Debt Relief MLaw, Singapore

Debt Relief MLaw, Singapore Helping good people through bad times. Welcome to the official page for Debt Relief MLaw Singapore! For more information, visit us at www.debtrelief.sg.

Our mission is to build a financially responsible and resilient nation through accountability, support and guidance. Debt Relief MLaw Singapore is a debt advisory firm providing impartial debt relief advice and solutions, confidential credit counseling, bankruptcy education, and educational initiatives promoting financial literacy in Singapore. Upon client requisition, the team may refer to the Si

ngapore Legal System to assist our clients through the Debt Repayment Scheme administered by the Official Assignee (OA) from the Ministry of Law's Insolvency Office. Over the years, we have positioned ourselves as a client-focused advisory firm, taking on the human approach to help debt-ridden individuals overcome their debt traps and avoid bankruptcy under the Insolvency, Restructuring and Dissolution Act 2018 ("IRDA").

It's for an 'EMERGENCY', so it's okay to use that credit card.No, it is not. It might be a terrible idea.β›”Everyone wants...
21/06/2025

It's for an 'EMERGENCY', so it's okay to use that credit card.
No, it is not. It might be a terrible idea.β›”

Everyone wants an EASY way out of a difficult financial situation.
It certainly feels easier to avoid ACCOUNTABILITY in the short term, but it perpetuates HARMFUL patterns.☠️

At DRML Singapore, we have spoken to many who quoted 'emergency' and used BORROWED CREDIT as an 'easy' way out of a tight spot or when they fell short of cash. However, their problems only grew WORSE.πŸ€¦β€β™‚οΈ
Why is that?

Because borrowed credit is NOT their money, and it is certainly NOT free money. If you don't own it, DON'T spend it.πŸ™

The PROPER way out of this mess is to first be ACCOUNTABLE.
When you are ready to address the root causes of your debt, come talk to our case managers and we will help you to get out.πŸ‘‡

☎️ 8278 1958
πŸ“© [email protected]
🌐 https://www.debtrelief.sg/getting-help
πŸ“1 Coleman Street, The Adelphi, #05-02, Singapore 179803

⚠️Facing harassments from creditors?
Download our Creditors Compliance Checklist:
https://www.debtrelief.sg/creditors-compliance-checklist-1

We know you work HARD to put bread on the table.🍞But who's the bread for? Your family? Or your creditors?πŸ€”Is your Minimu...
15/06/2025

We know you work HARD to put bread on the table.🍞
But who's the bread for? Your family? Or your creditors?πŸ€”

Is your Minimum Payment helping at all when your DEBT out there is rising faster than your bread in the oven?πŸ’Έ

And then you Re-Loan with your lenders. Why?πŸ€¦β€β™‚οΈ
Just to take HALF a loaf of bread home for the family and then owe the lenders a WHOLE loaf again? What were you thinking?πŸ˜“
Please be logical and think about your family, they deserve more bread on the table.πŸ‘©β€πŸ‘§β€πŸ‘¦

If you are ready to confront these uncomfortable truths and are willing to take steps to rectify the situation, our case managers CAN help you. πŸ’ͺ

You're not alone, we're here.πŸ‘‡

☎️ 8278 1958
πŸ“© [email protected]
🌐 https://www.debtrelief.sg/getting-help
πŸ“1 Coleman Street, Singapore 179803, The Adelphi, #05-02

Need help with harassment?πŸ›‘οΈ
Download our Creditors Compliance Checklist:
https://www.debtrelief.sg/creditors-compliance-checklist-1

Having a STRONG support system can make the process of breaking your debt cycles more manageable.πŸ’ͺIf you are committed t...
13/06/2025

Having a STRONG support system can make the process of breaking your debt cycles more manageable.πŸ’ͺ

If you are committed to REAL change and seeking feedback, we have made DEBT RELIEF as manageable as 0, 1, 2, 3 ...

0️⃣. There is ZERO upfront cost. A fee is only payable where further services are requested. All fees will be explained in detail and discussed prior to commencement of any service or debt repayment plan.

1️⃣. Every client shall be assigned with ONE personal case manager for confidential credit counselling, to build a budgeting and debt repayment plan.

2️⃣. Your set up is instant with just TWO steps. We can set you up for your debt repayment plan on the day you speak with us if you wish.

3️⃣. Our clients take typically between THREE to five years to be debt-free upon creating a budgeting and debt repayment plan.

Start building a new life after debt today.πŸ‘‡

☎️ 8278 1958
πŸ“© [email protected]
🌐 https://www.debtrelief.sg/getting-help
πŸ“1 Coleman Street, The Adelphi, #05-02, Singapore 179803

Need help with harassments? Download our Creditors Compliance Checklist:
https://www.debtrelief.sg/creditors-compliance-checklist-1

12/06/2025

What is a SECOND CHANCE? It is not endorsing for one to incur debt till dire straits, it is to promote positive changes through ACCOUNTABILITY.βš–οΈ

Everyday, the team at Debt Relief MLaw Singapore (DRML) helps to rebuild the budgeting and debt repayment plans of troubled debtors while ensuring they take ownership of their debt and stay forward-thinking.πŸ’‘
Upon client requisition, the team also refers to the Singapore Legal System to assist clients through the Debt Repayment Scheme (DRS) administered by the Official Assignee (OA) from the Ministry of Law's Insolvency Office.πŸ§‘β€βš–οΈ

The idea is to relieve β€˜mutual misery’, to minimise financial burdens for both debtors and creditors with just one simple goal in mind:
NO MORE DEBT.🚫

We have here for information purposes, a client of DRML, who committed to accountability and accepted the consequences of his past actions which incurred him $86,774 in debt.
Under the approval and supervision of the OA, he has agreed to comply with his statutory duties as a debtor under the DRS for rehabilitation, with a minimum repayment amount of $350 per month for the next 5 years.🌳

If you genuinely want to make good and rebuild your finances, then give yourself a second chance and speak with our volunteers today.πŸ‘‡

☎️ 8278 1958
πŸ“© [email protected]
🌐 https://www.debtrelief.sg/getting-help
πŸ“1 Coleman Street, The Adelphi, #05-02, Singapore 179803

Need help with harassments? Download our Creditors Compliance Checklist:
https://www.debtrelief.sg/creditors-compliance-checklist-1

DON'T BREAK HEARTS.πŸ’”Just break the bad habits and eventually, BREAK FREE from the debt cycle.When problems arise financi...
28/04/2023

DON'T BREAK HEARTS.πŸ’”
Just break the bad habits and eventually, BREAK FREE from the debt cycle.

When problems arise financially or within the family, avoid rushing to just fix the problem itself. Instead, understand the process first to identify and resolve the underlying causes of the problems. More often than not, YOU ARE PART OF THE PROCESS.
Fix the process, not the problem.

ALL of our clients have only SUCCEEDED and you can too!
Break and fix. Let's do it together.πŸ‘‡

☎️ 8278 1958
πŸ“© [email protected]
🌐 https://www.debtrelief.sg/getting-help
πŸ“1 Coleman Street, Singapore 179803, The Adelphi, #05-02

Need help with harassments? Download our Creditors Compliance Checklist:
https://www.debtrelief.sg/creditors-compliance-checklist-1

COMPOUNDING works in our favour when we invest and when we build our savings. The key factor is TIME. However, compoundi...
31/03/2023

COMPOUNDING works in our favour when we invest and when we build our savings. The key factor is TIME. However, compounding also works AGAINST us when we have DEBT.
And again the key factor is TIME.⏱️

Interest on loans and credit facilities compound over time just as it does on savings. So the longer one takes to pay off a debt, the deeper it burns into the pockets.πŸ’Έ

Many debtors sit on their debts because creditors had refused to consider an affordable repayment plan. However, the longer one sits on compounding debt without a plan, the more one burns away their chances at redemption.
As time ticks away, the end results are often disastrous.πŸ’£

While problems like these may feel insurmountable, there is always a solution however complicated they might seem. Debt management requires action and we only encourage one to come forward straightaway as it is never too late to get help.πŸ’ͺ

Take action to defuse that time bomb today.πŸ‘‡πŸΌ

☎️ 8278 1958
πŸ“© [email protected]
🌐 https://www.debtrelief.sg/getting-help
πŸ“1 Coleman Street, Singapore 179803, The Adelphi, #05-02

Need help with harassments? Download our Creditors Compliance Checklist:
https://www.debtrelief.sg/creditors-compliance-checklist-1

This is JOHN, and his lenders LOVE him.😈John was careless, he hit the rocks and water entered his boat. He panicked and ...
01/03/2023

This is JOHN, and his lenders LOVE him.😈
John was careless, he hit the rocks and water entered his boat.
He panicked and started bailing out the water but more got in.
He lost focus along the way and dropped his oars.πŸ€¦β€β™‚οΈ

John does not fully understand the mechanism of the boat, he just wants to get the water out.
John believes that he is strong and if he keeps working, the water shall be emptied out.
He also believes that his lenders are really good-hearted.😈

One helps to RENEW his old bailing bucket each month such that he can continue to displace water. The other comes by every month to take a glass of water off his boat for just a MINIMUM fee.πŸ«—

For over 2 years, John has been STUCKED in the same spot bailing water, far from shore and with no oars. He is EXHAUSTED and struggling to BREATHE.πŸͺ«
However, he continues to follow his β€˜good-hearted’ lenders’ advice and does not stop bailing water.
For that, his lenders LOVE him.😈

Are you living like John?😟
Shouldn't the hole first be plugged to stop all of the neverending interests and finance charges?πŸ€”

Get help, talk to us about the Debt Repayment Scheme today.πŸ‘‡

☎️ 8278 1958
πŸ“© [email protected]
🌐 https://www.debtrelief.sg/getting-help
πŸ“1 Coleman Street, Singapore 179803, The Adelphi, #05-02

Need help with harassments? Download our Creditors Compliance Checklist:
https://www.debtrelief.sg/creditors-compliance-checklist-1

β€œGot Problem ah?” It’s okay, life is all about solving problems.Even with Debt, it can be solved effectively with one be...
06/02/2023

β€œGot Problem ah?” It’s okay, life is all about solving problems.
Even with Debt, it can be solved effectively with one being LOGICAL and SYSTEMATIC.

Unfortunately, most debtors do not have a clear understanding of what those 2 things are.

First, be Logical.
Rethink and reason out your methods of Debt Repayment:

🫒 How long have I been paying already?
πŸ€” What am I paying for?
😀 Why am I paying more?
😒 When can I keep this (repayment) up until?

Once you are ready to question this framework, come talk to our case managers about the Debt Repayment Scheme.
Because when LOGIC comes together with a good SYSTEM, that’s where things shall work in your favour.πŸ’ͺ

Reach out to us today.πŸ‘‡

☎️ 8278 1958
πŸ“© [email protected]
🌐 https://www.debtrelief.sg/getting-help
πŸ“1 Coleman Street, Singapore 179803, The Adelphi, #05-02

Need help with harassments? Download our Creditors Compliance Checklist:
https://www.debtrelief.sg/creditors-compliance-checklist-1

It's NOT always YOUR FAULT when debt happens but no matter the problem, we ask for you to be Forward-thinking.πŸ’‘ Debt Rel...
18/01/2023

It's NOT always YOUR FAULT when debt happens but no matter the problem, we ask for you to be Forward-thinking.πŸ’‘

Debt Relief MLaw Singapore is a client-focused advisory firm, taking on the human approach to help debt-ridden individuals overcome their struggles and avoid bankruptcy under the Insolvency, Restructuring and Dissolution Act 2018 ("IRDA").
We provide trusted support in credit counselling, advisory on debt consolidation and management. Upon client requisition and when appropriate, the team refers to the Singapore Legal System to assist clients through the Debt Repayment Scheme administered by the Ministry of Law's Insolvency Office.πŸ§‘β€βš–οΈ

Our philosophy of Helping Good People Through Bad Times allows us to make positive changes to the lives of people in the debt crisis.

Need to talk to someone in private? Feel free to reach out.πŸ‘‡

☎️ 8278 1958
πŸ“© [email protected]
🌐 https://www.debtrelief.sg/getting-help
πŸ“1 Coleman Street, Singapore 179803, The Adelphi, #05-02

Need help with harassments? Download our Creditors Compliance Checklist:
https://www.debtrelief.sg/creditors-compliance-checklist-1

There is NOTHING wrong with asking for help. It's NOT a sign of weakness.πŸ‘ŒIt's NOT always your fault when debt happens b...
18/01/2023

There is NOTHING wrong with asking for help. It's NOT a sign of weakness.πŸ‘Œ

It's NOT always your fault when debt happens but no matter the problem, we ask for you to be Brave and Forward-Thinking.πŸ’ͺ

Don't worry, you're not alone.πŸ‘
Start your debt-free journey and get through the bad times with our help today.πŸ‘‡

☎️ 8278 1958
πŸ“© [email protected]
🌐 https://www.debtrelief.sg/getting-help
πŸ“1 Coleman Street, Singapore 179803, The Adelphi, #05-02

Need help with harassments? Download our Creditors Compliance Checklist:
https://www.debtrelief.sg/creditors-compliance-checklist-1

Holidays are about family and nothing gets people to spend more than when they are with the people they love.❀️The holid...
19/12/2022

Holidays are about family and nothing gets people to spend more than when they are with the people they love.❀️

The holiday is π˜πŽπ”π‘π’, so make sure you spend it whichever way brings you the most joy, and with the π₯𝐞𝐚𝐬𝐭 amount of stress on your pockets.πŸ’†β€β™‚οΈ

Enjoy your holiday, debt-free!πŸ’ͺ

Address

1 Coleman Street #05/02
Singapore
179803

Opening Hours

Monday 08:00 - 21:30
Tuesday 08:00 - 21:30
Wednesday 08:00 - 21:30
Thursday 08:00 - 21:30
Friday 08:00 - 21:30
Saturday 08:00 - 21:30
Sunday 08:00 - 21:30

Telephone

+6582781958

Website

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