Pearlyn's Life Advisory Network

Pearlyn's Life Advisory Network All towards the dream of financial freedom

As a ChFC, I want to share and educate the idea of holistic financial portfolio; Insurance planning, Retirement planning, medical insurance, Investment, savings, estate planning, wealth management.

Some information for the upcoming changes to your DPS from 1st April 2021.
22/03/2021

Some information for the upcoming changes to your DPS from 1st April 2021.

Own doctor vs panel doctor. Medical plans are changing its structure and most Ins no longer offer full coverage. Existin...
09/03/2021

Own doctor vs panel doctor. Medical plans are changing its structure and most Ins no longer offer full coverage.

Existing clients’ policies will change to the new structure and are subjected to 5% co-insurance.

Good read. 5 Factors that affect hospital claims. And these are also the reasons why integrated plan’s policy structure ...
01/03/2021

Good read. 5 Factors that affect hospital claims. And these are also the reasons why integrated plan’s policy structure is changing.

Children’s education might be the best gift you can give your child! Few easy steps to plan ahead! 👩🏻‍🎓👨🏻‍🎓
26/06/2020

Children’s education might be the best gift you can give your child! Few easy steps to plan ahead! 👩🏻‍🎓👨🏻‍🎓

COVID-19 has given us many new experiences. One of the unique experience it has given some of us is a preview of how ret...
13/06/2020

COVID-19 has given us many new experiences. One of the unique experience it has given some of us is a preview of how retirement can be due to the pay cuts and forced no pay leave but less of the traveling😢.

It may not be the ideal way of experiencing retirement🤨 but it has given us a glimpse of what retirement life can be. Either being stress-free as you know your savings are in a good range 🏖 or worry about finances & looking for financial aids 🧮

Remember that retirement isn’t 2 months, it’s 2 decades!

'ABCs of Retirement Planning' 📕provides 6 simple guides that will help you with a clearer visual of your retirement!
1. Know your expenses
2. Set a Retirement Goal
3. Understand inflation
4. Estimate retirement shortfall
5. Working backwards
6. Make adjustment

MAS and MTI are expecting inflation to remain subdued, keeping to its 2020 forecast range for both core inflation and ov...
27/05/2020

MAS and MTI are expecting inflation to remain subdued, keeping to its 2020 forecast range for both core inflation and overall inflation of minus 1 per cent to 0 per cent.

SINGAPORE - With consumption stymied by Covid-19 circuit breaker measures, overall inflation in Singapore turned negative in April for the first time since October 2016 on a sharp drop in car prices, while core inflation slid deeper into the same territory, official data released on Tuesday (May 26)...

Are u expecting your family (esp children) to take care of u when u retire?? Why not just plan ahead for yourself when u...
22/05/2020

Are u expecting your family (esp children) to take care of u when u retire?? Why not just plan ahead for yourself when u are young, and have time to invest and save up!

No money to save is really not an excuse..

Nearly half of Singaporeans expect their family to care for them in retirement, according to a survey by St. James’s Place Wealth Management Asia.

Have you done up your CPF nomination?? It’s now available via online application!It’s so easy and hassle free! Remember ...
20/05/2020

Have you done up your CPF nomination?? It’s now available via online application!
It’s so easy and hassle free! Remember to find 2 witness to do the declaration for you. ✌🏼

A CPF nomination provides CPF members with the option to specify who will receive their CPF savings, and how much each nominee should receive upon their demise.​

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