12/06/2026
Rising costs are reshaping financial resilience in Singapore — and importantly, this is not limited to the broader population.
New findings from ’s latest Financial Resilience Index show that even among affluent households, financial pressures are becoming more pronounced.
🔍 What we’re seeing among affluent households:
• 76% say inflation has made it harder to cover monthly expenses
• 59% expect they may need to adjust their lifestyle if costs continue to rise
• While confidence is relatively strong (67% feel financially secure), only 27% believe they could sustain themselves for more than 12 months without income.
The findings highlight an important reality: higher income provides a buffer, but it does not fully shield against rising cost pressures or guarantee long-term resilience.
At the same time, we are seeing a shift in how affluent individuals approach decision-making. Adoption of generative AI tools is rising rapidly, with 74% of high-net-worth respondents using GenAI for financial decisions. GenAI can be a helpful starting point — enabling faster access to information and insights.
However, financial decisions are deeply personal and often complex, particularly for affluent households navigating wealth preservation, protection and legacy planning.
This is where thoughtful, professional advice continues to play an important role by helping individuals turn information into decisions that are aligned with their long-term goals and responsibilities. As cost pressures persist, building resilience remains a priority.
Read the Asia report:https://www.sunlife.com/content/dam/sunlife/regional/global-marketing/documents/com/sun-life-asia-financial-resilience-index-2026-en.pdf
