Sheikh M Hefni

15/02/2023

Great annual catchup with fellow college kakis. Still remember those days when they played for the renowned college's soccer team!

Who imagined one day I'd be sitting and doing their annual portfolio review together 😃.

10/01/2022

Team TT

To the Moon! Embracing my new and dynamic team!

05/08/2021

Balancing TIME & MONEY

Often the two critical things we deal with each day & they are may be related. You either have more
but no for things that you love, or have more but not that much money. Depends how you look at it.

Most people want to have abundance of both TIME & MONEY.

As with everything else, they don't come freely. Its always one or the other.

Can we actually have both?

20/07/2021

What You Need To Know Before Investing

People only what they do not know and understand. Usually, we will ask these questions:

How can investing help me build my wealth for the future? How does it help me and my family?

Why would I want to invest? Why is it important?

Let me begin by helping you understand the WHATs of . Maybe it will set you on the right foot 😉

02/01/2021

𝐅𝐈𝐍𝐀𝐍𝐂𝐈𝐀𝐋 𝐉𝐀𝐑𝐆𝐎𝐍⁣𝐒
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Bull Market , Bear Market, BlueChips , ROI..⁣
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Do these sound confusing? Are these terms the reason you do not want to go into investing?⁣
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Let me break down for you these Financial Jargons that may seem complicated for most beginners.⁣
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#𝟏 𝐑𝐎𝐈 𝐚.𝐤.𝐚 𝐑𝐞𝐭𝐮𝐫𝐧 O𝐟 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭𝐬⁣
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If you were to buy the latest iPhone 12, it will cost you about $2,000 dollars..⁣
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If you use it as a tool to operate a business and from that business you earn $5,000.⁣
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Your profit will be $3,000 and the ROI will be 150%.⁣
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#𝟐 𝐁𝐥𝐮𝐞 C𝐡𝐢𝐩𝐬⁣
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An example of stocks would be ,IBM, APPLE , Disney.⁣
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They are stocks that represent high valued , well established companies and can be very expensive.⁣
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#𝟑 𝐁𝐮𝐥𝐥 𝐯𝐬 𝐁𝐞𝐚𝐫 𝐌𝐚𝐫𝐤𝐞𝐭⁣
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Very straightforward⁣
Bull = Market is soaring⁣
Bear = Market is going down
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Now, we hope that you have a clearer picture and approach on how you can start investing.⁣
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If you want to find out more and learn about investing, don't be shy. Comment below or drop me a DM!
⁣
Hefni⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
page:https://www.facebook.com/SmartMoneyShake⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
Instagram: https://www.instagram.com/smhefni/⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
⁣
⁣

16/12/2020

13/12/2020

𝐇𝐀𝐕𝐈𝐍𝐆 𝐀 𝐒TR𝐎𝐍𝐆 '𝗪𝐇𝐘" : 𝐇𝐎𝗪 𝐃𝐎 𝐘𝐎𝐔 𝐄𝐗𝐂𝐄𝐋 𝐈𝐍 𝗪𝐇𝐀𝐓𝐄𝐕𝐄𝐑 𝐘𝐎𝐔 𝐃𝐎?⁣
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𝗪𝐡𝐚𝐭 𝐘𝐨𝐮 𝗪𝐚𝐧𝐭 𝐓𝐨 𝐅𝐨𝐜𝐮𝐬 𝐎𝐧, 𝐄𝐱𝐩𝐚𝐧𝐝 𝐈𝐭.⁣
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Think about it. When you want to be financially independent, you start asking questions like "How do I get out if this rat race?" ⁣
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So why is it hard for most of us to realize that its just taking the 1st step to execute what we want to focus on. ⁣
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If we want to be healthy, focus on changing your eating habits and daily habits. ⁣
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Our minds are trained to think and say what problems we see and observe. Let's change it towards self improvement and positivity.⁣
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𝐊𝐞𝐞𝐩 𝐌𝐨𝐯𝐢𝐧𝐠 𝐅𝐨𝐫𝐰𝐚𝐫𝐝, 𝐅𝐨𝐜𝐮𝐬 𝐀𝐧𝐝 𝐄𝐧𝐝𝐮𝐫𝐞⁣
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What doesn't kill you makes you stronger.⁣
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𝐇𝐚𝐯𝐢𝐧𝐠 𝐀 𝐒𝐭𝐫𝐨𝐧𝐠 "𝗪𝐡𝐲" 𝐇𝐞𝐥𝐩𝐬 𝐘𝐨𝐮 𝐃𝐢𝐬𝐜𝐨𝐯𝐞𝐫 𝐘𝐨𝐮𝐫 𝐏𝐮𝐫𝐩𝐨𝐬𝐞 𝐈𝐧 𝐋𝐢𝐟𝐞.⁣
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No matter what are the circumstances, you will fight for your "why" and find joy in life.⁣
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𝐀 𝐒𝐭𝐫𝐨𝐧𝐠 𝗪𝐡𝐲 𝗪𝐢𝐥𝐥 𝐌𝐚𝐧𝐢𝐩𝐮𝐥𝐚𝐭𝐞 𝐘𝐨𝐮𝐫 𝐌𝐢𝐧𝐝 𝐓𝐨 𝐊𝐞𝐞𝐩 𝐆𝐨𝐢𝐧𝐠. ⁣
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Don't stop pushing or searching for an answer to help resolve whatever situation you might be facing in your life.⁣
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"He who has a strong enough why can bear almost any how" - Friedrich Nietzsche ⁣
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Are you clear of your "why"?⁣
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Share with me in the comment section your biggest why!⁣
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For any financial enquiries be sure to slide in my DM.⁣⁣
⁣⁣
Hefni⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
page:https://www.facebook.com/SmartMoneyShake⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
Instagram: https://www.instagram.com/smhefni/⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣

01/12/2020

𝐁𝐄𝐈𝐍𝐆 𝐏𝐇𝐘𝐒𝐈𝐂𝐀𝐋𝐋𝐘, 𝐌𝐄𝐍𝐓𝐀𝐋𝐋𝐘 & 𝐒𝐎𝐂𝐈𝐀𝐋 𝗪𝐄𝐋𝐋 𝐁𝐀𝐋𝐀𝐍𝐂𝐄D : 𝟓 𝐑𝐄𝐀𝐒𝐎𝐍𝐒 𝗪𝐇𝐘 𝐇𝐄𝐀𝐋𝐓𝐇 𝐈𝐒 MORE 𝐈𝐌𝐏𝐎𝐑𝐓𝐀𝐍𝐓 𝐓𝐇𝐀𝐍 𝗪𝐄𝐀𝐋𝐓𝐇⁣⁣
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Money Is An Essential! Yes it is true everything requires money to 'run' in the world we live today. ⁣⁣
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But imagine one day you own everything and health is not one.⁣⁣
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Remember, all these would impact your loved ones too.⁣⁣
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So here are the 5 reasons why health is more important than wealth. ⁣⁣
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#1 𝐇𝐞𝐚𝐥𝐭𝐡 𝐂𝐚𝐧𝐧𝐨𝐭 𝐁𝐞 𝐁𝐨𝐮𝐠𝐡𝐭 ⁣⁣
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Once you have a critical problem, you could never return to the life you once had before.⁣⁣
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#2 𝐓𝐡𝐞 𝐇𝐞𝐚𝐥𝐭𝐡𝐢𝐞𝐫 𝐘𝐨𝐮 𝐀𝐫𝐞 𝐓𝐡𝐞 𝗪𝐞𝐚𝐥𝐭𝐡𝐢𝐞𝐫 𝐘𝐨𝐮 𝐁𝐞⁣⁣
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Having a health complication when you have a lot of wealth is pathetically tragic.⁣⁣
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#3 𝐇𝐞𝐚𝐥𝐭𝐡 = 𝐇𝐚𝐩𝐩𝐢𝐧𝐞𝐬𝐬⁣⁣
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Health matters more and brings something that wealth would not able to, it is relaxation and happiness. ⁣⁣
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Trust me, health would never make you tired and cause fatigue easily as how wealth does to you. ⁣⁣
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#4 𝐈𝐭 𝐩𝐫𝐨𝐦𝐨𝐭𝐞𝐬 𝐥𝐨𝐧𝐠𝐞𝐯𝐢𝐭𝐲 𝐚𝐧𝐝 𝐡𝐚𝐩𝐩𝐢𝐧𝐞𝐬𝐬 𝐭𝐡𝐫𝐨𝐮𝐠𝐡𝐨𝐮𝐭 𝐥𝐢𝐟𝐞 ⁣⁣
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When you are getting older, especially when retired, you will agree on this.⁣
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If you are tired and down with health issues when you are old, you'd wish you are healthy. ⁣
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#5 𝐇𝐞𝐚𝐥𝐭𝐡 𝐈𝐬 𝐓𝐡𝐞 𝐆𝐫𝐞𝐚𝐭𝐞𝐬𝐭 𝗪𝐞𝐚𝐥𝐭𝐡⁣
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many would sacrifice their money just to be healthy again.⁣
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So remember to always keep yourself fit and healthy!⁣
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For any financial enquiries be sure to slide in my DM.⁣
⁣
Hefni⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣⁣⁣⁣
page:https://www.facebook.com/SmartMoneyShake⁣⁣⁣⁣⁣⁣⁣⁣⁣
Instagram: https://www.instagram.com/smhefni/⁣⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣

25/11/2020

𝐇𝐀𝐕𝐄 𝐘𝐎𝐔 𝐇𝐄𝐀𝐑𝐃 𝐎𝐅 𝐓𝐇𝐄 𝟓𝟎/𝟑𝟎/𝟐𝟎 𝐑𝐔𝐋𝐄?⁣⁣⁣
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Do you have 𝐟𝐞𝐚𝐫 of not having enough money at the end of the month?⁣⁣⁣
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What if you have this steps or structures to 𝐡𝐞𝐥𝐩 you with managing your money!⁣⁣⁣
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𝐓𝐡𝐞 𝐢𝐝𝐞𝐚 𝐨𝐟 𝐭𝐡𝐞 𝟓𝟎/𝟑𝟎/𝟐𝟎 𝐫𝐮𝐥𝐞 𝐢𝐬 𝐬𝐢𝐦𝐩𝐥𝐞⁣⁣⁣
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Is to identify what are your 𝐍𝐄𝐄𝐃𝐒, 𝗪𝐀𝐍𝐓𝐒,𝐒𝐀𝐕𝐈𝐍𝐆𝐒⁣⁣⁣
⁣⁣⁣
Lets talk about the 𝟓𝟎% 𝐨𝐟 𝐲𝐨𝐮𝐫 𝐧𝐞𝐞𝐝𝐬 ⁣⁣⁣
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-Mortgage⁣⁣⁣
-Healthcare⁣⁣⁣
-Groceries⁣⁣⁣
-Food & Water⁣
-Transportation⁣⁣⁣
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Next is 𝟐𝟎% 𝐨𝐟 𝐲𝐨𝐮𝐫 𝐰𝐚𝐧𝐭𝐬⁣⁣⁣
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- A Luxury Meal⁣
- Latest iPhone⁣⁣⁣
- Playstation 5⁣
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Lastly, 𝟑𝟎% 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐬𝐚𝐯𝐢𝐧𝐠𝐬⁣⁣⁣
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The COVID 19 is a perfect example of the importance of having a short term and long term emergency funds.⁣⁣⁣
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Other 𝐑𝐄𝐀𝐒𝐎𝐍𝐒 why you should save are⁣⁣⁣
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-Become Financially Independent⁣⁣⁣
-Emergencies⁣
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Do you have a 𝐩𝐥𝐚𝐧 for The 50/30/20 Rule?⁣⁣⁣
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Do you want to 𝐥𝐞𝐚𝐫𝐧 𝐦𝐨𝐫𝐞 about the 50/30/20 rule?⁣⁣⁣
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Let’s Talk⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
Hefni⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣⁣⁣
page:https://www.facebook.com/SmartMoneyShake⁣⁣⁣⁣⁣⁣⁣⁣
Instagram: https://www.instagram.com/smhefni/⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣

16/11/2020

𝐇𝐨𝐰 𝐝𝐨𝐞𝐬 𝐥𝐚𝐜𝐤 𝐨𝐟 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐥𝐢𝐭𝐞𝐫𝐚𝐜𝐲 𝐢𝐦𝐩𝐚𝐜𝐭 𝐲𝐨𝐮𝐫 𝐥𝐢𝐟𝐞?⁣⁣
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Financial literacy impacts the daily issues an average family makes when trying to balance a budget, buy a home, fund the children’s education, and ensure an income at retirement.⁣⁣
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A lack of financial literacy is a problem not only in emerging or developing economies.. ⁣⁣
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The highly educated with high incomes can be just as ignorant about financial issues as less-educated, lower-income.⁣⁣
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1) You should shoulder more on your financial decisions⁣⁣
2) Savings and investment options that are more complex should be looked upon ⁣⁣
3) You should be aware that Government aid is lacking & Social Security is not enough, and it may not be available at all in the future. ⁣⁣
4) Realizing that the financial environment is changing⁣⁣
5) Lastly we are inundated with choices!⁣⁣
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𝗪𝐡𝐲 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐋𝐢𝐭𝐞𝐫𝐚𝐜𝐲 𝐌𝐚𝐭𝐭𝐞𝐫𝐬⁣⁣
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It will provide you with adequate income in retirement while avoiding high levels of debt that might result in bankruptcy, defaults, and foreclosures. ⁣⁣
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Any financial matters,⁣⁣
Let’s Talk⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
Hefni⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣⁣⁣
page:https://www.facebook.com/SmartMoneyShake⁣⁣⁣⁣⁣⁣⁣⁣
Instagram: https://www.instagram.com/smhefni/⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣
⁣⁣

08/11/2020

𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐕𝐬 𝐍𝐨𝐭 𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 : 𝗪𝐡𝐲 𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐈𝐬 𝗪𝐨𝐫𝐭𝐡 𝐌𝐚𝐤𝐢𝐧𝐠⁣
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𝐒𝐞𝐯𝐞𝐧𝐭𝐲- 𝐬𝐢𝐱 𝐦𝐢𝐥𝐥𝐢𝐨𝐧 baby boomers are earning 𝐧𝐞𝐚𝐫 𝟎% (𝐨𝐫 𝐧𝐞𝐠𝐚𝐭𝐢𝐯𝐞 𝐫𝐚𝐭𝐞𝐬) and are not getting any younger in the process,which is forcing them and others to decide whether they should invest.⁣
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Like it or not we are force into an 𝐢𝐧𝐟𝐥𝐚𝐭𝐢𝐨𝐧 𝐫𝐚𝐜𝐞. We can't avoid but can do something about our money.⁣
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𝐂𝐡𝐨𝐨𝐬𝐢𝐧𝐠 𝐍𝐨𝐭 𝐓𝐨 𝐈𝐧𝐯𝐞𝐬𝐭 ⁣
You will surely lose out because inflation will always increase and the value of the money you save will be decrease over time.⁣
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𝐂𝐡𝐨𝐨𝐬𝐢𝐧𝐠 𝐓𝐨 𝐈𝐧𝐯𝐞𝐬𝐭⁣
By choosing to invest , you are giving a chance to your money to beat the inflation.That is the only way.⁣
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"Inflation is always and everywhere a monetary phenomenal. - Milton Friedman"⁣
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Are you ready for inflation⁣
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Let’s Talk⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣⁣⁣
Hefni⁣⁣⁣⁣⁣⁣⁣⁣
⁣⁣⁣⁣⁣⁣
page:https://www.facebook.com/SmartMoneyShake⁣⁣⁣⁣⁣⁣
Instagram: https://www.instagram.com/smhefni/⁣⁣⁣⁣⁣⁣