Holistic Wealth Planners

03/11/2026

“Eh—my Singtel shares are moving house?” 🧳📄

In today’s Moneyverse, a Singtel Special Discounted Shares certificate packs a suitcase and heads for CDP. The useful question is not “Must I sell?” It is: “Where will my shares be held after the transfer?”

CPF Board says the transfer is scheduled for 21 November 2026:

• If you already have an individual CDP account, your Singtel SDS will be transferred there automatically.
• If you do not, a designated CDP account will be created in your name to hold the Singtel SDS.
• If you want to keep the shares, no action is required.
• Sales will be temporarily paused on 19–20 November to facilitate the transfer.

Before deciding whether to keep or sell, check where the shares will be held, where dividends and any sale proceeds would go, and how the decision fits your goals and cash needs.

Visit us at Phillip Investor Centre Lite – Jurong East.
Blk 131 Jurong Gateway Rd #01-251(L), J CONNECT, Singapore 600131.

Directions and operating hours:
https://share.google/cyguxGBL6zsyBBbyg

No registration required. Bring your questions about the Singtel SDS transfer and the practical steps relevant to your own holding. Check operating hours before visiting.

Fictional AI dramatisation, not a client testimonial. General financial education only; not a recommendation to keep, buy or sell any security. Share prices can rise or fall.

Official information: CPF Board, “Update on Singtel Special Discounted Shares transfer exercise,” 17 September 2026:
https://www.cpf.gov.sg/member/infohub/news/news-releases/update-on-singtel-special-discounted-shares-transfer-exercise

25/10/2026

Giving back. Growing closer. ❤️

A tiring but fulfilling morning at Willing Hearts with the HWP family—preparing ingredients, packing meals and lending a hand wherever needed.

We helped for one morning. The team at Willing Hearts does this every single day. Respect and gratitude to everyone behind this meaningful work. 🙏

Then came a well-deserved Peranakan lunch, plenty of laughter and time to catch up beyond the office.

Proud of our team for showing up and giving their time and energy. Full plates, full hearts, stronger bonds. 💙

22/10/2026

A morning of giving back. An afternoon of coming together. ❤️

Our HWP team stepped away from the office to volunteer at Willing Hearts—preparing food, packing meals and lending a hand wherever needed.

The morning was tiring, but meaningful. What stayed with me was this: we helped for one day, while the dedicated team and regular volunteers keep this work going day after day. A heartfelt thank you for welcoming and guiding us. 🙏

Afterwards, we gathered over a delicious Nyonya lunch at Old Bibik’s, with plenty of laughter and time to catch up beyond work.

Thank you, team, for showing up with willing hands and caring hearts. Proud to share these moments with all of you. 💙

Growing together, giving back together.

20/10/2026

19/10/2026

Car can fly. Retirement still stuck? 🚗🚀

You can escape a traffic jam… but can you escape the rat race?

Work. Pay bills. Repeat. Sound familiar?

Financial freedom starts with knowing what matters to you, understanding your cash flow, and building a plan you can act on.

What would freedom mean to you: more family time, less financial stress, or the choice to work on your own terms?

Tell us in the comments. 👇

Visit us at Phillip Investor Centre Lite - Jurong East:
Blk 131 Jurong Gateway Rd, #01-251 (L) J CONNECT, Singapore 600131
https://share.google/PXLD8koPkOnAvGHR8



AI-generated visuals. For general financial education.

16/10/2026

14/10/2026

You earn well. You save regularly. You’ve been building your investments.

So why does “Will I have enough?” still linger?

Perhaps it’s because the same money now needs to do more.

Support your parents.
Give your children opportunities.
Pay for a comfortable home.
Eventually, let you slow down.

You can see your savings growing. But it may be harder to see whether they’re keeping pace with everything you want them to cover.

A useful starting point is to put your goals side by side:

💡 How much might each goal need?
💡 When will you need the money?
💡 What have you already set aside for it?

Even rough estimates can help you spot competing priorities, especially if you’ve mentally counted the same savings towards several goals.

You’ve worked hard to grow your income. Understanding what it’s building towards deserves some attention too.

Follow Holistic Wealth Planners for practical ways to connect today’s money decisions with retirement, family and the life you want.

08/10/2026

America turns the dial. Jason’s sofa feels it. 😳

Higher rates can affect borrowing costs, savings offers and existing bond prices—but Singapore rates do not move one-for-one with US rates.

Before reacting: check your loan reset, cash buffer and investment risks.

Visit us at Phillip Investor Centre Lite – Jurong East.
Directions and operating hours: https://share.google/cyguxGBL6zsyBBbyg

Educational only, not a product recommendation or a new rate-announcement report.

05/10/2026

Your salary can stop. Your bills don't.

In today's fictional Moneyverse story, Jason's household bills become impossible to ignore. Louis helps him put the first steps in order:

1. List essential monthly expenses.
2. Check how much accessible cash is available.
3. Review optional spending that could wait.

Map the next 90 days as a planning exercise. Your emergency-fund needs may extend beyond that, depending on your circumstances.

Visit us at Phillip Investor Centre Lite – Jurong East.
Speak with us about your financial priorities and how to prepare for income uncertainty.

Blk 131 Jurong Gateway Rd #01-251(L), J CONNECT, Singapore 600131
Directions and operating hours:
https://share.google/cyguxGBL6zsyBBbyg

General financial education only. The characters and scenes are not client testimonials.