Royston Tan 陈韦龙, Sgwealthplanner 财富自由

24/08/2026

A financial reset does not need to take an entire weekend.

Sometimes, 30 quiet minutes is enough to ask the questions that matter. In today's article, I share 5 questions to ask yourself regarding your finances.

Progress is rarely about finding a perfect investment or making one dramatic move. It is about checking in regularly and making sure your money still supports the life you want to build.

What is one financial task you have been meaning to complete before the year ends?

August is a good time to pause—not because you need a perfect financial plan, but because small course corrections now can make the final months of the year feel far more intentional. Set aside 30 minutes.

14/08/2026

Finding investment opportunities for clients

Great to attend the Schroders Investment Forum and hear perspectives on navigating an increasingly complex investment landscape.

One message stood out: in a multi-threat world—shaped by geopolitical uncertainty, persistent inflation, changing interest rates and uneven economic growth—portfolio resilience matters more than ever.

A multi-asset approach can play a vital role by combining genuine diversification with the flexibility to respond as conditions evolve.

Alongside resilience, income remains a key focus—not only as a source of returns, but also as a potential cushion during periods of market volatility.

Thank you to Schroders for an insightful and thought-provoking forum.

*****
👉🏼 Royston works with professionals, executives and business owners towards financial freedom and multiple income sources. He is an accredited Chartered Financial Consultant (ChFC) and Associate Specialist in Estate Planning (ASEP). He is a certified IBF Advanced (IBFA) practitioner by the Institute of Banking and Finance Singapore and qualifying member of the Court of Table, Million Dollar Round Table and International Dragon Awards. Link below.

Connect.sgwealthplanner.com

Follow for wealth management concepts and financial freedom ideas.

10/08/2026

“成功是在平凡中，做出不平凡的坚持。”

Grateful to be back at the International Dragon Awards (IDA), and even more thankful to mark my 10th year receiving the award at this international gathering of Asian financial practitioners.

Ten years is a meaningful milestone.

Behind every recognition is not one extraordinary moment, but years of doing the ordinary things consistently — listening, learning, showing up, and doing our best for the people who place their trust in us.

Most of all, I’m thankful to the support of family and thankful to my clients and their families for the trust. Thank you for allowing me to be part of your financial journeys over the years. Here’s to continuing to learn, improve, and serve with purpose.

Connect.sgwealthplanner.com

27/07/2026

Want to know how to create reliable income streams for yourself? In this article, I share the concept of income stacking to build stable streams of income to fund your lifestyle.

Most people think about investment income by asking one question: Which investment gives me the highest yield? But a high yield does not necessarily create a reliable income plan. An investment may offer attractive distributions today, only for its income to fall when market conditions change.

16/07/2026

Dear friends,

Will your retirement savings really be enough?

Most people know how much they’ve saved.

Very few know whether it’s actually enough to fund the retirement they want.

That’s exactly why I built the SG Retirement Calculator.

In just a few minutes, you can estimate:
✅ How much monthly income you may have in retirement
✅ Whether you’re on track to meet your retirement goals
✅ Your potential retirement funding percentage
✅ Any income shortfall before and after CPF LIFE begins

It’s free to use and designed specifically with Singapore retirement planning in mind.

It’s not meant to replace personalised financial advice, but it’s a practical starting point to help you understand where you stand today.

🔗 Try it here:
retirecal.sgwealthplanner.com

If the results raise questions or you’d like to build a personalised retirement strategy, feel free to reach out.

10/07/2026

Your $100,000 may not be worth $100,000

07/07/2026

11 years ago, I made the difficult decision to leave a decade of public service and begin a new chapter in financial consulting and wealth management.

Looking back, I am thankful for the trust of friends, clients, and referrals who have allowed me to walk alongside them in managing their financial portfolios and planning for their future.

Over the years, I have been grateful to achieve 10 Million Dollar Round Table qualifications, 5 Court of Table and 10 International Dragon Awards.

But beyond the awards, what matters most is consistency. Consistency in showing up. Consistency in serving clients. Consistency in helping families make clearer financial decisions.

Financial freedom is not built overnight. It is built through clarity, and steady decisions over time. Let’s continue working towards financial freedom together.

*****
👉🏼 Royston works with professionals, executives and business owners towards financial freedom and multiple income sources. He is an accredited Chartered Financial Consultant (ChFC) and Associate Specialist in Estate Planning (ASEP). He is a certified IBF Advanced (IBFA) practitioner by the Institute of Banking and Finance Singapore and qualifying member of the Court of Table, Million Dollar Round Table and International Dragon Awards. Link below.

Connect.sgwealthplanner.com

Follow for wealth management concepts and financial freedom ideas.

04/07/2026

Your income is not your wealth.

*****
👉🏼 Royston works with professionals, executives and business owners towards financial freedom and multiple income sources. He is an accredited Chartered Financial Consultant (ChFC) and Associate Specialist in Estate Planning (ASEP). He is a certified IBF Advanced (IBFA) practitioner by the Institute of Banking and Finance Singapore and qualifying member of the Court of Table, Million Dollar Round Table and International Dragon Awards. Link below.

Connect.sgwealthplanner.com

Follow for wealth management concepts and financial freedom ideas.

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

22/06/2026

Thankful for the trust and support of clients for the meaningful conversations, and an early 10th Million Dollar Round Table qualification 🙏

*****
👉🏼 Royston works with professionals, executives and business owners towards financial freedom and multiple income sources. He is an accredited Chartered Financial Consultant (ChFC) and Associate Specialist in Estate Planning (ASEP). He is a certified IBF Advanced (IBFA) practitioner by the Institute of Banking and Finance Singapore and qualifying member of the Court of Table, Million Dollar Round Table and International Dragon Awards. Link below.

Connect.sgwealthplanner.com

Follow for wealth management concepts and financial freedom ideas.

14/06/2026

While you’re on holiday, your portfolio doesn’t take a break.

The goal isn’t just to work for money. It’s to build assets that continue working even when you’re spending time with family, exploring the world, or simply taking a well-deserved rest.

That’s the power of passive income.

Connect.sgwealthplanner.com