Havend

10/06/2026

With the June school holidays in full swing, many Singaporeans are looking forward to a well-deserved break overseas. But while most travellers spend time planning their itinerary, accommodation, and activities, travel insurance is often left as an afterthought.

In a recent interview on CNA938, Havend's Insurance Specialist, Joanne Seow, shared why travel insurance remains an important part of trip planning, common misconceptions travellers have about coverage, and the areas that are often overlooked until something goes wrong. From flight disruptions and lost baggage to medical emergencies overseas, understanding what you're covered for can make a significant difference when the unexpected happens.

Listen to the full interview here:

Travel today comes with more uncertainties than ever, from severe weather and airport disruptions to overseas emergencies. As families head overseas during this June school holidays, are travellers prepared for these emergencies? Andrea Heng and Hairianto Diman look at the common misconceptions surr...

06/06/2026

“Having a hospitalisation plan does not always mean your medical bill is fully covered.” - David, Senior Insurance Specialist at Havend

Watch the full video here: https://youtu.be/lbkReW3iXcY

05/06/2026

A big thank you for this generous 5-star Google review!

We’re delighted to have made a difference, especially when it comes to providing professional guidance, and ensuring the session was productive and valuable for you.

Havend is a safe place to get insurance advice for those ready to make thoughtful and informed decisions. We know that insurance policies can be lengthy and filled with technical jargon, making it easy to miss important details. In this CNA video interview, Eddy, CEO of Havend, shares practical tips on how to read the fine print and focus on the policy terms that matter most: https://www.youtube.com/watch?v=zLxOf0f949U

03/06/2026

"Is your life not worth one million dollars?"

It sounds like a powerful, responsible question. But for many young working adults, it's also the wrong question.

When you're just starting your career, your biggest financial asset isn't a million-dollar net worth. It's your ability to earn an income over the years ahead. Yet insurance is often sold using emotional questions designed to make you feel guilty or inadequate if you don't buy a massive policy.

As Jinfeng, one of our Insurance Specialists, explains: you shouldn't buy a huge insurance plan just because a dramatic question made you feel bad. Insurance should be based on your actual needs, not fear, guilt, or arbitrary coverage numbers.

At Havend, we believe in keeping things simple and affordable. That's why our approach for young working adults focuses on protecting what matters most at this stage of life: your income and financial foundation. Start with the essentials, avoid paying for unnecessary "fluff," and build your coverage as your responsibilities grow.

Our Young Working Adult Bundle starts from as low as $60/month. Learn more here: https://havend.com/young-working-adult-bundle/

02/06/2026

Why did we refresh The CPF Playbook for 2026?

Because small CPF changes can have a meaningful impact on your long-term retirement planning.

The updated edition now reflects the latest Basic Healthcare Sum figures, revised Retirement Sums and projected CPF LIFE payouts, as well as updated CPF contribution rates.

These updates matter because CPF is not static. Whether you are planning for retirement, supporting ageing parents, or reviewing your long-term financial position, having updated information helps you make better decisions with greater confidence.

At Havend, we created The CPF Playbook to turn complex CPF information into practical guidance Singaporeans can actually apply in everyday life.

Download the refreshed 2026 edition here! https://havend.com/publications

31/05/2026

Over the weekend is usually when many people finally have a bit of space to think about things they’ve been putting off, including insurance planning. Thankfully, we’ve got you covered in this simple, easy-to-read article!

For many young adults, financial independence is about flexibility, career growth, and building life on their own terms. Protection planning often gets delayed in the early years, especially when there are no dependants and other priorities feel more immediate.

In this article, Havend’s Insurance Specialist, Joanne, shares how her protection priorities have evolved as a young adult. She reflects on focusing first on building a sensible foundation in her early 20s, rather than trying to cover everything at once.

Read the article here: https://havend.com/how-my-insurance-priorities-have-changed-as-a-young-adult/

At Havend, we aim to redefine insurance advisory by providing a different and better experience; a safe place to get insurance advice, where you don’t have to fear being mis-sold, over-sold, or pressure-sold! Contact us today: https://havend.com/contact/

31/05/2026

From all of us at Havend, Happy Vesak Day to all who celebrate! May this day be filled with reflection, kindness, and joy. Wishing you a wonderful day with your friends and family 🌼

30/05/2026

“You don’t need to be critically ill to lose your ability to work.” - Sijin, Insurance Specialist at Havend

Watch the full video here: https://youtu.be/kzimhxACfXE?si=_1M8U-3CNSA2n3Ta

28/05/2026

For many young adults, financial independence often comes with goals like flexibility, career growth, and building life on your own terms. Insurance planning is often delayed in the early years, especially when there are no dependants and other priorities take centre stage.

In this article, Havend’s Insurance Specialist, Joanne, shares how her protection priorities have evolved as a young adult. She reflects on how she focused on building a sensible foundation in her early 20s, rather than trying to cover every risk at once.

Read the full article here: https://havend.com/how-my-insurance-priorities-have-changed-as-a-young-adult/

At Havend, we make insurance clear and practical, helping you start without confusion or pressure. If you are a young working adult, our Young Working Adult Bundle helps you get started in a structured way: https://havend.com/young-working-adult-bundle/

How Joanne's insurance protection priorities evolve through different life stages, from hospitalisation to critical illness planning.

27/05/2026

“Your expenses may stop one day. Your family’s expenses won’t.” - Sijin, Insurance Specialist at Havend

Watch the full video here: https://youtu.be/kzimhxACfXE?si=_1M8U-3CNSA2n3Ta