19/03/2026
Fixed or Variable Interest Rate? Letβs break it down! ππ
π Fixed Rate: Your interest stays the exact same for a set period. Best for peace of mind and strict budgeting!
π Variable (Floating) Rate: Moves up and down based on market conditions. Great when rates are dropping, but risky if they rise.
Not sure which one fits your risk appetite? Compare both types of loan structures from various banks and lenders on Lendkaki.