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I-Finance Journey:
Aiming to guide people to financial independence towards higher networth. RNF: NBJ300169405 Insyaallah. Amin.

Nurfarhanah Jasni is an authorized Financial Consultant representing finexis advisory Pte Ltd. My objective of creating this page is to reach out to more people, to educate about Islamic Finance and Individual Finance, share tips on financial planning and also be able to answer to everyone's queries. So, feel free to share this page and ask me questions. Let's share the knowledge and practice them together.

19/10/2026

And just like that, maternity leave has come to an end! 🌷

19 October 2026 — officially back to work after almost four months of maternity leave!

Returning to work as a mother of two feels a little different this time. New routines, evolving priorities and another chapter of learning how to navigate motherhood alongside my career.

I’m grateful for the precious moments spent with my little family during this season, and equally excited to reconnect with my clients and continue building the career I’ve worked hard for.

I’m not rushing to have everything figured out. Just taking things one step at a time, embracing the journey and trusting the process. ❤️

💌 To my existing clients, do keep an eye on your WhatsApp and email for my FY2026 Annual Financial Review invitation. Looking forward to reconnecting with you soon!

Here’s to new beginnings, renewed purpose and finding my rhythm again!

01/10/2026

One month into Motherhood 3.0. A lesson beyond motherhood.

This past month has been a season of slowing down, healing, and learning.

As a mother of two, one of my biggest priorities has been making sure my firstborn still feels seen, heard, and loved while caring for our newborn. There have been moments I’m proud of, and moments I’m not. On difficult days, I’ve lost my patience. But I’ve also learnt the importance of repairing, apologising, and reconnecting.

Motherhood has reminded me that relationships are strengthened not by perfection, but by consistency, humility, and love.

The same lesson applies to my work.

Although I’m on maternity leave, there have been occasions where I’ve attended to urgent administrative matters or emergency client calls. Not because I felt pressured to, but because I genuinely wanted to help where I could.

What surprised me most was this: while intentionally stepping away from work, Allah continued to open doors.

Alhamdulillah, I’ve received referrals from clients and other sources, and many have been willing to wait until I return from maternity leave.

That has been one of the greatest reminders that trust is built over time, relationships matter more than transactions, and rizq has always been from Allah.

Compared to Motherhood 1.0, when I was a first-time mum trying to grow my financial advisory practice while worrying about my next sale, this season feels very different.

Today, I choose to trust more than I chase.

I’m grateful for every client who continues to place their trust in me, every referral, every message of support, and every opportunity that patiently waits.

Here’s to building a career that allows room for family, service, and faith—without compromising any of them.

Alhamdulillah, always. 🤍

01/10/2026

20 June 2026: One final client appointment before maternity leave.

As financial consultants, we often help our clients prepare for life’s milestones:
✔️ Marriage
✔️ Parenthood
✔️ Home ownership
✔️ Career transitions
✔️ Retirement
✔️ Legacy planning

Today, I’m preparing for a milestone of my own.

This season has reminded me that financial planning isn’t just about investments, insurance or CPF. It’s about creating the flexibility and confidence to navigate life’s transitions when they arrive.

As I take a short pause for maternity leave, I’m grateful for every individual, family and business owner who has been part of this journey.

Life evolves. Your plans should too. 🤍

PS: To my dear clients, lookout for an official email and Whatsapp message from me next week on how we move forward together in the coming months. ❤️

19/05/2026

Today’s learning adventure brought me into a dialogue on sanctions, export controls and geopolitical risks 🌍

Initially attended out of curiosity, but left the session with a deeper appreciation of how interconnected the world really is — from businesses and banking systems to investments and market sentiments.

The discussions on US-China tensions and sanctions developments also gave me better insights into how global events can shape markets and investment sentiments, which helps me provide more analytical perspectives to my clients in financial planning and investments.

Ironically, parts of the session brought back memories of my university days studying Corporate Law and International Finance — concepts that felt so theoretical back then, but now make much more sense seeing how they play out in the real world 😭

Still learning, still curious, and always grateful for opportunities to broaden my perspectives beyond my core field.

(Also yes…there were moments where I was trying very hard to stay awake while understanding Cayman Islands sanctions alignment. I’m imagining the sun, sea and beautiful beach. 🌅🌊🏝️🤣)

10/05/2026

10 May 2026: Mother’s Day feels different for me these days.

In my early 20s, I was deeply driven by achievements — education, career progression and productivity. Alhamdulillah, I achieved many things I once dreamed about, but it also came at the expense of my health.

Years ago, I was diagnosed with PCOS before getting married. That experience eventually changed the way I viewed success, career and life.

After marriage, I chose self-employment because I wanted greater control over my schedule, financial goals and the kind of life I wanted to build for my future family.

But life came with its own tests:
birth trauma, miscarriage, grief, fear and the pressure of trying to keep up with career expectations during difficult seasons of life.

Today, success looks very different to me.

Success is no longer just about my own achievements.
It is also about my child’s wellbeing, my family’s peace, my health and having the flexibility to be present for the people I love.

I’m grateful to be surrounded by people who remind me to slow down, pace myself and build sustainably — especially in this current season of motherhood and healing.

Perhaps motherhood taught me this:
Success is not always about growing fast.
Sometimes, it is about building a life that can hold us gently through every season.

To every woman silently balancing ambition, healing, motherhood and personal struggles — I see you. 🤍

Happy Mother’s Day.

PS: This heatfelt song lil guy mentioned that he sang in school in conjunction to Mother’s Day. 🥲❤️

24/04/2026

If you were to choose an outcome for your investments - 40% returns over a few weeks or 4% returns over 4 years - which would you choose? 👀

It would seem natural to choose 40% returns, maybe even silly if you don't 😆

But that is only assuming that you have the crystal ball 🔮 to predict the outcome perfectly 😏

April was an interesting and reflective month for me, as there were 3 experiences that anchored me deeper in the way i approach investments and plan for my clients

1) I joined a trading tournament (simulation with paper money that does not reflect real-life investments performance) and experienced the high of generating 40% returns (paper gain only)

2) My client sharing his joy over a phone call to achieving 4% steady returns over the past 4 years 🎉

3) Markets reacting to global news (and everyone panicking 😅)

And it reminded me…

✨ Not all returns are meant to feel exciting
✨ Not all strategies are meant to move fast

Short-term gains feel good.
But they come with volatility.

Long-term investing may feel slower…
but that’s where stability and real planning happens.

Across both, one thing stayed the same:

✔️ Don’t panic
✔️ Don’t chase
✔️ Stick to the plan

Honestly?

The 40% felt exciting.

But the 4%?

That’s the one that helps people sleep better at night.

Also feeling extra grateful…

This came just as I mark my 2nd year with finexis & EXO Advisory Group, and 6 years in the financial industry 🤍

And most importantly…
I stayed true to my principle —
only focusing on Shariah-screened investments during the trading tourrnament.

Because at the end of the day,
it’s not just about making money…
it’s about how we make it.

Different journeys. Different timelines.
But always guided by clarity and purpose 🤍

🚨Disclaimer: All investments carry risks. Investment returns may fluctuate and are not guaranteed. Past performance is not indicative of future performance. https://www.finexis.com.sg/general-disclaimer.html

10/04/2026

End of Week 1 — Trading Tournament Reflection 📊

It’s been years since I last joined a trading competition — the previous one was back in 2018, where I finished Top 20.

Fast forward to today, I decided to step back into this space again.
And within just one week, I’m reminded of something important:

👉 There is a big difference between investing and trading.

In my work as a financial consultant, I guide clients to:
– diversify their portfolios
– stay invested for the long term
– focus on consistency rather than short-term timing

But in this trading competition, the rules of the game are very different.

Here, performance is driven by:
– concentration, not diversification
– timing, not time in the market
– active decision-making, not passive discipline

And I’ll be honest — it’s not easy to switch between these two mindsets.

This week challenged me to:
– take profits instead of holding on “just a bit longer”
– manage positions actively instead of letting time do the work
– stay objective despite market fluctuations

At the end of Week 1, I’m currently not at the top yet — but I’m learning to think and act more decisively.

More importantly, this experience is reminding me that:
👉 The right strategy always depends on the objective.

With clients, the goal is to build sustainable wealth over time.
In a trading competition, the goal is to optimise performance within a short timeframe.

Two different games. Two different approaches.

Grateful for the learning — and looking forward to what Week 2 will bring.

03/04/2026

This Raya felt a little different for me 🤍

I gave duit raya to my aunts — something I’ve been doing ever since I started working.

Yet every year, their reactions are still the same.

“Eh why you give us?”
“Aiyo, paiseh lah…”

I simply smiled and said,
“Doakan saya…(Pray for me…)”

For my health, rezeki, knowledge and iman.

What stayed with me wasn’t their surprise — but their response.

They comforted me.
They reminded me not to worry too much about life.
One of my aunts even gently “scolded” me for not sharing more about what I’ve been going through, saying she would have made doa for me.

And then she said something I won’t forget:

“If one day we’re not around, make sure you stay in touch with my children.”

That moment stayed with me.

Because beyond financial planning, beyond numbers, beyond policies and portfolios…

What truly carries us through life are:
– relationships
– trust
– and the quiet prayers of people who care about us

In my line of work, I’ve come to realise —
it’s never just about money.

It’s about people, families, and the responsibility we carry for one another, even across generations.

And often, it’s these intangible things that shape how we make financial decisions over time.

Wishing everyone a meaningful remainder of Hari Raya 🌙

26/03/2026

This is how habits (and wealth) are built. 🌱

Between February and March, I started a simple Calendar Challenge with my son.

Each day, he earns a sticker, a stamp, a star and $1 when he:
– performs his daily prayers
– reads his Iqra’
– practises toilet training

At first, it was just to build habits.

But along the way… it became so much more.

He started asking:
“Ibu, should I save my money or buy something?”

Sometimes, he would even say he wanted to buy things for me 🥹

When his savings reached $100, we deposited it in the bank.

He came home, showed me his empty wallet and said:
“Ibu… I no more money.”

And I realised… this was another lesson.

That money can be kept safely, even when we don’t see it.

Of course, he still spent some of it.

A $10 kiddy car ride 🚗
A $5 Cars balloon 🎈

Just simple things that made him happy.

One day, we missed his Iqra’ reading… and he cried.

Not because of the reward.
But because it mattered to him.

And recently, when he was sick, I told him:
“It’s okay… you can rest.”

Because I’m learning too…

It’s not just about discipline.
It’s about balance, compassion and building love for what we do.

SubhanAllah…

Parenting is never just about routines.

It’s about nurturing habits, values and mindset — little by little, every day 🤍

RaisingKids SimpleMoments SGMumLife

18/02/2026

Ramadhan Mubarak 🌙✨

This year, I’ve decided to honour the month more intentionally — so I’ll be stepping away from social media for a full reset.

May this Ramadhan soften our hearts, strengthen our faith and bring barakah into our homes and work.

If you need to reach me, I’m still available via WhatsApp and email: [email protected] .

See you after Eid, insyaAllah 🤍

Lots of Love;
Nurfarhanah Jasni

Address

20 Collyer Quay, #01/02
Singapore
049319

Website

http://i-financejourney.com/, https://www.finexis.com.sg/fc-disclaimer.html

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