iMortgage

26/05/2020

A light hearted, hypothetical but very real illustration done by one of our partners Derrick Ong to remind us on the importance of getting sufficient protection while we are looking at re-financing our property to save on monthly repayments.

21/05/2020

Good news for some, bad news for some.
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Negative interest rates are creeping into Singapore.

15/05/2020

Always have 6 to 12 months of emergency funds and this should cover unexpected retrenchments. For circumstances such as illnesses that will stop your income for a longer period, insurance is the only financial instrument to ensure financial security for your home.
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Five potential consequences of loan default. Tips on what to do if you're about to default and how to get out of it if you already have.

14/05/2020

Most mortgage insurances cover only death and permanent disability with the objective of reducing the premiums. However, the harsh truth is that the probability of contracting a critical illness in our life time is way higher than the probability of passing on prematurely. What's going to happen to your mortgage repayments when you stop receiving an income due to illnesses? Food for thoughts.

13/05/2020

Heartening to know that the authorities are doing what they can to provide temporary financial relief to the population in such dire times. If you require more information, you can contact us for information as well.

Singapore’s central bank said lenders will offer additional relief for consumers and companies battered by the sharp economic slowdown, including a freeze on mortgage and business loan payments and cuts to credit card rates.

16/03/2020

Good time to start looking to refinance or take an equity loan on your properties at a lower % rate now. PM us if you wish to know on how much you can save!

26/11/2019

Good news! With this, we're assured that our finances will not be crippled by a sudden hike in rates.

The chairman said low inflation expectations feed on themselves and make it tougher for the Fed.

03/11/2019

With many banks offering different home loan rates and varying terms and conditions, it can be a daunting task to decide which plan best suits your financial needs. Leave the difficult task to iMortgage as we partner with 16 banks. We’ll help with the comparison at no additional cost to you!