Together We Grow

25/12/2020

Merry Christmas and Happy holiday to all! ⛄🎄

20/08/2020

Still saving in a Tin Can?
Yes it might be the easiest way to get access to your finances at the reach of your hand.

But with more flexibility as humans we tend to lose discipline to control our spending.

Furthermore with the rising inflation rates from getting a coffee at $1 5 years ago to a coffee at $1.20 today.

Are we ready to lead the race of inflation, by using the old methods of saving?

Furthermore in recent times interest rates were reduced by the banks, which would slow us down in the race against inflation.

By saving in a savings plan will not only increase your chances of winning the race, features like flexibility or higher interest could be adjusted to your needs.

Do dm us if you really would like to find out more and beat inflation in our personal financial race.

09/08/2020

HAPPY 55TH Birthday Singapore! 🇸🇬

31/07/2020

Selamat Hari Raya Haji! 🎉🎉

30/07/2020

I wish i knew this about this while i was in NS! Want to learn the secret to earn higher interests rates and yearly bonuses? Click on the link below to find out more! https://forms.gle/en2xxpwWfd4d2Yam9

21/07/2020

Let’s discuss which is better for your child’s financial education plan. Do we save now and earn interests early or borrow and pay off interests in the future?

To avoid the financial burden of tuition fee for your child, sensibly you would choose to save now and earn interests early.

However, during this dire and bad times our financial planning becomes translucent, we ponder whether starting a new savings plan or leaving the worry of money for the future is better. Unbeknownst to you, the current loan interest rates are roughly 4% per annum so effectively, you are paying $800 every year in interest rates if your child’s tuition fee is $20,000. Furthermore with the future inflation rate it would cost more than $20,000.

You might then be thinking, why not allocate the money in bank so that you can earn interest rates and withdraw any time you want. While that may seem like a terrific idea, how many of us can assure ourselves that we have the discipline to save 20% of our income every month with the ability to resist the temptation of using it on branded goods and holidays?

By choosing the option of adopting a savings plan, you are able to earn 3-4% of interest per annum and usually it comes wirh a capital guarantee function also with some insurance coverage instead of using the normal saving methods, which provides a little to no interest, it is good to have financial flexibility but we also have to understand that, with great flexibility comes lower & less disciplined savings.

Despite the long commitment period, you will be able to guarantee yourself and your loved one’s eased financial burden in the future.

Ultimately as young parents we want to do what’s best for our child and family. So now, we need to ask ourselves again is saving and earning now or leaving the worry for the future better?

10/07/2020

06/07/2020

CPF is a good retirement and annuity scheme with high prevailing interests and control over spending for the elderly.

But there's a saying don't put all eggs into a basket. Diversify your monetary allocations so that you can have more control of choices over it.

SINGAPORE — The payout rules for the Retirement Sum Scheme under the Central Provident Fund (CPF) will change in 2020, with payouts lasting up to age 90 at most, instead of up to age 95 today.

04/07/2020

As a Financial advisor, your role will be providing solutions to help clients meet their financial needs by assessing every individual's financial situation.

Key responsibilities:
- To analyse clients needs and provide them with purposeful financial advisory services.
- To acquire new clients through your own means or through our dynamic and digital business development strategies.
-Actively promote and cross-sell a wide range of wealth management products; Structured Investment, Life Insurance, Personal and Commercial Insurance, Unit Trusts and Alternative Investment etc.

Requirements:
- Singaporean / PR
- Self-motivated, with a steadfast will to excel in a supportive environment.
- Diploma Holder
- Accreditation in CMFAS Module 5, 9 and 9A is highly preferred.
- Ability to effectively interact and communicate with a broad range of people.
- Pleasant personality and good learning attitude.

If the above sounds like what you desire to make your career and ready atop the financial industry, give us a call!

27/06/2020

HURRY ONLY 2 DAYS LEFT!!!
DO NOT MISS OUT!!!
15% Off Most Plans ending 30th Jun.

DM me to find out more 😁

20/06/2020

Wishing all Father's a happy Father's day 🎉🎉