25/08/2026
Septemberโs PQP is out - Cat A, B & C have all risen slightly higher than Augustโs PQP.
If your COE expires in ๐ฆ๐ฒ๐ฝ๐๐ฒ๐บ๐ฏ๐ฒ๐ฟ, ๐๐ฒ ๐ฟ๐ฒ๐ฐ๐ผ๐บ๐บ๐ฒ๐ป๐ฑ ๐๐ฎ๐ถ๐๐ถ๐ป๐ด as the savings from renewing early are minimal.
If your COE expires in ๐ข๐ฐ๐๐ผ๐ฏ๐ฒ๐ฟ, should you renew now, or wait?
Assuming COE stays at today's prices, Octoberโs PQP for Cat A & B rises:
Cat A: $127,399 (๐บ $1,753 from August) ๐
Cat B: $130,616 (๐บ $2,781 from August) ๐
While Cat C drops:
Cat C: $91,740 (๐ป $859 from August) ๐
Based on these projections, the potential savings from renewing early in August are unlikely to outweigh the cost of forfeiting the remaining two months of COE for all categories. Additionally, since Septemberโs PQP does not differ significantly from Augustโs PQP, waiting until September remains a worthwhile option even if Octoberโs PQP turns out to be higher. We therefore recommend ๐๐ฎ๐ถ๐๐ถ๐ป๐ด.
Food for thought: COE prices are likely to increase in the following bidding cycles due to the upcoming 3-week bidding gap and AutoExpo 2026. Notably, the last Cat E bidding saw prices rise, which suggests dealers may have been buying up COEs to use for the motor show. On that note, if you intend to renew in September, we will be continuing our special COE renewal promotion:
๐ ๐ฅ๐ฒ๐ป๐ฒ๐ ๐ฒ๐ฎ๐ฟ๐น๐ ๐๐ผ ๐ฟ๐ฒ๐ฐ๐ฒ๐ถ๐๐ฒ ๐บ๐ผ๐ฟ๐ฒ: ๐ฅ๐ฒ๐ฐ๐ฒ๐ถ๐๐ฒ $๐ญ๐ด๐ด ๐ฐ๐ฎ๐๐ต ๐๐ต๐ฒ๐ป ๐๐ผ๐ ๐ฟ๐ฒ๐ป๐ฒ๐ ๐ฏ๐ฒ๐๐๐ฒ๐ฒ๐ป ๐ญโ๐ฎ๐ฎ ๐ฆ๐ฒ๐ฝ๐๐ฒ๐บ๐ฏ๐ฒ๐ฟ, ๐ผ๐ฟ $๐ญ๐ฌ๐ฌ ๐ฐ๐ฎ๐๐ต ๐๐ต๐ฒ๐ป ๐๐ผ๐ ๐ฟ๐ฒ๐ป๐ฒ๐ ๐ฏ๐ฒ๐๐๐ฒ๐ฒ๐ป ๐ฎ๐ฏโ๐ฏ๐ฌ ๐ฆ๐ฒ๐ฝ๐๐ฒ๐บ๐ฏ๐ฒ๐ฟ. ๐
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Do you think otherwise? Or have any questions?
Comment down below or ask us at https://wa.me/6598518281 ๐!
๐ฅ๐ฒ๐ฎ๐ฑ๐ ๐๐ผ ๐ฟ๐ฒ๐ป๐ฒ๐? ๐๐ฝ๐ฝ๐น๐ ๐ป๐ผ๐: https://www.speedcredit.com.sg/coe-renewal-loan/ !
๐๐ช๐ด๐ค๐ญ๐ข๐ช๐ฎ๐ฆ๐ณ: ๐๐ฐ๐ณ๐ฆ๐ค๐ข๐ด๐ต๐ด ๐ข๐ณ๐ฆ ๐ฃ๐ข๐ด๐ฆ๐ฅ ๐ฐ๐ฏ ๐ค๐ถ๐ณ๐ณ๐ฆ๐ฏ๐ต ๐ข๐ด๐ด๐ถ๐ฎ๐ฑ๐ต๐ช๐ฐ๐ฏ๐ด ๐ข๐ฏ๐ฅ ๐ข๐ณ๐ฆ ๐ช๐ฏ๐ต๐ฆ๐ฏ๐ฅ๐ฆ๐ฅ ๐ข๐ด ๐ข ๐จ๐ฆ๐ฏ๐ฆ๐ณ๐ข๐ญ ๐จ๐ถ๐ช๐ฅ๐ฆ ๐ฐ๐ฏ๐ญ๐บ. ๐๐ฏ๐ฅ๐ช๐ท๐ช๐ฅ๐ถ๐ข๐ญ ๐ง๐ข๐ค๐ต๐ฐ๐ณ๐ด ๐ด๐ถ๐ค๐ฉ ๐ข๐ด ๐ถ๐ฏ๐ถ๐ด๐ฆ๐ฅ ๐๐๐ ๐ท๐ข๐ญ๐ถ๐ฆ, ๐ง๐ฆ๐ฆ๐ด, ๐ง๐ช๐ฏ๐ข๐ฏ๐ค๐ช๐ฏ๐จ ๐ค๐ฐ๐ด๐ต๐ด ๐ข๐ฏ๐ฅ ๐ท๐ฆ๐ฉ๐ช๐ค๐ญ๐ฆ ๐ค๐ฐ๐ฏ๐ฅ๐ช๐ต๐ช๐ฐ๐ฏ ๐ฎ๐ข๐บ ๐ข๐ง๐ง๐ฆ๐ค๐ต ๐ธ๐ฉ๐ฆ๐ต๐ฉ๐ฆ๐ณ ๐ณ๐ฆ๐ฏ๐ฆ๐ธ๐ช๐ฏ๐จ ๐ฏ๐ฐ๐ธ ๐ฐ๐ณ ๐ญ๐ข๐ต๐ฆ๐ณ ๐ช๐ด ๐ฎ๐ฐ๐ณ๐ฆ ๐ฃ๐ฆ๐ฏ๐ฆ๐ง๐ช๐ค๐ช๐ข๐ญ. ๐๐ญ๐ธ๐ข๐บ๐ด ๐ฎ๐ข๐ฌ๐ฆ ๐ข๐ฏ ๐ช๐ฏ๐ง๐ฐ๐ณ๐ฎ๐ฆ๐ฅ ๐ฅ๐ฆ๐ค๐ช๐ด๐ช๐ฐ๐ฏ ๐ฃ๐ข๐ด๐ฆ๐ฅ ๐ฐ๐ฏ ๐บ๐ฐ๐ถ๐ณ ๐ฐ๐ธ๐ฏ ๐ค๐ช๐ณ๐ค๐ถ๐ฎ๐ด๐ต๐ข๐ฏ๐ค๐ฆ๐ด. ๐๐ฆ๐ฆ๐ฅ ๐ฉ๐ฆ๐ญ๐ฑ? ๐๐ฆ๐ข๐ค๐ฉ ๐ฐ๐ถ๐ต ๐ต๐ฐ ๐ถ๐ด ๐ง๐ฐ๐ณ ๐ข ๐ฑ๐ฆ๐ณ๐ด๐ฐ๐ฏ๐ข๐ญ๐ช๐ด๐ฆ๐ฅ ๐ข๐ด๐ด๐ฆ๐ด๐ด๐ฎ๐ฆ๐ฏ๐ต.