One-Stop Financial

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One-Stop Financial This page is managed by Stanley Ong, representing SG Alliance Pte Ltd.

Inspire New Beginnings & Lifelong Generational Wealth ๏ฟฝ ไนฆๅ†™ๅฏŒ็š„ๆ–ฐ็ฏ‡็ซ ๏ผŒๆ”ถ่Žท็ปˆ่บซไธ–ไปฃ็š„่ดขๅฏŒ

Managed by Stanley (Wealth Prestige, representing SG Alliance)
Links to disclaimers:
https://sg-alliance.com/far-disclaimer/
https://sg-alliance.com/privacy-policy/ FAR Disclaimer & PDPA: https://sg-alliance.com/far-disclaimer/
PDPA Disclaimer: https://sg-alliance.com/privacy-policy

๐Ÿ“Š Analysis of Celebrity Children's High Insurance Premium Rankings (Data: Bright Data, May 2025). This chart shows the a...
06/07/2025

๐Ÿ“Š Analysis of Celebrity Children's High Insurance Premium Rankings (Data: Bright Data, May 2025). This chart shows the annual insurance premiums (not the coverage amount) that various celebrities pay for their children. The amounts range from RMB 5 million to RMB 26 million, revealing the โ€œinsurance mindset of the wealthy.โ€

๐Ÿ† Top 3:
> Yao Ming (Yao Qinlei) โ€“ Annual Premium: RMB 26 million
> Nicholas Tse (Lucas & Quintus) โ€“ Annual Premium: RMB 25 million
> David Beckham (4 children) โ€“ Annual Premium: RMB 20 million

๐Ÿ“Œ Key Observations:
> Multiple celebrities are paying premiums in the tens of millions, indicating strong emphasis on long-term planning and risk management.
> Andy Lau, Faye Wong, Zhang Ziyi, and Tom Cruise have also invested over a million in premiums for their children.
> Angelina Jolie has insured all six of her children, with total annual premiums reaching RMB 12 million.
โธป
๐Ÿ’ก Reflection & Insight:
> These figures represent annual premiums, not coverage amounts.
> Clearly, the wealthy donโ€™t buy insurance because they have money โ€”
> They use insurance to protect their wealth, plan their future, and ensure safe legacy planning.
โธป
๐Ÿง  Golden Quote:
> You think the rich donโ€™t need insurance?
> In fact, they take risk more seriously than anyone.
> Itโ€™s not because theyโ€™re rich that they buy insurance. Itโ€™s because they bought the right insurance that they continue to get richer.

๐Ÿ“Š ๆ˜Žๆ˜Ÿๅญๅฅณ้ซ˜้ขไฟ้™ฉไฟ่ดนๆŽ’่กŒๅˆ†ๆž๏ผˆๆ•ฐๆฎ๏ผšBright Data๏ผŒ2025ๅนด5ๆœˆ๏ผ‰
่ฟ™ๅผ ๆฆœๅ•ๆ˜พ็คบไบ†ๅ„ๅคงๆ˜Žๆ˜Ÿไธบๅญๅฅณๆ‰€ๆŠ•ไฟ็š„ๅนดๅบฆไฟ่ดน๏ผˆไธๆ˜ฏไฟ้šœ้ขๅบฆ๏ผ‰๏ผŒ้‡‘้ขไปŽ500ไธ‡ไบบๆฐ‘ๅธๅˆฐ2600ไธ‡ไบบๆฐ‘ๅธไธ็ญ‰๏ผŒๅ ช็งฐโ€œๅฏŒไบบไธ–็•Œ็š„ไฟ้™ฉ่ง‚โ€ใ€‚

๐Ÿ† ๅ‰ไธ‰ๅ๏ผš
1. ๅงšๆ˜Ž๏ผˆๅงšๆฒ่•พ๏ผ‰ โ€“ ๅนด็ผดไฟ่ดน 2600ไธ‡
2. ่ฐข้œ†้”‹๏ผˆLucas & Quintus๏ผ‰ โ€“ ๅนด็ผด 2500ไธ‡
3. ่ดๅ…‹ๆฑ‰ๅง†๏ผˆ4ๅๅญๅฅณ๏ผ‰ โ€“ ๅนด็ผด 2000ไธ‡

๐Ÿ“Œ ้‡็‚น่ง‚ๅฏŸ๏ผš
โ€ข ๆŠ•ไฟ้‡‘้ข้ซ˜่พพๅƒไธ‡็บง็š„ๆ˜Žๆ˜Ÿไธๅชไธ€ไฝ๏ผŒๆ˜พ็คบ่ฟ™ไบ›ๅฎถๅบญ้žๅธธ้‡่ง†้•ฟๆœŸ่ง„ๅˆ’ไธŽ้ฃŽ้™ฉ็ฎก็†ใ€‚
โ€ข ๅˆ˜ๅพทๅŽใ€็Ž‹่ฒใ€็ซ ๅญๆ€กใ€ๆฑคๅง†ยทๅ…‹้ฒๆ–ฏ็ญ‰ไนŸ้ƒฝไธบๅญๅฅณๆŠ•ๅ…ฅ่ถ…็™พไธ‡็บงไฟ่ดนใ€‚
โ€ข ๅฎ‰ๅ‰ไธฝๅจœยทๆœฑ่Ž‰็”š่‡ณไธบ6ๅๅญๅฅณ้…็ฝฎไฟ้™ฉ๏ผŒๆ€ปไฟ่ดน่พพ 1200ไธ‡ใ€‚
โธป
๐Ÿ’กๅๆ€ไธŽๅฏๅ‘๏ผš
่ฟ™ไบ›ๆ•ฐๅญ—ไธๆ˜ฏโ€œไฟ้ขโ€๏ผŒ่€Œๆ˜ฏๆฏๅนดไบค็š„ไฟ่ดนใ€‚
ๅฏ่ง๏ผŒๆœ‰้’ฑไบบไธๆ˜ฏโ€œๆœ‰้’ฑๆ‰ไนฐไฟ้™ฉโ€๏ผŒ
่€Œๆ˜ฏ็”จไฟ้™ฉไฟๆŠค่ดขๅฏŒใ€่ง„ๅˆ’ๆœชๆฅ๏ผŒ็กฎไฟๅฎถๆ—ๅฎ‰ๅ…จไผ ๆ‰ฟใ€‚
โธป
๐Ÿง  ้‡‘ๅฅๆ€ป็ป“๏ผš
โ€œไฝ ไปฅไธบๆœ‰้’ฑไบบไธ้œ€่ฆไฟ้™ฉ๏ผŸๅ…ถๅฎžไป–ไปฌๆฏ”ไปปไฝ•ไบบ้ƒฝๆ›ด่ฎค็œŸ็œ‹ๅพ…้ฃŽ้™ฉใ€‚
ไธๆ˜ฏๅ› ไธบไป–ไปฌๆœ‰้’ฑๆ‰ไนฐไฟ้™ฉ๏ผŒ
ๆ˜ฏๅ› ไธบไป–ไปฌไนฐๅฏนไฟ้™ฉๆ‰่ถŠๆฅ่ถŠๆœ‰้’ฑใ€‚โ€

11/10/2021

๐‡๐จ๐ฐ ๐“๐จ ๐ˆ๐ง๐ฏ๐ž๐ฌ๐ญ ๐€ ๐’๐ž๐œ๐ญ๐จ๐ซ ๐“๐ก๐š๐ญ ๐˜๐จ๐ฎ ๐‚๐š๐ง ๐๐ž ๐‚๐จ๐ง๐Ÿ๐ข๐๐ž๐ง๐ญ ๐Ž๐Ÿ

Healthcare is a sector with enormous opportunities, supported by long term demographic trends and fundamentals. In our view, healthcare is a โ€œdefensive growthโ€ sector, characterized by its defensive and growth nature. It is defensive thanks to its low correlation with global macro conditions.

Compared to other sectors, demand for healthcare is resilient and less impacted by economic swings. Historically, the sector has been the strongest performer in late-cycle and recessionary periods, suggesting this may be an area investors should look into amid uncertainty over the broader macroeconomic outlook

To know more information, you can contact your broker or pm us!

๐ˆ๐Ÿ ๐š ๐œ๐ก๐ข๐ฅ๐, ๐š ๐ฌ๐ฉ๐จ๐ฎ๐ฌ๐ž, ๐š ๐ฅ๐ข๐Ÿ๐ž ๐ฉ๐š๐ซ๐ญ๐ง๐ž๐ซ, ๐จ๐ซ ๐š ๐ฉ๐š๐ซ๐ž๐ง๐ญ ๐๐ž๐ฉ๐ž๐ง๐๐ฌ ๐จ๐ง ๐ฒ๐จ๐ฎ ๐š๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐ข๐ง๐œ๐จ๐ฆ๐ž, ๐ฒ๐จ๐ฎ ๐ง๐ž๐ž๐ ๐ฅ๐ข๐Ÿ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐žItโ€™s not about ...
04/03/2021

๐ˆ๐Ÿ ๐š ๐œ๐ก๐ข๐ฅ๐, ๐š ๐ฌ๐ฉ๐จ๐ฎ๐ฌ๐ž, ๐š ๐ฅ๐ข๐Ÿ๐ž ๐ฉ๐š๐ซ๐ญ๐ง๐ž๐ซ, ๐จ๐ซ ๐š ๐ฉ๐š๐ซ๐ž๐ง๐ญ ๐๐ž๐ฉ๐ž๐ง๐๐ฌ ๐จ๐ง ๐ฒ๐จ๐ฎ ๐š๐ง๐ ๐ฒ๐จ๐ฎ๐ซ ๐ข๐ง๐œ๐จ๐ฆ๐ž, ๐ฒ๐จ๐ฎ ๐ง๐ž๐ž๐ ๐ฅ๐ข๐Ÿ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž

Itโ€™s not about what you need, itโ€™s about what your family needs if youโ€™re not there

We insure our home, its contents and our cars. We get health and travel insurance to protect us in the event that the un...
30/11/2020

We insure our home, its contents and our cars. We get health and travel insurance to protect us in the event that the unwanted happens. But what about life insurance?

If you have dependents, it is highly recommended that you have some type of life insurance to provide for them in the event that you pass away prematurely.

If you are getting a mortgage, it is often a requirement for you to have life insurance. The bank wants to make sure that they are covered.

There is a lot to consider when it comes to life insurance so it is a good idea to meet with a licensed insurance representative to see what type of policy would be beneficial for you. Alternatively, you can drop us a message if you have doubts!

๐ˆ๐Ÿ ๐ฒ๐จ๐ฎ ๐ญ๐ก๐ข๐ง๐ค ๐ฉ๐š๐ฒ๐จ๐ฎ๐ญ๐ฌ ๐จ๐Ÿ $๐Ÿ”๐ŸŽ๐ŸŽ/๐ฆ๐จ๐ง๐ญ๐ก ๐ข๐ฌ ๐ญ๐จ๐จ ๐ฅ๐ข๐ญ๐ญ๐ฅ๐ž, ๐จ๐ซ ๐ข๐ง๐š๐›๐ข๐ฅ๐ข๐ญ๐ฒ ๐ญ๐จ ๐ฉ๐ž๐ซ๐Ÿ๐จ๐ซ๐ฆ ๐Ÿ‘ ๐€๐ƒ๐‹๐ฌ ๐ข๐ฌ ๐ญ๐จ๐จ ๐ฌ๐ž๐ฏ๐ž๐ซ๐ž, ๐ฒ๐จ๐ฎ ๐œ๐š๐ง ๐œ๐จ๐ง๐ฌ๐ข๐๐ž๐ซ ๐š ๐‚๐š๐ซ๐ž๐’...
04/11/2020

๐ˆ๐Ÿ ๐ฒ๐จ๐ฎ ๐ญ๐ก๐ข๐ง๐ค ๐ฉ๐š๐ฒ๐จ๐ฎ๐ญ๐ฌ ๐จ๐Ÿ $๐Ÿ”๐ŸŽ๐ŸŽ/๐ฆ๐จ๐ง๐ญ๐ก ๐ข๐ฌ ๐ญ๐จ๐จ ๐ฅ๐ข๐ญ๐ญ๐ฅ๐ž, ๐จ๐ซ ๐ข๐ง๐š๐›๐ข๐ฅ๐ข๐ญ๐ฒ ๐ญ๐จ ๐ฉ๐ž๐ซ๐Ÿ๐จ๐ซ๐ฆ ๐Ÿ‘ ๐€๐ƒ๐‹๐ฌ ๐ข๐ฌ ๐ญ๐จ๐จ ๐ฌ๐ž๐ฏ๐ž๐ซ๐ž, ๐ฒ๐จ๐ฎ ๐œ๐š๐ง ๐œ๐จ๐ง๐ฌ๐ข๐๐ž๐ซ ๐š ๐‚๐š๐ซ๐ž๐’๐ก๐ข๐ž๐ฅ๐ ๐‹๐ข๐Ÿ๐ž ๐’๐ฎ๐ฉ๐ฉ๐ฅ๐ž๐ฆ๐ž๐ง๐ญ ๐ฉ๐ฅ๐š๐ง

Currently, there are three insurers who offer CareShield Life Supplement plans, namely; Aviva, Great Eastern & NTUC Income

You can use a maximum of $600 from CPF-MediSave per person insure to upgrade the plans which you can choose to receive between $200 to $5,000 per month on top of CareShield Life payout

๐‚๐š๐ซ๐ž๐’๐ก๐ข๐ž๐ฅ๐ ๐‹๐ข๐Ÿ๐ž ๐ข๐ฌ ๐š ๐œ๐จ๐ฆ๐ฉ๐ฎ๐ฅ๐ฌ๐จ๐ซ๐ฒ ๐ง๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐๐ข๐ฌ๐š๐›๐ข๐ฅ๐ข๐ญ๐ฒ ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฌ๐œ๐ก๐ž๐ฆ๐ž ๐š๐ง๐ ๐œ๐š๐ง๐ง๐จ๐ญ ๐›๐ž ๐จ๐ฉ๐ญ-๐จ๐ฎ๐ญ๐‚๐š๐ซ๐ž๐’๐ก๐ข๐ž๐ฅ๐ ๐‹๐ข๐Ÿ๐ž ๐ฐ๐ข๐ฅ๐ฅ ๐ซ๐ž๐ฉ๐ฅ๐š๐œ๐ž ๐ญ...
16/10/2020

๐‚๐š๐ซ๐ž๐’๐ก๐ข๐ž๐ฅ๐ ๐‹๐ข๐Ÿ๐ž ๐ข๐ฌ ๐š ๐œ๐จ๐ฆ๐ฉ๐ฎ๐ฅ๐ฌ๐จ๐ซ๐ฒ ๐ง๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐๐ข๐ฌ๐š๐›๐ข๐ฅ๐ข๐ญ๐ฒ ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฌ๐œ๐ก๐ž๐ฆ๐ž ๐š๐ง๐ ๐œ๐š๐ง๐ง๐จ๐ญ ๐›๐ž ๐จ๐ฉ๐ญ-๐จ๐ฎ๐ญ

๐‚๐š๐ซ๐ž๐’๐ก๐ข๐ž๐ฅ๐ ๐‹๐ข๐Ÿ๐ž ๐ฐ๐ข๐ฅ๐ฅ ๐ซ๐ž๐ฉ๐ฅ๐š๐œ๐ž ๐ญ๐ก๐ž ๐„๐ฅ๐๐ž๐ซ๐’๐ก๐ข๐ž๐ฅ๐ ๐ฌ๐œ๐ก๐ž๐ฆ๐ž. ๐“๐ก๐ข๐ฌ ๐ซ๐ž๐ฉ๐ฅ๐š๐œ๐ž๐ฆ๐ž๐ง๐ญ ๐ฐ๐ข๐ฅ๐ฅ ๐š๐ฅ๐ฌ๐จ ๐š๐ฎ๐ญ๐จ๐ฆ๐š๐ญ๐ข๐œ๐š๐ฅ๐ฅ๐ฒ ๐ž๐ง๐ซ๐จ๐ฅ ๐ฒ๐จ๐ฎ ๐ฐ๐ก๐ž๐ง ๐ฒ๐จ๐ฎ ๐ญ๐ฎ๐ซ๐ง ๐Ÿ‘๐ŸŽ

Payout will occur if you are evaluated as having โ€œsevere disability.โ€ The severe disability criteria are when an individual is unable to conduct 3 out of 6 Daily Living (ADLs) activities:
> Feeding
> Dressing
> Toileting
> Washing
> Walking or moving around
> Transferring from bed to chair and vice versa

๐‚๐ก๐จ๐ข๐œ๐ž ๐ญ๐จ ๐š๐๐-๐จ๐ง ๐š ๐ซ๐ข๐๐ž๐ซ ๐ญ๐จ ๐ค๐ž๐ž๐ฉ ๐ฒ๐จ๐ฎ๐ซ ๐จ๐ฎ๐ญ-๐จ๐Ÿ-๐ฉ๐จ๐œ๐ค๐ž๐ญ ๐ž๐ฑ๐ฉ๐ž๐ง๐ฌ๐ž๐ฌ ๐š๐ฌ ๐ฅ๐จ๐ฐ ๐š๐ฌ ๐ฉ๐จ๐ฌ๐ฌ๐ข๐›๐ฅ๐ž. ๐€๐ฌ-๐œ๐ก๐š๐ซ๐ ๐ž๐ ๐œ๐จ๐ฏ๐ž๐ซ๐š๐ ๐ž ๐Ÿ๐จ๐ซ ๐ž๐ฅ๐ข๐ ๐ข๐›๐ฅ๐ž ๐ข๐ง๐ฉ๐š๐ญ๐ข...
09/10/2020

๐‚๐ก๐จ๐ข๐œ๐ž ๐ญ๐จ ๐š๐๐-๐จ๐ง ๐š ๐ซ๐ข๐๐ž๐ซ ๐ญ๐จ ๐ค๐ž๐ž๐ฉ ๐ฒ๐จ๐ฎ๐ซ ๐จ๐ฎ๐ญ-๐จ๐Ÿ-๐ฉ๐จ๐œ๐ค๐ž๐ญ ๐ž๐ฑ๐ฉ๐ž๐ง๐ฌ๐ž๐ฌ ๐š๐ฌ ๐ฅ๐จ๐ฐ ๐š๐ฌ ๐ฉ๐จ๐ฌ๐ฌ๐ข๐›๐ฅ๐ž. ๐€๐ฌ-๐œ๐ก๐š๐ซ๐ ๐ž๐ ๐œ๐จ๐ฏ๐ž๐ซ๐š๐ ๐ž ๐Ÿ๐จ๐ซ ๐ž๐ฅ๐ข๐ ๐ข๐›๐ฅ๐ž ๐ข๐ง๐ฉ๐š๐ญ๐ข๐ž๐ง๐ญ ๐š๐ง๐ ๐จ๐ฎ๐ญ๐ฉ๐š๐ญ๐ข๐ž๐ง๐ญ ๐ก๐จ๐ฌ๐ฉ๐ข๐ญ๐š๐ฅ ๐›๐ข๐ฅ๐ฅ๐ฌ. ๐‚๐จ๐ฆ๐ฉ๐ซ๐ž๐ก๐ž๐ง๐ฌ๐ข๐ฏ๐ž ๐œ๐จ๐ฏ๐ž๐ซ๐š๐ ๐ž
A health care insurance rider can help take the sting out of large medical bills, allowing policyholders to pay next to nothing or nothing for their treatments. This is because hospitalisation plans typically donโ€™t cover a full medical bill
The insured has to pay a portion of the bill, such as a deductible (the threshold at which the insurance company will start to reimburse the insured for treatments) and a co-payment (the percentage of the rest of the bill that the insured pays)

๐–๐ข๐ญ๐ก ๐š๐ง ๐ˆ๐ง๐ญ๐ž๐ ๐ซ๐š๐ญ๐ž๐ ๐’๐ก๐ข๐ž๐ฅ๐ ๐๐ฅ๐š๐ง, ๐ฒ๐จ๐ฎ ๐œ๐š๐ง ๐ ๐ž๐ญ ๐œ๐จ๐ฏ๐ž๐ซ๐ž๐ ๐Ÿ๐จ๐ซ ๐š ๐๐Ÿ ๐จ๐ซ ๐€ ๐ฐ๐š๐ซ๐, ๐จ๐ซ ๐ž๐ฏ๐ž๐ง ๐ฉ๐ซ๐ข๐ฏ๐š๐ญ๐ž ๐ก๐จ๐ฌ๐ฉ๐ข๐ญ๐š๐ฅ๐ฌ๐Œ๐ž๐๐ข๐’๐ก๐ข๐ž๐ฅ๐ ๐‹๐ข๐Ÿ๐ž ๐œ๐จ๐ฏ๐ž๐ซ๐ฌ ...
22/09/2020

๐–๐ข๐ญ๐ก ๐š๐ง ๐ˆ๐ง๐ญ๐ž๐ ๐ซ๐š๐ญ๐ž๐ ๐’๐ก๐ข๐ž๐ฅ๐ ๐๐ฅ๐š๐ง, ๐ฒ๐จ๐ฎ ๐œ๐š๐ง ๐ ๐ž๐ญ ๐œ๐จ๐ฏ๐ž๐ซ๐ž๐ ๐Ÿ๐จ๐ซ ๐š ๐๐Ÿ ๐จ๐ซ ๐€ ๐ฐ๐š๐ซ๐, ๐จ๐ซ ๐ž๐ฏ๐ž๐ง ๐ฉ๐ซ๐ข๐ฏ๐š๐ญ๐ž ๐ก๐จ๐ฌ๐ฉ๐ข๐ญ๐š๐ฅ๐ฌ

๐Œ๐ž๐๐ข๐’๐ก๐ข๐ž๐ฅ๐ ๐‹๐ข๐Ÿ๐ž ๐œ๐จ๐ฏ๐ž๐ซ๐ฌ ๐ก๐จ๐ฌ๐ฉ๐ข๐ญ๐š๐ฅ๐ข๐ฌ๐š๐ญ๐ข๐จ๐ง ๐š๐ง๐ ๐ฌ๐ฎ๐ซ๐ ๐ž๐ซ๐ข๐ž๐ฌ ๐›๐ฎ๐ญ ๐ฅ๐š๐œ๐ค๐ฌ ๐œ๐จ๐ฏ๐ž๐ซ๐š๐ ๐ž ๐Ÿ๐จ๐ซ ๐ฉ๐ซ๐ž- ๐š๐ง๐ ๐ฉ๐จ๐ฌ๐ญ-๐ก๐จ๐ฌ๐ฉ๐ข๐ญ๐š๐ฅ๐ข๐ฌ๐š๐ญ๐ข๐จ๐ง ๐œ๐จ๐ฌ๐ญ๐ฌ. ๐ˆ๐ง๐ญ๐ž๐ ๐ซ๐š๐ญ๐ž๐ ๐’๐ก๐ข๐ž๐ฅ๐ ๐๐ฅ๐š๐ง ๐ก๐ž๐ฅ๐ฉ ๐›๐ซ๐ข๐๐ ๐ž ๐ญ๐ก๐š๐ญ ๐ ๐š๐ฉ

Furthermore, MediShield Life has a total claim limit of $100,000 a year, which may be low considering the cost of healthcare in Singapore.

With an Integrated Shield Plan (IPs), you can extend that to as much as $2 million. Even though IPs are provided by private insurers, you can use Medisave to pay for them (up to annual withdrawal limits)

So although Integrated Shield plans are not strictly necessary, we recommend them as a financial tool for making healthcare much more affordable

๐–๐ข๐ญ๐ก ๐ญ๐ก๐ž ๐ซ๐ข๐ฌ๐ž ๐ข๐ง ๐ก๐ž๐š๐ฅ๐ญ๐ก๐œ๐š๐ซ๐ž ๐œ๐จ๐ฌ๐ญ๐ฌ, ๐ฌ๐ž๐ž๐ค๐ข๐ง๐  ๐ฆ๐ž๐๐ข๐œ๐š๐ฅ ๐ญ๐ซ๐ž๐š๐ญ๐ฆ๐ž๐ง๐ญ ๐œ๐š๐ง ๐œ๐š๐ฎ๐ฌ๐ž ๐š ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ฌ๐ญ๐ซ๐š๐ข๐ง ๐ž๐ฌ๐ฉ๐ž๐œ๐ข๐š๐ฅ๐ฅ๐ฒ ๐ข๐Ÿ ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž ๐ง๐จ๐ญ ๐ฉ๐ซ๐ž๐ฉ...
15/09/2020

๐–๐ข๐ญ๐ก ๐ญ๐ก๐ž ๐ซ๐ข๐ฌ๐ž ๐ข๐ง ๐ก๐ž๐š๐ฅ๐ญ๐ก๐œ๐š๐ซ๐ž ๐œ๐จ๐ฌ๐ญ๐ฌ, ๐ฌ๐ž๐ž๐ค๐ข๐ง๐  ๐ฆ๐ž๐๐ข๐œ๐š๐ฅ ๐ญ๐ซ๐ž๐š๐ญ๐ฆ๐ž๐ง๐ญ ๐œ๐š๐ง ๐œ๐š๐ฎ๐ฌ๐ž ๐š ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐ฌ๐ญ๐ซ๐š๐ข๐ง ๐ž๐ฌ๐ฉ๐ž๐œ๐ข๐š๐ฅ๐ฅ๐ฒ ๐ข๐Ÿ ๐ฒ๐จ๐ฎ ๐š๐ซ๐ž ๐ง๐จ๐ญ ๐ฉ๐ซ๐ž๐ฉ๐š๐ซ๐ž๐ ๐Ÿ๐จ๐ซ ๐ญ๐ก๐ž ๐ฎ๐ง๐ž๐ฑ๐ฉ๐ž๐œ๐ญ๐ž๐

๐‡๐จ๐ฌ๐ฉ๐ข๐ญ๐š๐ฅ ๐œ๐จ๐ฏ๐ž๐ซ๐š๐ ๐ž ๐ซ๐ž๐Ÿ๐ž๐ซ๐ฌ ๐ญ๐จ ๐ก๐ž๐š๐ฅ๐ญ๐ก ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฐ๐ก๐ข๐œ๐ก ๐ฐ๐ข๐ฅ๐ฅ ๐ก๐ž๐ฅ๐ฉ ๐ฉ๐š๐ฒ ๐ฒ๐จ๐ฎ๐ซ ๐ก๐จ๐ฌ๐ฉ๐ข๐ญ๐š๐ฅ๐ข๐ฌ๐š๐ญ๐ข๐จ๐ง ๐›๐ข๐ฅ๐ฅ ๐ฐ๐ก๐ข๐œ๐ก ๐œ๐š๐ง ๐›๐ž ๐š ๐ฌ๐ญ๐ซ๐š๐ข๐ง ๐จ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐Ÿ๐ข๐ง๐š๐ง๐œ๐ž๐ฌ
MediShield is a health insurance plan by the CPF Board. It covers ward charges, consultation/treatment fees, investigations and medications, and surgical procedures/implants
This depends on the ward class (e.g. Class A or Class B1), type of hospital (e.g. private or restructured) and the amount of protection you want. If you want a higher level of protection, you have to pay more in premiums

๐‡๐ž๐ซ๐ž ๐š๐ซ๐ž ๐Ÿ“ ๐ค๐ž๐ฒ ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฉ๐จ๐ฅ๐ข๐œ๐ข๐ž๐ฌ ๐ฒ๐จ๐ฎ ๐ฌ๐ก๐จ๐ฎ๐ฅ๐ ๐œ๐จ๐ง๐ฌ๐ข๐๐ž๐ซYouโ€™ve heard it all before. Buying insurance is an act of responsib...
07/09/2020

๐‡๐ž๐ซ๐ž ๐š๐ซ๐ž ๐Ÿ“ ๐ค๐ž๐ฒ ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฉ๐จ๐ฅ๐ข๐œ๐ข๐ž๐ฌ ๐ฒ๐จ๐ฎ ๐ฌ๐ก๐จ๐ฎ๐ฅ๐ ๐œ๐จ๐ง๐ฌ๐ข๐๐ž๐ซ

Youโ€™ve heard it all before. Buying insurance is an act of responsibility, blah, blah
But while everyone knows they need insurance, most people arenโ€™t clear on what type or how much they require.
Thatโ€™s right: itโ€™s possible to buy too much insurance, and end up wasting your money.
Insurance is your lifeโ€™s GOALKEEPER โ€“ your last line of defence. If all else fails, you will need to count on your insurance to be there especially for financial woes

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