OrcaNoble International

05/10/2025

World of Learning

05/10/2025

10 Investing "rules of thumb"

05/10/2025

OpEx vs. CapEx vs. RevEx vs. FinEx
💡 Understanding the 4 key types of business expenditures is critical for financial clarity and decision-making.

🔹 OpEx (Operating Expenditure)
Principle: Day-to-day costs to run your business
Track: Monthly reviews, budget, profitability
Impact: Immediate hit on P&L, no asset created
Examples: Rent, salaries, marketing, subscriptions

🔹 CapEx (Capital Expenditure)
Principle: Investments in long-term assets
Track: Growth planning, asset purchases, upgrades
Impact: Creates assets, depreciated over time
Examples: Equipment, buildings, software development

🔹 RevEx (Revenue Expenditure)
Principle: Costs to generate revenue and deliver products/services
Track: Gross margin, pricing decisions, unit economics
Impact: Directly tied to revenue, affects gross profit
Examples: Sales commissions, shipping, payment processing

🔹 FinEx (Finance Expenditure)
Principle: Costs related to financing and managing capital
Track: Debt management, capital raising, cash flow planning
Impact: Reduces net income, affects debt ratios
Examples: Interest payments, bank fees, credit card fees

📌 Quick Insight:

OpEx keeps the lights on 💡

CapEx builds for the future 🏗️

RevEx drives revenue 💰

FinEx manages capital 💳

02/02/2025

Are you a SINGAPORE SME owner looking to expand your business into new overseas markets? Then, WE GOT YOU COVERED !!!! thru Market Readiness Assistance (MRA) Grant. The MRA Grant is a business grant that can help you defray the costs of market entry, such as market research, trade fair participation, and hiring overseas staff.

Some of the activities that are eligible for the MRA Grant include:
-Market research and analysis
-Attending overseas trade fairs and exhibitions
-Hiring overseas marketing and sales staff
-Setting up a local office or subsidiary
-Developing and translating marketing materials
-Conducting market surveys
-Networking with potential partners and customers

If you’re ready to explore the potential, connect with us for more information at:
📧 [email protected] or [email protected]
☎️ 8811 1358

*This is part one of an inspiring series on the grants available to Singapore SMEs. Don’t forget to like, share, and follow us to stay informed about more opportunities that can help elevate your business.

16/12/2020

"Pfizer-BioNTech COVID-19 vaccine approved by Singapore, first shipment expected by end-December" - CNA International

While many Singaporean Investors are looking for the next 'trend' to ride once Phase 3 has started...

or once the Vaccine has been proved effective...

What my team and I realised is that after close to 10 years of investing...

A lot of times these are just 'bets' and 'speculations' which may not always work in the long-run.

Afterall...

there were a few cases of 'approved vaccines' reported on the news that never actually came to pass...

What we discovered that works the BEST over the long run was this one 'forgotten' method used by Warren Buffett...

But not right now where he is achieving 15-20% returns a year...

It's a 'lost' method that he used back in his early days when he was only in his 30s...

to almost DOUBLE his portfolio size every year.

Old school but works very well in today's rapidly changing economy.

Not many people know about this...

But those who knew about it were very skeptical...

So I decided to conduct an experiment in March 2019 to test this method out to see if it works for the average Singaporean who is probably only comfortable setting aside a small capital to invest.

Close to 2 years later...

The results came out pretty surprising...

Read more about it here, I think you might find this really useful:

Warren's Forgotten Method Revealed Here...

03/07/2020

Feng Shui turns around...the circle of life.

While Hongkongers often regard the Philippines with derision, it’s not so long since the city received investment from and sent domestic helpers to Manila.

14/05/2020

The 21st century has seen China assume an increasingly large position in global finance. In fact, the biggest four banks in the world (by asset size) are Chinese, according to the 2019 annual rankings by S&P Global Market Intelligence: the Industrial & Commercial Bank of China, the China Constructio...

21/04/2020

Alarming!.

Markets suspect that's mainly due to the expiring futures contract and prices for June will remain in the $20s

11/02/2020

24/01/2020

From us OrcaNoble INT'L and Associates Wishing all our Clients, Suppliers, Partners, Friends and Families a " Blessed Blossom Lunar New Year ". May 2020 bring us another fruitful year full of Abundance and Prosperity of HEALTH, WEALTH & SUCCESS. Thank you for all your continued support. GONG XI FA CHAI!!!.

28/12/2019

Every successful business has great leaders. Do you agree? 💪