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Speed Credit Pte Ltd Speed Credit, a company of Reach Group, offers tailored car financing and car insurance solutions to both car buyers and owners.
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Visit www.speedcredit.com.sg to learn more. Speed Credit aims to seamlessly bridge the gap between aspiring car buyers and their dream cars, as well as between car sellers and prospective buyers so all parties can have financial peace of mind. By engaging Speed Credit, you will find that your car buying or selling experience is more convenient; giving you more time to savor life’s fine moments — like driving your new car.

September’s 1st bidding exercise saw Cat A, B & C prices hike, with Cat A reaching all-time records high once again.If y...
16/09/2026

September’s 1st bidding exercise saw Cat A, B & C prices hike, with Cat A reaching all-time records high once again.
If your COE expires in 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 or 𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿, should you renew now, or wait?

Assuming COE stays at today’s prices, October’s PQP will be:

Cat A: $128,902 (🔺 $2,694 from September) 📈
Cat B: $131,949 (🔺 $3,252 from September) 📈
Cat C: $92,773 (🔻 $134 from September) 📉

For Cat A & B’s October PQP to fall back to September’s PQP levels and lower, September’s 2nd QP must minimally fall by $16,161 and $19,510 respectively.

Similarly, if COE stays at today's prices, November’s PQP will be:

Cat A: $130,738 (🔺 $4,530 from September) 📈
Cat B: $133,486 (🔺 $4,789 from September) 📈
Cat C: $92,326 (🔻 $581 from September) 📉

For Cat A & B’s November’s PQP to fall back to September’s PQP levels and lower, assuming September’s 2nd QP, and October’s 1st & 2nd QP amounts are the same, September’s 2nd QP must minimally fall to:

Cat A: $123,949 (🔻 $9,059.67 from September’s 1st QP)
Cat B: $125,423 (🔻 $9,577.67 from September’s 1st QP)

While the latest higher prices may temper some buying enthusiasm in the next bidding exercise, we believe any downside is likely to be limited. With the EV Early Adoption Incentive (EEAI) set to end on 31 Dec 2026, COE prices are likely to remain elevated till then as buyers rush to register cars before the cuts take effect.

Based on our projections, we recommend 𝗖𝗮𝘁 𝗔 & 𝗕 owners whose COE expires in 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 to renew in September. For those expiring in 𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿, our current view also leans towards renewing in September, although waiting would provide greater clarity. If you're not in a hurry, you may wish to monitor the next results before deciding. For 𝗖𝗮𝘁 𝗖 owners, we recommend waiting, given our projected lower premiums.

If you're ready to renew, we're running our special COE renewal promotion:

🎉 𝗥𝗲𝗻𝗲𝘄 𝗲𝗮𝗿𝗹𝘆 𝘁𝗼 𝗿𝗲𝗰𝗲𝗶𝘃𝗲 𝗺𝗼𝗿𝗲: 𝗥𝗲𝗰𝗲𝗶𝘃𝗲 $𝟭𝟴𝟴 𝗰𝗮𝘀𝗵 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗿𝗲𝗻𝗲𝘄 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝟭–𝟮𝟮 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿, 𝗼𝗿 $𝟭𝟬𝟬 𝗰𝗮𝘀𝗵 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗿𝗲𝗻𝗲𝘄 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝟮𝟮–𝟯𝟬 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿. 🎉

Follow us on Facebook so you don't miss our next forecast and recommendations before you decide.
Do you think otherwise? Or have any questions?
Comment down below or ask us at https://wa.me/6598518281 😊!

𝗥𝗲𝗮𝗱𝘆 𝘁𝗼 𝗿𝗲𝗻𝗲𝘄? 𝗔𝗽𝗽𝗹𝘆 𝗻𝗼𝘄: https://www.speedcredit.com.sg/coe-renewal-loan/ !

𝘋𝘪𝘴𝘤𝘭𝘢𝘪𝘮𝘦𝘳: 𝘍𝘰𝘳𝘦𝘤𝘢𝘴𝘵𝘴 𝘢𝘳𝘦 𝘣𝘢𝘴𝘦𝘥 𝘰𝘯 𝘤𝘶𝘳𝘳𝘦𝘯𝘵 𝘢𝘴𝘴𝘶𝘮𝘱𝘵𝘪𝘰𝘯𝘴 𝘢𝘯𝘥 𝘢𝘳𝘦 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘢𝘴 𝘢 𝘨𝘦𝘯𝘦𝘳𝘢𝘭 𝘨𝘶𝘪𝘥𝘦 𝘰𝘯𝘭𝘺. 𝘐𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭 𝘧𝘢𝘤𝘵𝘰𝘳𝘴 𝘴𝘶𝘤𝘩 𝘢𝘴 𝘶𝘯𝘶𝘴𝘦𝘥 𝘊𝘖𝘌 𝘷𝘢𝘭𝘶𝘦, 𝘧𝘦𝘦𝘴, 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘯𝘨 𝘤𝘰𝘴𝘵𝘴 𝘢𝘯𝘥 𝘷𝘦𝘩𝘪𝘤𝘭𝘦 𝘤𝘰𝘯𝘥𝘪𝘵𝘪𝘰𝘯 𝘮𝘢𝘺 𝘢𝘧𝘧𝘦𝘤𝘵 𝘸𝘩𝘦𝘵𝘩𝘦𝘳 𝘳𝘦𝘯𝘦𝘸𝘪𝘯𝘨 𝘯𝘰𝘸 𝘰𝘳 𝘭𝘢𝘵𝘦𝘳 𝘪𝘴 𝘮𝘰𝘳𝘦 𝘣𝘦𝘯𝘦𝘧𝘪𝘤𝘪𝘢𝘭. 𝘈𝘭𝘸𝘢𝘺𝘴 𝘮𝘢𝘬𝘦 𝘢𝘯 𝘪𝘯𝘧𝘰𝘳𝘮𝘦𝘥 𝘥𝘦𝘤𝘪𝘴𝘪𝘰𝘯 𝘣𝘢𝘴𝘦𝘥 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘰𝘸𝘯 𝘤𝘪𝘳𝘤𝘶𝘮𝘴𝘵𝘢𝘯𝘤𝘦𝘴. 𝘕𝘦𝘦𝘥 𝘩𝘦𝘭𝘱? 𝘙𝘦𝘢𝘤𝘩 𝘰𝘶𝘵 𝘵𝘰 𝘶𝘴 𝘧𝘰𝘳 𝘢 𝘱𝘦𝘳𝘴𝘰𝘯𝘢𝘭𝘪𝘴𝘦𝘥 𝘢𝘴𝘴𝘦𝘴𝘴𝘮𝘦𝘯𝘵.

September’s PQP is out - Cat A, B & C have all risen slightly higher than August’s PQP.If your COE expires in 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿,...
25/08/2026

September’s PQP is out - Cat A, B & C have all risen slightly higher than August’s PQP.
If your COE expires in 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿, 𝘄𝗲 𝗿𝗲𝗰𝗼𝗺𝗺𝗲𝗻𝗱 𝘄𝗮𝗶𝘁𝗶𝗻𝗴 as the savings from renewing early are minimal.
If your COE expires in 𝗢𝗰𝘁𝗼𝗯𝗲𝗿, should you renew now, or wait?

Assuming COE stays at today's prices, October’s PQP for Cat A & B rises:
Cat A: $127,399 (🔺 $1,753 from August) 📈
Cat B: $130,616 (🔺 $2,781 from August) 📈

While Cat C drops:
Cat C: $91,740 (🔻 $859 from August) 📉

Based on these projections, the potential savings from renewing early in August are unlikely to outweigh the cost of forfeiting the remaining two months of COE for all categories. Additionally, since September’s PQP does not differ significantly from August’s PQP, waiting until September remains a worthwhile option even if October’s PQP turns out to be higher. We therefore recommend 𝘄𝗮𝗶𝘁𝗶𝗻𝗴.

Food for thought: COE prices are likely to increase in the following bidding cycles due to the upcoming 3-week bidding gap and AutoExpo 2026. Notably, the last Cat E bidding saw prices rise, which suggests dealers may have been buying up COEs to use for the motor show. On that note, if you intend to renew in September, we will be continuing our special COE renewal promotion:

🎉 𝗥𝗲𝗻𝗲𝘄 𝗲𝗮𝗿𝗹𝘆 𝘁𝗼 𝗿𝗲𝗰𝗲𝗶𝘃𝗲 𝗺𝗼𝗿𝗲: 𝗥𝗲𝗰𝗲𝗶𝘃𝗲 $𝟭𝟴𝟴 𝗰𝗮𝘀𝗵 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗿𝗲𝗻𝗲𝘄 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝟭–𝟮𝟮 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿, 𝗼𝗿 $𝟭𝟬𝟬 𝗰𝗮𝘀𝗵 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗿𝗲𝗻𝗲𝘄 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝟮𝟯–𝟯𝟬 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿. 🎉

Follow us so you don't miss our next forecast and recommendations before you decide.
Do you think otherwise? Or have any questions?
Comment down below or ask us at https://wa.me/6598518281 😊!

𝗥𝗲𝗮𝗱𝘆 𝘁𝗼 𝗿𝗲𝗻𝗲𝘄? 𝗔𝗽𝗽𝗹𝘆 𝗻𝗼𝘄: https://www.speedcredit.com.sg/coe-renewal-loan/ !

𝘋𝘪𝘴𝘤𝘭𝘢𝘪𝘮𝘦𝘳: 𝘍𝘰𝘳𝘦𝘤𝘢𝘴𝘵𝘴 𝘢𝘳𝘦 𝘣𝘢𝘴𝘦𝘥 𝘰𝘯 𝘤𝘶𝘳𝘳𝘦𝘯𝘵 𝘢𝘴𝘴𝘶𝘮𝘱𝘵𝘪𝘰𝘯𝘴 𝘢𝘯𝘥 𝘢𝘳𝘦 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘢𝘴 𝘢 𝘨𝘦𝘯𝘦𝘳𝘢𝘭 𝘨𝘶𝘪𝘥𝘦 𝘰𝘯𝘭𝘺. 𝘐𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭 𝘧𝘢𝘤𝘵𝘰𝘳𝘴 𝘴𝘶𝘤𝘩 𝘢𝘴 𝘶𝘯𝘶𝘴𝘦𝘥 𝘊𝘖𝘌 𝘷𝘢𝘭𝘶𝘦, 𝘧𝘦𝘦𝘴, 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘯𝘨 𝘤𝘰𝘴𝘵𝘴 𝘢𝘯𝘥 𝘷𝘦𝘩𝘪𝘤𝘭𝘦 𝘤𝘰𝘯𝘥𝘪𝘵𝘪𝘰𝘯 𝘮𝘢𝘺 𝘢𝘧𝘧𝘦𝘤𝘵 𝘸𝘩𝘦𝘵𝘩𝘦𝘳 𝘳𝘦𝘯𝘦𝘸𝘪𝘯𝘨 𝘯𝘰𝘸 𝘰𝘳 𝘭𝘢𝘵𝘦𝘳 𝘪𝘴 𝘮𝘰𝘳𝘦 𝘣𝘦𝘯𝘦𝘧𝘪𝘤𝘪𝘢𝘭. 𝘈𝘭𝘸𝘢𝘺𝘴 𝘮𝘢𝘬𝘦 𝘢𝘯 𝘪𝘯𝘧𝘰𝘳𝘮𝘦𝘥 𝘥𝘦𝘤𝘪𝘴𝘪𝘰𝘯 𝘣𝘢𝘴𝘦𝘥 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘰𝘸𝘯 𝘤𝘪𝘳𝘤𝘶𝘮𝘴𝘵𝘢𝘯𝘤𝘦𝘴. 𝘕𝘦𝘦𝘥 𝘩𝘦𝘭𝘱? 𝘙𝘦𝘢𝘤𝘩 𝘰𝘶𝘵 𝘵𝘰 𝘶𝘴 𝘧𝘰𝘳 𝘢 𝘱𝘦𝘳𝘴𝘰𝘯𝘢𝘭𝘪𝘴𝘦𝘥 𝘢𝘴𝘴𝘦𝘴𝘴𝘮𝘦𝘯𝘵.

August’s 1st bidding exercise saw Cat A & C prices fall, while Cat B maintained.If your COE expires in 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 or 𝗢𝗰𝘁𝗼...
11/08/2026

August’s 1st bidding exercise saw Cat A & C prices fall, while Cat B maintained.
If your COE expires in 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 or 𝗢𝗰𝘁𝗼𝗯𝗲𝗿, should you renew now, or wait?

Assuming COE stays at today’s prices, September’s PQP for Cat A will drop to:
Cat A: $125,440 (🔻 $206 from August) 📉

While Cat B & C’s will rise to:
Cat B: $128,515 (🔺 $680 from August) 📈
Cat C: $92,784 (🔺 $565 from August) 📈

October’s PQP for Cat A & C will drop to:
Cat A: $125,094 (🔻 $552 from August) 📉
Cat C: $92,512 (🔻 $87 from August) 📉

While Cat B will rise to:
Cat B: $130,070 (🔺 $2,235 from August) 📈

Based on these projections, the potential savings from renewing early in August across all categories for September and October COE expiries are unlikely to outweigh the cost of forfeiting the remaining COE. We therefore recommend 𝘄𝗮𝗶𝘁𝗶𝗻𝗴.

Do you think otherwise? Or have any questions?

Comment down below or ask us at https://wa.me/6598518281 😊!

If you're ready to renew, we're running a special COE renewal promotion this August:

🎉 𝗥𝗲𝗰𝗲𝗶𝘃𝗲 $𝟭𝟬𝟬 𝗰𝗮𝘀𝗵 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗿𝗲𝗻𝗲𝘄 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝟭–𝟭𝟴 𝗔𝘂𝗴𝘂𝘀𝘁. 🎉

𝗥𝗲𝗮𝗱𝘆 𝘁𝗼 𝗿𝗲𝗻𝗲𝘄? 𝗔𝗽𝗽𝗹𝘆 𝗻𝗼𝘄: https://www.speedcredit.com.sg/coe-renewal-loan/ !

𝘋𝘪𝘴𝘤𝘭𝘢𝘪𝘮𝘦𝘳: 𝘍𝘰𝘳𝘦𝘤𝘢𝘴𝘵𝘴 𝘢𝘳𝘦 𝘣𝘢𝘴𝘦𝘥 𝘰𝘯 𝘤𝘶𝘳𝘳𝘦𝘯𝘵 𝘢𝘴𝘴𝘶𝘮𝘱𝘵𝘪𝘰𝘯𝘴 𝘢𝘯𝘥 𝘢𝘳𝘦 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘢𝘴 𝘢 𝘨𝘦𝘯𝘦𝘳𝘢𝘭 𝘨𝘶𝘪𝘥𝘦 𝘰𝘯𝘭𝘺. 𝘐𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭 𝘧𝘢𝘤𝘵𝘰𝘳𝘴 𝘴𝘶𝘤𝘩 𝘢𝘴 𝘶𝘯𝘶𝘴𝘦𝘥 𝘊𝘖𝘌 𝘷𝘢𝘭𝘶𝘦, 𝘧𝘦𝘦𝘴, 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘯𝘨 𝘤𝘰𝘴𝘵𝘴 𝘢𝘯𝘥 𝘷𝘦𝘩𝘪𝘤𝘭𝘦 𝘤𝘰𝘯𝘥𝘪𝘵𝘪𝘰𝘯 𝘮𝘢𝘺 𝘢𝘧𝘧𝘦𝘤𝘵 𝘸𝘩𝘦𝘵𝘩𝘦𝘳 𝘳𝘦𝘯𝘦𝘸𝘪𝘯𝘨 𝘯𝘰𝘸 𝘰𝘳 𝘭𝘢𝘵𝘦𝘳 𝘪𝘴 𝘮𝘰𝘳𝘦 𝘣𝘦𝘯𝘦𝘧𝘪𝘤𝘪𝘢𝘭. 𝘈𝘭𝘸𝘢𝘺𝘴 𝘮𝘢𝘬𝘦 𝘢𝘯 𝘪𝘯𝘧𝘰𝘳𝘮𝘦𝘥 𝘥𝘦𝘤𝘪𝘴𝘪𝘰𝘯 𝘣𝘢𝘴𝘦𝘥 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘰𝘸𝘯 𝘤𝘪𝘳𝘤𝘶𝘮𝘴𝘵𝘢𝘯𝘤𝘦𝘴. 𝘕𝘦𝘦𝘥 𝘩𝘦𝘭𝘱? 𝘙𝘦𝘢𝘤𝘩 𝘰𝘶𝘵 𝘵𝘰 𝘶𝘴 𝘧𝘰𝘳 𝘢 𝘱𝘦𝘳𝘴𝘰𝘯𝘢𝘭𝘪𝘴𝘦𝘥 𝘢𝘴𝘴𝘦𝘴𝘴𝘮𝘦𝘯𝘵.

09/08/2026

From all of us at Speed Credit, Happy 61st National Day, Singapore! 🇸🇬❤️

As we celebrate 61 years of resilience and progress, we're proud to support the journeys that keep Singapore moving forward. Wishing you new opportunities, smooth roads, and every success in the years ahead. Majulah Singapura! 🚗✨

August’s PQP is out - Cat A, B & C have all risen higher than July’s PQP.If your COE expires in 𝗔𝘂𝗴𝘂𝘀𝘁, 𝗿𝗲𝗻𝗲𝘄 𝗻𝗼𝘄 𝗯𝗲𝗳𝗼𝗿𝗲...
25/07/2026

August’s PQP is out - Cat A, B & C have all risen higher than July’s PQP.
If your COE expires in 𝗔𝘂𝗴𝘂𝘀𝘁, 𝗿𝗲𝗻𝗲𝘄 𝗻𝗼𝘄 𝗯𝗲𝗳𝗼𝗿𝗲 𝗝𝘂𝗹𝘆 𝗶𝘀 𝗼𝘃𝗲𝗿!
If your COE expires in 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿, should you renew now, or wait?

Assuming COE stays at today's prices, September’s PQP still rises:

Cat A: $126,143 (🔺 $2,828 from July) 📈
Cat B: $128,509 (🔺 $3,804 from July) 📈
Cat C: $93,945 (🔺 $5,577 from July) 📈

What if COE prices fall? For September’s PQP to fall back to July’s PQP levels and lower, assuming August’s 1st and 2nd QP amounts are the same, August’s 1st QP must minimally fall to:

Cat A: $117,516 (🔻 $8,484.00 from July’s 2nd QP)
Cat B: $118,479 (🔻 $11,411.12 from July’s 2nd QP)
Cat C: $77,158 (🔻$16,731.09 from July’s 2nd QP)

The new August to October COE quota release saw Cat A ease, while Cat B and Cat C rose. Given the recent drop in COE premiums across all categories, we expect prices to fluctuate around current levels. Based on our current projections, the potential savings from renewing early for 𝗖𝗮𝘁 𝗔 𝗮𝗻𝗱 𝗕 ($2,828 and $3,804 respectively) are unlikely to outweigh the cost of forfeiting two months of remaining COE, so our recommendation is to 𝘄𝗮𝗶𝘁. For 𝗖𝗮𝘁 𝗖 ($5,577), however, 𝗿𝗲𝗻𝗲𝘄𝗶𝗻𝗴 𝗶𝗻 𝗝𝘂𝗹𝘆 may still be worthwhile.

Do you think otherwise? Or have any questions?
Comment down below or ask us at https://wa.me/6598518281 😊!

If you're ready to renew, we're also running a special COE renewal promotion this July:

🎉 𝗥𝗲𝗻𝗲𝘄 𝗲𝗮𝗿𝗹𝘆 𝘁𝗼 𝗿𝗲𝗰𝗲𝗶𝘃𝗲 𝗺𝗼𝗿𝗲: 𝗥𝗲𝗰𝗲𝗶𝘃𝗲 $𝟭𝟴𝟴 𝗰𝗮𝘀𝗵 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗿𝗲𝗻𝗲𝘄 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝟴–𝟮𝟭 𝗝𝘂𝗹𝘆, 𝗼𝗿 $𝟭𝟬𝟬 𝗰𝗮𝘀𝗵 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗿𝗲𝗻𝗲𝘄 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝟮𝟮–𝟯𝟭 𝗝𝘂𝗹𝘆. 🎉

𝗥𝗲𝗮𝗱𝘆 𝘁𝗼 𝗿𝗲𝗻𝗲𝘄? 𝗔𝗽𝗽𝗹𝘆 𝗻𝗼𝘄: https://www.speedcredit.com.sg/coe-renewal-loan/ !

𝘋𝘪𝘴𝘤𝘭𝘢𝘪𝘮𝘦𝘳: 𝘍𝘰𝘳𝘦𝘤𝘢𝘴𝘵𝘴 𝘢𝘳𝘦 𝘣𝘢𝘴𝘦𝘥 𝘰𝘯 𝘤𝘶𝘳𝘳𝘦𝘯𝘵 𝘢𝘴𝘴𝘶𝘮𝘱𝘵𝘪𝘰𝘯𝘴 𝘢𝘯𝘥 𝘢𝘳𝘦 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘢𝘴 𝘢 𝘨𝘦𝘯𝘦𝘳𝘢𝘭 𝘨𝘶𝘪𝘥𝘦 𝘰𝘯𝘭𝘺. 𝘐𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭 𝘧𝘢𝘤𝘵𝘰𝘳𝘴 𝘴𝘶𝘤𝘩 𝘢𝘴 𝘶𝘯𝘶𝘴𝘦𝘥 𝘊𝘖𝘌 𝘷𝘢𝘭𝘶𝘦, 𝘧𝘦𝘦𝘴, 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘯𝘨 𝘤𝘰𝘴𝘵𝘴 𝘢𝘯𝘥 𝘷𝘦𝘩𝘪𝘤𝘭𝘦 𝘤𝘰𝘯𝘥𝘪𝘵𝘪𝘰𝘯 𝘮𝘢𝘺 𝘢𝘧𝘧𝘦𝘤𝘵 𝘸𝘩𝘦𝘵𝘩𝘦𝘳 𝘳𝘦𝘯𝘦𝘸𝘪𝘯𝘨 𝘯𝘰𝘸 𝘰𝘳 𝘭𝘢𝘵𝘦𝘳 𝘪𝘴 𝘮𝘰𝘳𝘦 𝘣𝘦𝘯𝘦𝘧𝘪𝘤𝘪𝘢𝘭. 𝘈𝘭𝘸𝘢𝘺𝘴 𝘮𝘢𝘬𝘦 𝘢𝘯 𝘪𝘯𝘧𝘰𝘳𝘮𝘦𝘥 𝘥𝘦𝘤𝘪𝘴𝘪𝘰𝘯 𝘣𝘢𝘴𝘦𝘥 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘰𝘸𝘯 𝘤𝘪𝘳𝘤𝘶𝘮𝘴𝘵𝘢𝘯𝘤𝘦𝘴. 𝘕𝘦𝘦𝘥 𝘩𝘦𝘭𝘱? 𝘙𝘦𝘢𝘤𝘩 𝘰𝘶𝘵 𝘵𝘰 𝘶𝘴 𝘧𝘰𝘳 𝘢 𝘱𝘦𝘳𝘴𝘰𝘯𝘢𝘭𝘪𝘴𝘦𝘥 𝘢𝘴𝘴𝘦𝘴𝘴𝘮𝘦𝘯𝘵.

July’s 1st bidding exercise saw Cat A, B & C prices hike, with Cat A & C reaching all-time records high.If your COE expi...
13/07/2026

July’s 1st bidding exercise saw Cat A, B & C prices hike, with Cat A & C reaching all-time records high.

If your COE expires in 𝗔𝘂𝗴𝘂𝘀𝘁 or 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿, should you renew now, or wait?
Assuming COE stays at today's prices, August’s PQP will rise to:

Cat A: $126,146 (🔺 $2,831 from July) 📈
Cat B: $128,001 (🔺 $3,296 from July) 📈
Cat C: $92,784 (🔺 $4,416 from July) 📈

For it to fall back to July’s PQP levels and lower, July’s 2nd QP must minimally fall by $16,985, $19,776 and $26,495 for Cat A, B & C respectively.

Similarly, if COE stays at today's prices, September’s PQP also continues to rise:
Cat A: $127,643 (🔺 $4,328 from July) 📈
Cat B: $129,008 (🔺 $4,303 from July) 📈
Cat C: $94,501 (🔺 $6,133 from July) 📈

For September’s PQP to fall back to July’s PQP levels and lower, assuming July’s 2nd QP, and August’s 1st & 2nd QP amounts are the same, July’s 2nd QP must minimally fall to:

Cat A: $120,345 (🔻 $8,655.33 from July’s 1st QP)
Cat B: $122,283 (🔻 $8,605.67 from July’s 1st QP)
Cat C: $82,736 (🔻$12,264.33 from July’s 1st QP)

While the latest higher prices may temper some buying enthusiasm in the next bidding exercise, we believe any downside is likely to be limited. A large number of unsuccessful bids from this round, together with the recent SGCarMart Carnival on 11–12 July, could result in more orders being accumulated ahead of the next bidding exercise, keeping COE prices firm.

Based on our projections, we recommend vehicle owners whose COE expires in 𝗔𝘂𝗴𝘂𝘀𝘁 to renew in 𝗝𝘂𝗹𝘆. For those expiring in 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿, our current view also leans towards renewing in July, although waiting would provide greater clarity. If you're not in a hurry, you may wish to monitor the next results before making your decision.

If you're ready to renew, we're also running a special COE renewal promotion this July:

🎉 𝗥𝗲𝗻𝗲𝘄 𝗲𝗮𝗿𝗹𝘆 𝘁𝗼 𝗿𝗲𝗰𝗲𝗶𝘃𝗲 𝗺𝗼𝗿𝗲: 𝗥𝗲𝗰𝗲𝗶𝘃𝗲 $𝟭𝟴𝟴 𝗰𝗮𝘀𝗵 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗿𝗲𝗻𝗲𝘄 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝟴–𝟮𝟭 𝗝𝘂𝗹𝘆, 𝗼𝗿 $𝟭𝟬𝟬 𝗰𝗮𝘀𝗵 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝗿𝗲𝗻𝗲𝘄 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝟮𝟮–𝟯𝟭 𝗝𝘂𝗹𝘆. 🎉

Do you think otherwise? Or have any questions?
Comment down below or ask us at https://wa.me/6598518281 😊!

𝗥𝗲𝗮𝗱𝘆 𝘁𝗼 𝗿𝗲𝗻𝗲𝘄? 𝗔𝗽𝗽𝗹𝘆 𝗻𝗼𝘄: https://www.speedcredit.com.sg/coe-renewal-loan/ !

𝘋𝘪𝘴𝘤𝘭𝘢𝘪𝘮𝘦𝘳: 𝘍𝘰𝘳𝘦𝘤𝘢𝘴𝘵𝘴 𝘢𝘳𝘦 𝘣𝘢𝘴𝘦𝘥 𝘰𝘯 𝘤𝘶𝘳𝘳𝘦𝘯𝘵 𝘢𝘴𝘴𝘶𝘮𝘱𝘵𝘪𝘰𝘯𝘴 𝘢𝘯𝘥 𝘢𝘳𝘦 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘢𝘴 𝘢 𝘨𝘦𝘯𝘦𝘳𝘢𝘭 𝘨𝘶𝘪𝘥𝘦 𝘰𝘯𝘭𝘺. 𝘐𝘯𝘥𝘪𝘷𝘪𝘥𝘶𝘢𝘭 𝘧𝘢𝘤𝘵𝘰𝘳𝘴 𝘴𝘶𝘤𝘩 𝘢𝘴 𝘶𝘯𝘶𝘴𝘦𝘥 𝘊𝘖𝘌 𝘷𝘢𝘭𝘶𝘦, 𝘧𝘦𝘦𝘴, 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘯𝘨 𝘤𝘰𝘴𝘵𝘴 𝘢𝘯𝘥 𝘷𝘦𝘩𝘪𝘤𝘭𝘦 𝘤𝘰𝘯𝘥𝘪𝘵𝘪𝘰𝘯 𝘮𝘢𝘺 𝘢𝘧𝘧𝘦𝘤𝘵 𝘸𝘩𝘦𝘵𝘩𝘦𝘳 𝘳𝘦𝘯𝘦𝘸𝘪𝘯𝘨 𝘯𝘰𝘸 𝘰𝘳 𝘭𝘢𝘵𝘦𝘳 𝘪𝘴 𝘮𝘰𝘳𝘦 𝘣𝘦𝘯𝘦𝘧𝘪𝘤𝘪𝘢𝘭. 𝘈𝘭𝘸𝘢𝘺𝘴 𝘮𝘢𝘬𝘦 𝘢𝘯 𝘪𝘯𝘧𝘰𝘳𝘮𝘦𝘥 𝘥𝘦𝘤𝘪𝘴𝘪𝘰𝘯 𝘣𝘢𝘴𝘦𝘥 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘰𝘸𝘯 𝘤𝘪𝘳𝘤𝘶𝘮𝘴𝘵𝘢𝘯𝘤𝘦𝘴. 𝘕𝘦𝘦𝘥 𝘩𝘦𝘭𝘱? 𝘙𝘦𝘢𝘤𝘩 𝘰𝘶𝘵 𝘵𝘰 𝘶𝘴 𝘧𝘰𝘳 𝘢 𝘱𝘦𝘳𝘴𝘰𝘯𝘢𝘭𝘪𝘴𝘦𝘥 𝘢𝘴𝘴𝘦𝘴𝘴𝘮𝘦𝘯𝘵.

⚠️ 𝗜𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁: 𝗕𝗲𝘄𝗮𝗿𝗲 𝗼𝗳 𝗦𝗠𝗦 𝘀𝗰𝗮𝗺𝘀 𝗶𝗺𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝘁𝗶𝗻𝗴 𝗟𝗧𝗔We've recently received fraudulent SMS messages impersonating LTA. Th...
30/06/2026

⚠️ 𝗜𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁: 𝗕𝗲𝘄𝗮𝗿𝗲 𝗼𝗳 𝗦𝗠𝗦 𝘀𝗰𝗮𝗺𝘀 𝗶𝗺𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝘁𝗶𝗻𝗴 𝗟𝗧𝗔

We've recently received fraudulent SMS messages impersonating LTA. These messages falsely claim that your ERP payment was unsuccessful, and direct recipients to fake websites.

As stated on OneMotoring's website: "LTA will never send payment links via emails or messages, or request payments or banking details through calls, emails or messages. If unsure, call the ScamShield Helpline (1799) to check. You may also install the ScamShield app for added protection against scams."

Stay vigilant, and always verify through the official website before making any payment.

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408866

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