Judith Chew & Associates

08/05/2024

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24/08/2021

For any stock you purchase, you should do a stock valuation to determine if its current market price is too expensive or a good bargain.

19/07/2021

The "Rule of 72" approximates how many years it will take for your money to double, given a fixed interest rate. The higher the rate, the more you'll earn.

16/07/2021

Is MediShield Life sufficient to cover your medical expenses? Do you need to be concerned about healthcare coverage even if your employer has previously provided you with some medical coverage?

Even having MediShield Life and Employee Medical coverage, it's still vital to get a health insurance plan. Most importantly, why you should acquire it while you're still young!

. SPONSORED POST DECLARATION: This content was paid for by Raffles Health Insurance, a private healthcare insurer. Click here to find out more. ***** The first time I learnt that I had a tumor growing in my lungs was in 2018. I had been struggling with a persistent bout of pneumonia; the disease had...

15/07/2021

There are always lot of questions on how to invest, so take a look at this article to see if it help you with any of your future investment decision.

It's possible that you'll find it useful, but it's also possible that you won't. What are the chances?

You don't earn alot of money, but you still want decent growth and don't want to spend 6-8 hours a week looking at the stock market. We've got your answer.

13/07/2021

Varying retirement gurus have suggested various guidelines for how much you should save: around $1 million, 80% to 90% of your yearly pre-retirement income, and 12 times your pre-retirement wage. But how can you know what's best for you? And how can you tell if you're on the right track?

Let's find out more. 😀

Figuring out the golden number(s) of retirement.

12/07/2021

Sit down and take an honest look at your complete financial condition before making any investment decisions, especially if you've never established a financial plan before.

Consider these areas of importance before investing, as well as how to avoid frequent traps, before making any decisions.

It’s safe to say that 2021 has been an eventful year in the world of investing. We had the headline-grabbing and meme-worthy rise of GameStop, and the rollercoaster ups and downs of the crypto markets, all while global stock markets broke new highs

08/07/2021

Death, like taxes, is unavoidable, but most people prefer not to think about it. If you have loved ones who rely on your income, however, making sure you have the necessary financial resources in place, including life insurance, is critical.

Life insurance can help your loved ones manage their day-to-day living expenditures by covering funeral and burial costs, paying off remaining debts, and covering funeral and burial fees. Here's how to assess your coverage needs if you don't have life insurance or if you have but aren't sure if your policy is adequate.

Do you know exactly what you're covered for with your current insurance plan? Here's how to find out how much life insurance you need.

07/07/2021

It is good to have a basic understanding of insurance so as you listen to your financial advisor, you are able to grasp an understanding on what are your needs and what is suitable for you.

Do check this out and expand your insurance knowledge 😉

Insurance protects you, your family and things you value from financial loss. Learn how insurance works, what to look out for, and why you should compare first before buying.

06/07/2021

In today's environment, there are two ways to make money. The first option is to work for a living, either for yourself or for someone else. Another strategy to expand your fortune is to invest your assets in order for them to rise in value over time.

It's never too late to start investing. You may be well into middle age before you realise that time is flying by and that you need to make plans for old age and retirement. If you wait too long to create investment goals, fear may take over, but once you get started, it should fade away. Whatever your age, income, or viewpoint, keep in mind that all investments begin with the first dollar.

Those who invest for decades, on the other hand, have an edge, since their wealth grows, allowing them to live a lifestyle that others cannot.

Tired of hearing all about how you should invest when you don't even know the basics? Here's what investing is - and how you can (finally) get started.

05/07/2021

When it comes to financial planning, investment-linked policies (ILPs) are a contentious matter. Many of its critics feel that investment and insurance should be kept separate because they are two distinct products with distinct goals.

ILPs, on the other hand, continue to be popular among buyers and have become a staple of any insurer's product lineup.
The source of contention is the structure of ILPs. On the surface, ILPs appear to be an investment product with insurance components, providing policyholders with the "best of both worlds" benefits.

How do ILPs actually work, aside from hearing mixed reviews about them? Here's a quick breakdown on investment-linked policies!

02/07/2021

Because of our aging population, critical illnesses (CI) are becoming more common in Singapore. There are 37 CIs in the usual definition, including severe malignancies, strokes, and kidney failure.

With an increase in the number of persons who have CI, many Singaporeans are required to have a thorough grasp of CI insurance coverage. However, it appears that CI knowledge is not as broad as one might think.

Critical illness insurance: 5 misconceptions about CI and protection. Here's more about GREAT Life Advantage and Complete MultiPay CI Plus Advantage Rider.