Providend

09/06/2026

"If you're making a decision based on incomplete information or false promises, you may only realise the consequences when you're in your 60s."

As the leading fee-only wealth advisory firm in Southeast Asia, our CEO, Christopher Tan, was on MONEY FM 89.3, sharing his insights on retirement advice involving exposing retirees to unnecessary market risks, how CPF LIFE fits into a retirement portfolio and what questions investors should ask before making long-term decisions.

Listen to this interview and share it with a friend: https://omny.fm/shows/moneyfm-midday-show/money-and-me-should-you-halve-your-cpf-life-pledge-for-the-full-retirement-sum-in-favour-of-other-products-what-does-that-choice-involve

For a deeper understanding of this issue, we encourage you to read Christopher's recent article, "The Retirement Advice That Worries Me Most Right Now," where he explains why certain retirement strategies deserve closer scrutiny: https://providend.com/the-retirement-advice-that-worries-me-most-right-now/

You may also find this follow-up commentary in The Business Times helpful: "Should You Sacrifice Some CPF LIFE Income in Favour of ILPs? Tread Carefully.": https://www.businesstimes.com.sg/opinion-features/should-you-sacrifice-some-cpf-life-income-favour-ilps-tread-carefully

"It seems many Singaporeans are being asked not to set aside the Full Retirement Sum (FRS) in their RA at age 55. Instead, they are advised to set aside only the Basic Retirement Sum (BRS) - which is half of the FRS - by pledging their property, and to redirect the other half into an ILP'", wrote Ch...

08/06/2026

Welcome to the fourth episode of our miniseries Ikigai Insider, where we invite our Client Advisers to share what it means to live a good life, combining Ikigai with Providend’s Philosophy of Sufficiency.

In this podcast episode, Matthias, our Senior Client Adviser, reflects on the Ikigai petal of 'Bright Future' - representing a psychological need to believe that life is moving in a positive direction. He opens up about stepping out of his comfort zone and making the difficult decision to change jobs after spending more than a decade at his previous firm. While the transition came with uncertainty, he chose to hold on to optimism and trust in what the future could hold.

Together with our host Aaron, he reflects on the story of a prisoner in a concentration camp and explores how the simple act of looking towards a better tomorrow, can give meaning to today.

Listen to the podcast here: https://providend.com/ikigai-insider-courage-embrace-bright-future/

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially—with your Ikigai goals at the forefront of your wealth plan. Learn more about the seven ikigai petals here: https://ikigaitribe.com/blogpost/seven-ikigai-needs/

07/06/2026

Are Singaporeans sacrificing retirement security in pursuit of higher returns?

As a trusted adviser to our affluent clients for over two decades, Tan, our Founder and CEO, will be on MONEY FM 89.3 at 10:05 am tomorrow morning to share his insights on CPF LIFE, investment-linked retirement strategies, sequence-of-returns risk, and the difference between projected and guaranteed retirement income.

📻 Tune in to find out: http://www.moneyfm893.sg/

With a minefield of financial misinformation out there, we promise to be a safe pair of hands and a second pair of eyes to help you avoid costly financial mistakes. To receive first-hand wealth insights from our team of experts, subscribe to our weekly newsletter here: https://providend.com/ -subscribe

07/06/2026

As Southeast Asia’s leading fee-only wealth advisory firm for 25 years this year, our philosophy of making life decisions before money decisions is born out of over two decades of experience managing our clients' hard-earned money.

To our clients who have entrusted us with your life and family's goals, we extend our heartfelt gratitude. Your continued support for Providend means the world to us.

A special thank you to our client Vuimin for sharing his 5-star Google review, highlighting how having most of his savings managed by Providend has given him a peace of mind and more time to focus on what truly matters: his work, family and life; thank you so much! We will continue to provide transparent and holistic advice so you can achieve your non-negotiable Ikigai.

Through deep conversations with our advisers, you’ll gain clarity on what matters most in life and what needs to be done to live well, both financially and non-financially. Make an enquiry with us today about your wealth plan: https://providend.com/our-clients/service-enquiry-form

06/06/2026

“AI can help me plan a wedding, but it cannot fully understand what this moment means to me.” - Joyce, Client Adviser at Providend

Watch the full video here: https://www.youtube.com/watch?v=ZWoXwMbiADU

05/06/2026

Can AI replace a human adviser in family conflicts?

As the leading fee-only wealth advisory firm in Southeast Asia, we examine case studies of clients navigating major life transitions and put AI to the test against a Providend Client Adviser.

Case Study: Wei Ming and Mei Lin seem financially secure on paper, but differing views on money, risk, and the future have created tension in their marriage. While one prioritises growing wealth, the other values stability and peace of mind. Their story raises an important question: how can couples align their financial values before money affects the relationship?

In this article, Eleanor, our Associate Director of Advisory Team, reviewed the AI-generated plan, analysed its conclusions, and compared them against what a real human adviser would do. Here is what she found: https://providend.com/can-ai-replace-a-human-adviser-in-family-conflicts-looking-beyond-the-numbers/

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially. To receive first-hand wealth insights from our team of experts, we invite you to subscribe to our weekly newsletter here: https://providend.com/ -subscribe

Can AI Replace a Human Adviser? Artificial intelligence (AI) tools like ChatGPT are increasingly capable of analysing financial data, generating reports, and answering complex questions in seconds. But the real question is: can AI truly replace a human financial adviser? In this series, ‘Can AI Re...

04/06/2026

“It's not about how much money you're raising; it's about bringing the stakeholders together and work towards a common goal.”

In this podcast episode, Christopher Tan and Soo Chye explore how philanthropy can become a meaningful way for families to come together, have important conversations and create a legacy that goes far beyond wealth.

Watch this video to learn more: https://youtu.be/VSb2xfIWF8s

In managing over S$1.7 billion of our clients’ hard-earned assets, Providend believes legacy planning goes beyond wealth plans or legal documents. It starts with clarity over your non-negotiable ikigai goals, assets, family circumstances, and long-term intentions. Learn the '4 Key Lessons Learnt in Legacy Planning' from Chris in his article here: https://lnkd.in/gQZAMzny

Legacy Insights is a new podcast series by Providend that explores ...

03/06/2026

"Is this line of work, still really something you want to do?" - Joyce, Client Adviser at Providend

Watch the full video here: https://www.youtube.com/watch?v=ZWoXwMbiADU

02/06/2026

In today’s world of financial misinformation, it’s easy to feel overwhelmed when trying to find reliable answers on important topics. At Providend, we are committed to being your trusted adviser, offering a safe pair of hands and a second set of eyes to help you steer clear of costly financial mistakes.

As Southeast Asia’s leading fee-only wealth advisory firm, our wealth management philosophy of making ikigai decisions before money decisions, has been shaped by decades of experience navigating financial markets through numerous crises.

We invite you to subscribe to our weekly newsletter, where you’ll receive timely insights, exclusive event invitations, and thought-provoking articles from our team of experts, empowering you to make informed and purposeful life decisions. Join our newsletter here: https://providend.com/ -subscribe

Thank you for being a valued part of our community!

01/06/2026

Legacy Insights is a new podcast series by Providend that explores what it truly takes to plan a meaningful and lasting legacy, beyond just writing a will, or engaging with a corporate trustee.

In this episode, our CEO, Christopher and Soo Chye discuss a deeply personal but often overlooked aspect of legacy planning, how giving can shape family values and leave a legacy beyond wealth.

Listen to the episode here: https://providend.com/legacy-planning-and-philanthropy-what-are-you-really-passing-down/

In managing over S$1.7 billion of our clients’ hard-earned assets, Providend believes legacy planning goes beyond wealth plans or legal documents. Learn why legacy planning needs both a wealth adviser and a lawyer: https://providend.com/why-legacy-planning-needs-wealth-adviser-lawyer/