Distinctive Successful Achievers

11/10/2021

Congrats to all our 2020 MDRT Qualifiers!!!

22/05/2020

Like most people, you probably used to yearn for money to hang out with friends during your teens.



But as you get older, your financial goals change.



At different points in life, you may be saving for your wedding banquet, to buy a home of your own, to start a family, to see your kids through university, or to live out the golden years you’ve always dreamed of.



For a quick snapshot of the average cost of these financial goals, check out this infographic by Aviva – https://at.aviva.sg/InfoGoals



There are ways to ensure you can reach your savings targets without keeping a tight leash on your funds. As an Aviva Financial Advisers representative, I can provide solutions from various insurance providers that suit your needs.

18/05/2020

Here’s something to celebrate!



As at 2017, the life expectancy in Singapore has increased to 84.8 years. Back in the 1960s, life expectancy in Singapore was only 62.9 years. And within half a century, that’s increased by 20 years!



While this means that the average Singaporean has a long life ahead of him, this also means our retirement years will take up almost 25% of our entire life.



A good retirement plan can help you save for the future so you can live out your golden years as you wish.

09/05/2020

Myths of life Insurance



Recently, I spoke to someone who shared with me his thoughts about life insurance – some of them were true, while others were inaccurate. So I thought I’d share some of these common misconceptions about life insurance with you and bust a few myths.



Myth #1 – I’m still young, I don’t need to buy life insurance now.



Truth: As you age, insurance premiums increase. And your risk of having major health conditions increases as you get older, which may mean paying higher premiums or coverage with more exclusions.



Myth #2 – I only need to buy life insurance once and don’t ever need to review my coverage.



Truth: As your life changes, your needs change and so should your life insurance coverage. If you have more dependants now, the coverage you bought when you just started working may not be adequate anymore.



Myth #3 – Life insurance is too expensive.



Truth: No, it doesn’t have to be. There are affordable options out there. Adequate insurance isn’t supposed to break the bank.



We might be young, healthy and comfortable now, but we don’t know what’s going to happen next. So we need to be financially prepared.

05/05/2020

Confused about your choices for long-term care? PM me and I'll be happy to share more info with you.

The government-run scheme will automatically get everyone who is between the ages of 30 and 40 in 2020 to start paying premiums.. Read more at straitstimes.com.

04/05/2020

Inflation, increasing cost of living and lifestyle inflation are some reasons why we need to set aside more in retirement funds each year.

The rising retirement sum is important for us to counter inflation during our retirement.

03/05/2020

COVID-19 has impacted most jobs, but these are the ones that may be the hardest hit.

Here are the workers who will be hard-hit during this ‘circuit breaker’ period.

30/04/2020

If you were retrenched and/or suffered a loss of income, there are government relief schemes you may be eligible for.

Lost your job or income to COVID-19? This is a compilation of government financial assistance schemes, including the COVID-19 Support Grant, SIRS and more.

29/04/2020

Critical Illness Coverage 101: All you need to know when considering a Critical Illness plan.

Find out what is critical illness coverage and why it is so important.

27/04/2020

While Singapore can be an expensive place to live and retire, how much you actually need depends on how you intend to live today and in your retirement.

Three friends are out fishing in a boat on a lake when one of them says they should travel to the world's best angling spots when they retire.. Read more at straitstimes.com.

27/04/2020

If you're working at home during the current Covid-19 pandemic, here are some workouts you can try from the comfort of your own home.

27/04/2020

Hi,

I hope you’ve been keeping well during the Circuit Breaker period.

Did you know that diabetes is a common critical illness in Singapore, and diabetics are 2 to 4 times more likely to have a heart attack? Check out this infographic from Aviva - https://at.aviva.sg/ChronicMedical

Treatments for both diseases don’t come cheap. A Coronary Artery Bypass Graft* to treat heart attacks alone can set you back by



S$16,000 to S$25,000 at a private hospital

S$5,434 to S$9,474 at a public hospital

(subsidised rates, depending on ward type)

*https://www.moh.gov.sg/cost-financing/fee-benchmarks-and-bill-amount-information/Details/SD812H--1


It’s essential to have sufficient insurance coverage so that if the unfortunate happens, you’ll always have the freedom to focus on recovery, not money.

PM us to find out more!