SMARTz Mortgage Solutions

01/06/2022

我们来专注中小企业如何跟着时代跑。/ Let's look at how SMEs adapt with time.

经商环境尤其在冠病疫情暴发后的变革速度加快，传统企业若要与时并进，就得跳出传统思维，接纳新的商业模式。

为了能够走更长远的路，本地传统企业通过采取创新、数码化、全球化扩张等举措来跟上全球步伐，不断接受时代的考验。

The pace in adapting to change has accelerated in the business environment, especially after the COVID-19 outbreak. Should traditional companies wishes to keep up with times, they must think out of the box and embrace new business models.

In the long run, local traditional enterprises got to keep up with the world by adopting measures such as innovation, digitization, and global expansion, and continue to withstand the test of times.
https://www.zaobao.com.sg/finance/singapore/story20220526-1276439

#中小企业 #商业新闻 #财经

经商环境尤其在冠病疫情暴发后的变革速度加快，传统企业若要与时并进，就得跳出传统思维，接纳新的商业模式。为了能够走更长远的路，本地传统企业通过采取创新、数码化、全球化扩张等举措来跟上...

23/03/2022

油价大涨是否影响了您的运作？因疫情，线上购物增加了许多，也让物流公司在这期间表现良好。但因油价事故，许多物流公司的营运费用也受到了影响。不妨考虑申请这低利率的·临时贷款，帮助业务可持续性。

今天就与我们联系吧。让我们帮您做个免费的贷款评估。

Is the Soaring pump prices affecting your operations? Due to the pandemic, many Logistic company have been doing well with increase of online shopping. With the hike in pump prices, Business expenses will increase. Consider tapping on the low interest of Temporary Bridging loan Today for business sustainability .

Feel free to speak to us for a free pre-loan assessment.

https://www.businesstimes.com.sg/sme/soaring-pump-prices-put-the-squeeze-on-logistics-players

#中小企業 #

AS the Russia-Ukraine war drives up fuel prices, some logistics companies have seen fuel costs rise by a third in just two weeks - with little of this being passed on to customers. Read more at The Business Times.

03/03/2022

俄罗斯乌克兰之战，新加坡的家庭和企业可能会看到一些商品的价格上涨。（比如：汽油，柴油，电力，大宗商品-小麦等以及镍和钯等金属)

Ghosh 博士表示小公司投资替代供应来源是“值得的”，以防中断是长期的。

通过临时贷款为任何不可预见的业务中断做好准备。在贷款额度减少之前申请。立即与我们联系，我们将帮助您。

In the Russia-Ukraine War, families and businesses in Singapore might see prices of some goods rise. (eg. Petrol, Diesel, Electricity, commodities like wheat, as well as metals like nickel and palladium.)

Dr Ghosh said, it is "worthwhile" for smaller companies to invest in alternative sources of supply in case the disruption is longer term.

Be ready for any unforeseen Business disruptions through Temporary Bridging Loan. Apply before the Loan Quantum is reduced. Speak to us Today & we shall assist you.

https://www.channelnewsasia.com/singapore/ukraine-invasion-russia-higher-prices-petrol-food-electricity-singapore-2532281

#中小企業

SINGAPORE: Families and businesses in Singapore might see prices of some goods rise amid Russia’s invasion of Ukraine. Pump prices for petrol and diesel, as well as the cost of electricity, will go up as a result of rising global energy costs due to the

25/02/2022

We are definitely familiar with the local brand like Bee Cheng Hiang & Lim Chee Guan. A quick tip on how they diversified into other products so as not be confined to specific festivals.

美珍香和林志源这品牌我们都很熟悉。与您分享他们如何已多元化的其他产品在节日外生存。

- OFFER MORE FOOD PRODUCTS / 提供更多的食品
- USE STORE AS A DISTRIBUTION POINT FOR OTHER SNACKS / 商店作为其他零食的配送点
- GO DIGITAL AND BUILD ON BRAND AWARENESS / 走向数字化并建立品牌意识

Tap on the extension of Temporary Bridging Loan Today. We shall guide you in your loan application.
乘临时贷款延长到9月，今天就联系我们帮助您申请些资金吧！

Local food firms deserve more credit in diversifying their product offerings, making inroads overseas and selling digitally, says SMU’s Tan Wee Liang.

21/02/2022

A quick look at 2022 Budget for SMEs.

Get your funds Today through us before Temporary Bridging loan gets revised.

#中小企業

18/02/2022

TEMPORARY BRIDGING LOAN EXTENDED TO SEPT 2022. (effective 1st April 2022)

LOAN QUANTUM AND INTEREST WILL LIKELY BE ADJUSTED.

Hence, let us help you to get the most out of you loan application today before the change in TBL rates and quantum.

Chat with us today!

#中小企業

10/02/2022

GST is likely to be adjusted to 9%. Sharing the benefits & cost of being GST registered should you wish to register voluntarily so to claim GST incurred on your purchases. （subject to conditions for claiming input tax）
消费税将调整为9%。和大家分享自愿注册的好处和成本。如果您希望自愿注册，购买所产生的消费税 ，可以申请退税。（得符合退税的条件）

https://www.iras.gov.sg/taxes/goods-services-tax-(gst)/gst-registration-deregistration/factors-to-consider-before-registering-voluntarily-for-gst

#中小企業

Before registering for GST voluntarily, you should consider whether: (a) you qualify for voluntary registration; (b) you are able to meet the conditions imposed for voluntary registration; and (c) the benefits outweigh the costs of registering

08/02/2022

Micro firms with below 1million turnover to prepare for GST hikes.
营业额低于100 万的微型公司得为调高消费税做些准备。

1. Switch to buying/getting goods and/or services from other micro firms.
转向其他微型公司购买/获取商品或服务。

2. Look for alike services and do a group buy from Vendor. So to negotiate for a better deal.
寻找相似的服务并从供应商处进行团购。谈价时，可争取好价格。

3. Register for GST aids a company in recovering expenses and lowering costs incurred.
注册消费税有助于公司收回费用并降低产生的成本。

4. Price adjustments (last resort)
调整价格（万不得已的办法）

https://www.channelnewsasia.com/watch/micro-firms-singapore-face-pressure-raise-prices-amid-impending-gst-hike-video-2473401

#中小企業

Budding entrepreneurs and small business owners in Singapore are worried about the survival of their operations, as the country prepares for an impending GST hike. About 200,000 firms belong to the category of micro firms, which typically make under S$1 million a year. Michelle Teo looks at how they...

07/02/2022

Rising operating costs such as raw material freight, electricity and wages / 原料运费电力和工资等 营运成本都已大涨

Perhaps Temporary Bridging Loan (Ends in 25 February 2022) can help with some of the cost for the time being. Let us help you before it ends.

不如考虑申请临时贷款（将在2月25日终止），暂时借用这资金解决营运成本上的问题。再贷款终止前，让我们帮您吧！

Tang Biting, executive director of the Retailers Association, is hoping that our government will consider a gradual increase of GST should they not be able to postponed it to 2024 or later.

Splitting it into 2 stages might help to reduce the overall impact on consumer and businesses. It encourages them to continue spending locally which would also cushion the blow to retailers, giving time to stabilize.

零售商协会执行董事唐碧婷说，如果无法延后上调消费税到2024年或更迟，那分两个阶段逐步上调，也许能减轻整体冲击，缓解消费者的痛楚，鼓励他们继续在本地消费。这也会缓解对零售商的冲击，好让本地零售环境有一些时间保持稳定。

https://www.zaobao.com.sg/finance/singapore/story20220131-1238351

#中小企業

零售商协会执行董事唐碧婷说，如果无法延后上调消费税到2024年或更迟，那分两个阶段逐步上调，也许能减轻整体冲击，缓解消费者的痛楚，鼓励他们继续在本地消费。这也会缓解对零售商的冲击，...

31/01/2022

HAPPY CHINESE NEW YEAR in advance! Wishing everyone Good Health & Prosperity in 2022!

25/01/2022

Let us get you your Loan Application Entry + Entertainment Pass Today.
今天就让我们为您提供贷款申请入口 + 招待通行证吧。

Your time can be spend on other pressing matters that brings in additional revenue for your business.
您可以将时间专注在其他能为您带来更多营业额的事务上。

Speak to us Today! Just a month left to get your Temporary Bridging Loan.
今天就和我们谈谈吧！只剩一个月的时间让您能得到临时贷款了。

#中小企業

24/01/2022

如何利用技术提供优质服务 / How using tech to provide good services

1. 良好的在线工作文化
提供视频和指导手册等在线资源来帮助客户，这以来他们就不需等待现常指导服务

2. 良好的工作流程
一个高效的系统，该系统可以从客户那里获取所有必要的数据和输入
高效的员工团队，以便他们能够快速响应客户的需求

立即让我们帮您申请临时贷款，以改进您的商业运营。

1. A good online work culture
Providing online resources such as videos and tutorial guides to assist customers so that they would not require physical assistance

2. A good work process
An efficient system - capture all the necessary data and inputs from customers
Efficient team of employees - managing the system so that they can respond to the customers' needs quickly

Let us help you apply for Temporary Bridging Loan today to revamp your business operations.

https://www.straitstimes.com/business/invest/how-one-spore-company-uses-tech-to-give-good-service

#中小企業

Steigen staff can "remember" all customers' requests because such information is keyed into a central database. . Read more at straitstimes.com.