess funds will move to your Ordinary Account (OA), earning just 2.5% interest, which may fall short of inflation.
🔹 Inflation Considerations: With inflation reaching 4.8% in 2023, OA interest rates may not preserve your savings' value.
🔹 Employer Contributions: Post-55 contributions from employers will also go to your OA, earning the same 2.5% interest.

💡 How are some astute investors tackling this change ?

🌟 TES Traded Endowments are becoming the go-to choice for some savvy investors!
✔ Higher Returns: Predictable growth that outperforms OA’s 2.5% interest.
✔ Flexible Options: Tailor maturity dates to match your financial goals.
✔ Trusted Issuers: Secure, reliable policies for peace of mind.

Don’t let inflation eat away at your retirement savings! Take control of your financial future and consider this smart alternative today.

👉 Learn more at tesinvest.com.sg 🌟

20/09/2024

📉 Fed rate cut just announced! Expect lower bank interest rates and reduced returns on SSBs and T-bills.

Looking to hedge against this low-rate environment? 🌟 Consider investing in traded endowments, offering up to 5% IRR compounded returns, with flexible durations to suit your needs. 📈✨

What are traded endowments? They’re simply resale endowment plans from blue-chip issuers, available at discounted rates!

Check out our latest listings here:
👉 www.tesinvest.com.sg/tes-list/

We’re known for having Singapore’s largest selection of investment-grade traded endowment plans. Take a look! 😄👍

09/09/2024

🏡 Many Singaporeans are enjoying a stress-free journey towards their new home with TES. You can too!

Be the best version of yourself as you prepare for the exciting life ahead. 🌟 Enjoy every moment of your home buyer journey! It may be a busy time, but it can also be fun and restful. 😌

Find out how TES can help you today! 🔑✨