Aw Wee Liang - 欧威良

19/09/2023

📢 Starting on 9th Oct, the rate for a 1st Local Stamp has increased from $0.31 to $0.51, which could impact consumers in various ways.

📈 ** 𝐈𝐦𝐩𝐚𝐜𝐭 𝐨𝐧 𝐇𝐨𝐮𝐬𝐞𝐡𝐨𝐥𝐝 𝐁𝐮𝐝𝐠𝐞𝐭𝐬**

With the 1st Local Stamp rate now at $0.51, sending letters and packages within the local area will become more expensive. This means that mailing holiday cards, birthday greetings, or important documents may put a greater strain on household budgets.

💼 ** 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬𝐞𝐬 𝐅𝐚𝐜𝐞 𝐇𝐢𝐠𝐡𝐞𝐫 𝐂𝐨𝐬𝐭𝐬**

For businesses that rely on postal services for marketing, communication, and local shipping, this increase can be a significant operational cost. Higher 1st Local Stamp rates may necessitate a reevaluation of strategies and budgets, with the potential of passing these additional expenses onto consumers.

🌐 ** 𝐄-𝐜𝐨𝐦𝐦𝐞𝐫𝐜𝐞 𝐚𝐧𝐝 𝐎𝐧𝐥𝐢𝐧𝐞 𝐒𝐡𝐨𝐩𝐩𝐢𝐧𝐠**

In an era of booming e-commerce and online shopping, the increase in 1st Local Stamp rates could lead to higher shipping costs for consumers, affecting local businesses and online retailers. Shoppers may notice these increased costs reflected in their local and online purchases.

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PS: if you are thinking of buying in bulk 1st local stamps immediately to save some cost like me, you can forget it as all 1st Local and 2nd Local stamp had been suspended for sale with immediate effect. 😤

The move is to “reflect the escalating costs of maintaining the postal service”, said SingPost. Read more at straitstimes.com.

09/08/2023

03/08/2023

📢 Calling all individuals eager to secure their financial future! 🎓

Join us this August for an unmissable series of events: one powerful Seminar and three knowledge-packed Webinars, all centered around vital topics - Legacy Planning, Retirement Planning, Lasting Power of Attorney (LPA), Long Term Care, and an in-depth understanding of the Central Provident Fund (CPF).

𝔼𝕧𝕖𝕟𝕥 𝔻𝕖𝕥𝕒𝕚𝕝:-
𝟤̶𝗇̶𝖽̶ ̶𝖠̶𝗎̶𝗀̶ ̶𝟤̶𝟢̶𝟤̶𝟥̶ ̶(̶𝖶̶𝖾̶𝖽̶)̶ ̶|̶ ̶𝟣̶𝟤̶𝗉̶𝗆̶ ̶𝗍̶𝗈̶ ̶𝟣̶𝗉̶𝗆̶:̶ ̶𝖫̶𝖯̶𝖠̶ ̶&̶ ̶𝖫̶𝗈̶𝗇̶𝗀̶ ̶𝖳̶𝖾̶𝗋̶𝗆̶ ̶𝖢̶𝖺̶𝗋̶𝖾̶ ̶(̶𝖶̶𝖾̶𝖻̶𝗂̶𝗇̶𝖺̶𝗋̶)̶
12th Aug 2023 (Sat) | 9.30am to 12pm: Legacy Planning 101 (𝙎𝙚𝙢𝙞𝙣𝙖𝙧)
16th Aug 2023 (Wed) | 12pm to 1pm: CPF & You (𝘞𝘦𝘣𝘪𝘯𝘢𝘳)
26th Aug 2023 (Sat) | 10am to 12pm: Retirement Planning 101 (𝘞𝘦𝘣𝘪𝘯𝘢𝘳)

Don't miss this opportunity to gain expert knowledge and empower yourself for a financially sound future. Share this post with your connections - knowledge is power!

Let me know if you are interested in any of the above.

📌Ps: We have exclusive invite-only Fine Dining sessions on other exciting financial topics so give me a DM for more information. 😉

17/07/2023

𝐒𝐭𝐞𝐯𝐞 𝐇𝐚𝐫𝐯𝐞𝐲'𝐬 𝐈𝐧𝐬𝐢𝐠𝐡𝐭𝐬 𝐨𝐧 𝐌𝐚𝐧𝐚𝐠𝐢𝐧𝐠 𝐅𝐢𝐧𝐚𝐧𝐜𝐞𝐬 𝐚𝐬 𝐚 𝐌𝐚𝐫𝐫𝐢𝐞𝐝 𝐂𝐨𝐮𝐩𝐥𝐞!

Just saw this intriguing statement made by the renowned comedian, talk show host, and author, Steve Harvey, regarding an interesting approach to managing finances as a married couple.

💼 In a recent interview, Steve Harvey shared his perspective on the importance of financial transparency and independence within a marriage. He proposed a unique strategy: every married couple should maintain four separate bank accounts.

💰 The 1st Account, according to Harvey, is for the husband. It is an account dedicated to managing his personal expenses, providing him with financial independence and the ability to make individual choices without impacting the family's finances directly.

💰 The 2nd Account is for the wife, mirroring the same concept of personal financial freedom and responsibility. It allows her to handle her own expenses, savings, or investments, ensuring she has control over her own financial destiny.

💰 The 3rd Account is for the household. This joint account serves as a common pool for shared expenses such as mortgage payments, utilities, groceries, and family-related expenses. Both partners contribute a predetermined portion of their income to this account to meet their collective financial obligations.

💰 Lastly, the 4th account is dedicated to future goals and aspirations. It's a savings account for long-term objectives like vacations, retirement, children's education, or even starting a business together. By pooling their resources into this account, couples can work towards their dreams as a team, fostering a sense of shared purpose and financial security.

🤝 Steve Harvey's idea of multiple bank accounts stems from the belief that financial independence, transparency, and personal responsibility are essential components of a healthy and harmonious marriage. By implementing this system, couples can maintain their individual identities while also actively contributing to the collective financial well-being of the family.

💡 Of course, financial management in marriage is subjective, and what works for one couple may not suit another. It's important to have open and honest conversations with your partner about money, aligning your financial goals, and finding a system that best fits your unique circumstances.

💬 What are your thoughts on Steve Harvey's suggestion? Have you and your partner found a successful approach to managing finances in your marriage? I'm curious to hear your experiences and insights in the comments below. Let's engage in a healthy conversation about the intersection of love, trust, and money! 😀

https://twitter.com/IAmSteveHarvey/status/1422860109906989059?s=20

Wishing you all an incredible day filled with prosperity and joy! ✨💼

“If you're a couple, you need a minimum of 4 bank accounts, and here's why...”

03/06/2022

Remember to get your hands on rice dumpling today...

31/05/2022

Never risk too much, for too little. Give me a buzz if you are interested to get one...

Madam Norizan Abuhassan's two-room flat in Whampoa was destroyed after a fire last February. . Read more at straitstimes.com.

01/05/2022

No pain means no gain. No work means no progress. No progress means no success. Be thankful for every challenge you faced because that was your chance to climb the ladder of success.

Warm wishes to you on your unmatched hard work and dedication.

Happy Labour Day!!!😁

22/04/2022

If you are wondering what is the current FD rate.. 😅

https://www.zaobao.com.sg/finance/singapore/story20220421-1264790

21/04/2022

With the changes in Integrated Shield plan coverage on Cancer Treatment come this April 2023, patient may find it harder to claim on certain treatment.😢

Important is, do you have sufficient Critical Illness coverage (those Lump Sum pay-out type) to tide you over if the needs arise? Time to review your coverage.

https://www.straitstimes.com/singapore/health/insurer-refuses-to-pay-for-drug-dealing-cancer-patient-a-further-blow

https://www.straitstimes.com/singapore/health/having-an-ip-and-rider-may-not-always-guarantee-peace-of-mind

It says drug has not been approved by HSA for the treatment of bile duct cancer. . Read more at straitstimes.com.

15/04/2022

Sending my best wishes to you on this holy occasion of Good Friday. May your heart be filled with kindness, joy, and happiness. 😄

25/02/2022

It's been a while since the last time I conduct a physical sharing session for corporate staff in a conference room with live streaming setup (for overseas employees). The vibes are so much better instead of doing it virtually. Glad that they enjoyed the session. Too bad I am only allowed to snap 1 picture during the setup time. 😄☺️

01/02/2022

Here’s wishing you & your family a Happy & Blessed😇 Lunar🐯New Year!🍊🍊

Totally appreciate the faith & trust in my advice for the past 17 years. ☺️

It’s truly my honor to have the opportunity to plan for you & your families.

Looking forward to many more Decades ahead. 17 years & counting 😇