06/08/2026
In this Business Times Science of Wealth column, Endowus Co-founder, Chairman and Group CIO, Sam Rhee, reflects on 30 years of working and investing.
📌 Hard work grows your paycheck. Investing that paycheck is what actually grows your wealth.
📌 The gap between the two is stark. Over the same 30 years, through the same crises, Singapore wages grew roughly 3X, whereas money invested in global equities grew roughly 14X.
Earning or investing – which one do you focus on more right now? Let us know in the comments below.
Read more here: https://sg.endow.us/4pVgM3O
Investment involves risk. Past performance is not an indicator nor a guarantee of future performance. Please refer to our full disclaimer at https://sg.endow.us/mas. This advertisement has not been reviewed by the Monetary Authority of Singapore and is issued by Endowus Singapore Pte. Ltd.
Human capital, when converted to financial capital and properly invested, is the only asset that can keep working when we no longer can—our Chairman and Group CIO, Samuel Rhee emphasises on the importance of investing in the latest Business Times column.