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Mortgage solutions tailored for you. Lowest Rates, Highest Satisfaction.

20/08/2026

August Home Loan Market Update — Rates Are Starting to Move Again

🇺🇸 US Fed outlook
The latest Fed meeting minutes showed that rate hikes remain a possibility if inflation stays elevated, adding further uncertainty to the global interest rate outlook.

🇸🇬 SORA & bank funding costs
SORA has also become more volatile and has moved higher over the past week. At the same time, Singapore banks' cost of funds has been increasingly volatile and trending upwards.

🏦 Singapore mortgage rates
DBS is the first bank to release its September home loan packages, and we are already seeing rates being adjusted upwards.

10/04/2026

April Mortgage Rate INCREASE Alert!

📣 Due to current geopolitical instability and the spike in energy prices, we are seeing an immediate increase in mortgage rates across all banks as they adjust to protect their margins.

01/01/2026

Happy New Year from Us! 🎆

13/11/2025

Latest SORA rates:

1m SORA - 1.14%
3m SORA - 1.24%

16/09/2025

📢 Market Update – US Fed Meeting Today

The US Federal Reserve meets later today, with markets expecting a rate cut.

That said, Singapore mortgage rates have already moved lower in recent months, ahead of the Fed’s decision.

31/08/2025

💰 𝗙𝗶𝘅𝗲𝗱 𝗥𝗮𝘁𝗲 from just 𝟭.𝟲𝟴%!
🏆 𝗕𝗲𝘀𝘁 𝗗𝗲𝗮𝗹 𝗚𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲 — 𝘄𝗲’𝗹𝗹 𝗯𝗲𝗮𝘁 𝗮𝗻𝘆 𝗰𝗼𝗺𝗽𝗲𝘁𝗶𝗻𝗴 𝗼𝗳𝗳𝗲𝗿!
📩 Send us your current offer and see how much you can save.

SG60 Promo Fixed Rates – Ending Soon!

< $2mil & above>
• 𝟮-𝗬𝗲𝗮𝗿 𝗙𝗶𝘅𝗲𝗱: 𝟭.𝟲𝟴%

< $1mil & above>
• 𝟮-𝗬𝗲𝗮𝗿 𝗙𝗶𝘅𝗲𝗱: 𝟭.𝟳𝟬%
• 𝟭-𝗬𝗲𝗮𝗿 𝗙𝗶𝘅𝗲𝗱: 𝟭.𝟳𝟬%

< $200k & above>
• 𝟮-𝗬𝗲𝗮𝗿 𝗙𝗶𝘅𝗲𝗱: 𝟭.𝟳𝟱%

• 𝟯-𝗬𝗲𝗮𝗿 𝗙𝗶𝘅𝗲𝗱: 𝟭.𝟴𝟴%

✅ Enjoy either free conversion after 12 months or penalty waiver due to sale after 12 months.

Conditions apply, enquire for details.

08/08/2025

𝗦𝗚𝟲𝟬 𝗣𝗿𝗼𝗺𝗼 𝗙𝗶𝘅𝗲𝗱 𝗥𝗮𝘁𝗲𝘀

< $2mil & above>
• 𝟮-𝗬𝗲𝗮𝗿 𝗙𝗶𝘅𝗲𝗱: 𝟭.𝟳𝟬%
• Year 3: 3M SORA + 0.60%

< $1mil & above>
• 𝟮-𝗬𝗲𝗮𝗿 𝗙𝗶𝘅𝗲𝗱: 𝟭.𝟳𝟱%
• Year 3: 3M SORA + 0.60%

< $500k & above>
• 𝟮-𝗬𝗲𝗮𝗿 𝗙𝗶𝘅𝗲𝗱: 𝟭.𝟵𝟱%
• Year 3: 3M SORA + 0.60%

Conditions apply, enquire for details.

✅ Enjoy either free conversion after 12 months or penalty waiver due to sale after 12 months.

✅ 𝗕𝗲𝘀𝘁 𝗗𝗲𝗮𝗹 𝗚𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲: 𝗪𝗲’𝗹𝗹 𝗯𝗲𝗮𝘁 𝗮𝗻𝘆 𝗰𝗼𝗺𝗽𝗲𝘁𝗶𝗻𝗴 𝗼𝗳𝗳𝗲𝗿, 𝗴𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱. 𝗝𝘂𝘀𝘁 𝘀𝗲𝗻𝗱 𝘂𝘀 𝘁𝗵𝗲 𝗱𝗲𝘁𝗮𝗶𝗹𝘀.

05/08/2025

🏘 𝗙𝗶𝘅𝗲𝗱 𝗥𝗮𝘁𝗲 𝗳𝗿𝗼𝗺 𝟭.𝟴𝟱% | 𝗔𝘂𝗴𝘂𝘀𝘁 𝗨𝗽𝗱𝗮𝘁𝗲

⚠ 𝗜𝗻𝗰𝗹𝘂𝗱𝗲𝘀 𝗯𝗮𝗻𝗸 𝗰𝗮𝘀𝗵𝗯𝗮𝗰𝗸 𝗶𝗻𝗰𝗲𝗻𝘁𝗶𝘃𝗲𝘀 — 𝗲𝗳𝗳𝗲𝗰𝘁𝗶𝘃𝗲 𝗿𝗮𝘁𝗲 𝗰𝗮𝗻 𝗴𝗼 𝗮𝘀 𝗹𝗼𝘄 𝗮𝘀 𝟭.𝟴𝟯% (T&Cs apply).

⚠ 𝗦𝗵𝗼𝗿𝘁𝗲𝗿 𝗖𝗹𝗮𝘄𝗯𝗮𝗰𝗸 𝗣𝗲𝗿𝗶𝗼𝗱𝘀 𝗡𝗼𝘄 𝗔𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲
Some packages now offer a 2-year clawback period, aligned with the 2-year lock-in — so you can refinance right after the lock-in ends, without any extended clawback period.

⚠ 𝗨𝗦 𝗙𝗲𝗱 𝗞𝗲𝗲𝗽𝘀 𝗥𝗮𝘁𝗲𝘀 𝗨𝗻𝗰𝗵𝗮𝗻𝗴𝗲𝗱 (𝗝𝘂𝗹𝘆 𝗠𝗲𝗲𝘁𝗶𝗻𝗴)
Rates held steady for the fifth time — no cut yet, outlook remains cautious.

✅ Floating: 0.30% + 1m or 3m SORA
→ Free conversion anytime
→ Earn same interest on up to 70% of your deposit

✅ 1.90% – 1-Year Fixed
→ Free conversion option after 1 year

✅ 1.85% – 2-Year Fixed
→ Free conversion option after 1 year

✅ 1.90% – 3-Year Fixed

✅ 2.30% – 5-Year Fixed – HDB Exclusive
→ Partial repayment allowed during lock-in

✅ 0.25% + 3m SORA

📌 Rates subject to loan amount and eligibility.

⚠ 𝗕𝗲𝘀𝘁 𝗗𝗲𝗮𝗹 𝗚𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲
We’ll beat any competing offer — just send us the details.

18/07/2025

🏘 Good News: Fixed Rates Have Dropped Further
Now starting from just 𝟭.𝟵𝟱% Fixed.

⚠️ Floating Spread Has Increased
Banks have raised spreads — the lowest floating rate now is 0.25% + SORA.

🌊 Floating: 0.30% + 1m or 3m SORA
→ Free conversion anytime
→ Earn same interest on up to 70% of your deposit

✅ 2.00% – 1-Year Fixed

✅ 1.95% – 2-Year Fixed
→ Free conversion option after 1 year

✅ 1.95% – 3-Year Fixed

✅ 2.30% – 5-Year Fixed – HDB Exclusive
→ Partial repayment allowed during lock-in

✅ 0.25% + 3m SORA

📌 Rates subject to loan amount and eligibility.

⚠️ Best Deal Guarantee
We’ll beat any competing offer — just send us the details.

01/07/2025

⚠️ Heads-Up: Banks Will Be Increasing SORA Spreads This Week

If you're considering floating rate options, act now to lock in the current lower spread. Once revised, the new packages will kick in immediately.

Address

7030 Ang Mo Kio Avenue 5 #09-46, Northstar @ AMK
Singapore
569880

Telephone

+6565112955

Website

http://www.mortgagepremier.com.sg/

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