Abel Chin Nian Phong

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Not your average advisor. Finance is always evolving, and we strive to

31/10/2026

total transformation phase 2: aug26 - oct26 (swipe to last for new dp)
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so 3 months in as a personal trainer with TSquared Lab , its safe to say the mental transformation is definitely more than the physical one. logging macros, tracking exercises, daily weigh-ins and recovery (sleep, steps, cardio, no alcohol) have been running on autopilot, but the roles-switching, trainer-client POVs, and cueing tips from mentors and colleagues have, and are still, transforming the mind.
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learning and doing the exercises properly, is just the first step. teaching someone else to do them, accommodating the bodily and exercises limitations, adapting and progressing them, safely and consistently, thats a whole new level entirely of itself. i am beyond grateful to my bosses and mentors Ong Chen Xu Firdauz joshua jon Farhan Gan Derek Tan to be able to given this opportunity to work on my body and my mind, before helping others to work on theirs.
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so.. who else is up for YOUR own transformation?

24/10/2026

23oct2020 - 23oct2026:
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what 6 years of marriage taught me (in no order of importance)
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1) happy wife, happy life:
cliched because its true. there’s a reason you married her, there’s a reason she married you. its the same reason; both of you believed you are happier together, in each other’s lives. but somebody has to start, so be a man and take the initiative.
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2) happy family, happy wife:
families mean alot, for everybody. you didnt just marry her, you married her family, her friends, and her whole life. getting along is a given; building good relationships score takes effort and time. the earlier you start, the better off everyone will be.
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3) talk more, talk nice:
yes actions speak louder than words, but actions can (and will be) be misinterpreted. also, its not so much WHAT you say, but rather HOW you said it. so many unnecessary conflicts can just be resolved, just by speaking up, more often, with a nice(r) tone.
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4) effort counts, more than you know:
the little things count more. helping out with chores, planning dates, cooking, and surprising her (sometimes simply remembering and doing the things that she mentioned before, is a surprise to her). she is someone who is not big on grand things, but she notices all the little things, and they add up and mean so much more.
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5) sorry solves everything:
genuinely, admitting and showing, i am sorry. no one is perfect, but also no one can always see how their actions negatively affected the people around them. yes 2 faults does not make a right, but admitting and owning up first, doesnt cost a pound of your flesh, plus also makes you, and everyone else feels better.
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6) better everyday:
not always literally, but it must be an upward trend. being married 6 years, it has its fair share of ups and downs, but i can say we are stronger (physically and mentally), more grateful (of each other and our families), and more forward-looking (to better and more exciting times), together, today, as compared to the 2020 newly wed versions of ourselves.
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happy 6th anniversary,
here’s to forever more,
i ❤️ you.

09/09/2026

swipe for my transformation: 30april - present (ongoing):
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so this is what it feels like. after first walking into a gym at 15, to achieving a physique and fitness i have never managed in the next 20 years, in just 12 weeks.
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what a surreal feeling. the kind where you are occasionally reminded by google/photos memories about how you looked, what you did, and what you thought you knew towards health and fitness. if i really know and did so much, why did i not look and feel, what i expected to look and feel?
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as with many things in life, good things happen,
not to those who “want it”,
not to those who “take it easy”,
and not to those who “dont think too much.”
they happen to those who can follow instructions from professionals, and track their own progress diligently.
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i am your living walking real life case study. i followed a nutrition and training program (not 100% but close enough) from my brother Chin Nian Kang who also happens to be a proven personal trainer running his own company Lifelong Training University , and 11 weeks later, i get to see the results of what happens when you do it yourself vs you trust and follow instructions from a professional.
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and yes, i also have transformed to become one myself with blessings and under mentors at TSquared Lab. DM for consults or simply if you want to know more 💪🏻☎️
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25/08/2026

so, i crashed.
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this one shook me the most. i passed out, woke up briefly, passed out again, and woke up again, with no recollection of that entire period. that day passed in a literal blur, waking up in the hospital with my brother Chin Nian Kang by my side, drifting in and out of sleep before getting the all-clear from CT scans and such to be discharged. hopped from woodlands hospital, to my brothers place, back to my place, before my parents came. i could barely rmb what happened in between. when Rachelle Ling | MDRT and aurelia came back from their cruise, i felt a familiar rush return: i am home.
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woke up at 2.30am wide awake and went to the living room. a wave of emotions overwhelmed me and i broke down. i guess my mind finally caught up to reality, and also; what if you never woke up? i shuddered. i thank every single one of my friends who were beside me and helped me Kevin Lim Alfred Priscilla Goh Bernard i am still here typing this because of you 🙏🏻🫡
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its already been 2 days since the incident, but the journey is far from over. the body may recover earlier (only facial wounds, no fractures, no muscle/tissue/bone damages), but the mind will take abit longer this time.
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thank you everyone for all the concern and words of encouragement, i will be back, stronger and hopefully wiser 🙏🏻❤️‍🩹

10/06/2026

⚫️ new frame day 🔴
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so 2025 i got my first mtb from the good folks at believe it or not, it was my first bike bought from a local bike store brand new. on hindsight, it turned out to be one of my best decisions.
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the bike was a blast⚡️every ride brought me beautiful memories. it was this bike that truly opened my eyes to the pure joy and happiness of riding free, and with the best crew . no roads, no rules, go wherever you want, whenever you want.
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in 2026, there was a crash in the trails 🌳 and fortunately or unfortunately, the bike sustained more lasting injuries than me. the top tube cracked, but my heart was broken into pieces. all things considered it could have been worse, but somehow it still felt like i had lost something forever.
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it was under warranty from but exact frame in the same color and size was not available, and boy, was it a pleasant surprise to see the replacement, in its full candy gloss red, 3 days later after i handed in the damaged bike. of course it started 🌧️ , almost beckoning me to “baptize” it, so i rode it home, grinning like a kid who just got his first bike.
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thank you for giving it a new lease of life, have been nothing but excellent in their service from the beginning. here’s to more adventures in the trails, overseas, wherever, and whenever🍎
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10/05/2026

i cried in front of our daughter for the first time, on mother’s day.
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pictures and words can tell a story as contrasting as night and day. the past week have been extra long and trying, even with family support. work has been busier with admin/logistics in the day, and online/physical meetings at night, in between chores, meals, and finding whatever available time left for workouts/rides.
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after went overseas last week, suddenly there are 1001 things that needed my attention, with varying levels of urgency. even after having the blessings to rely on the strong support of my parents and her mum, i realised there is still not enough time to finish everything.
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last night was the breaking point. waking up 3 times to attend to a screaming and crying 3yo girl who is so emotionally attached to her mother, just built up the boiler pot of stress and frustration that finally exploded at 7am in the morning. she screamed, i yelled. she cried, i still yelled. she ran out of tears, and mine just opened up.
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every time when she has been by my side, i have been well-shielded from this tsunami of chores, responsibilities, and stress. yes i get the glam part; the sunday bondings with our daughter, the familiar face before and after her school, our candid on-bike interactions. the late night ironings and laundry, keeping on top of household finances, supplies and groceries, and the mental and physical demands on top of running her own financial consultancy service serving 500+ clients and families.
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the full picture is unseen by anyone except me. with her around, the 1001 things becomes just 1: whatever she asks me to help her with. this mother’s day i again have 1 job: to put down all my recognition and gratefulness into something worth reading and looking back upon, in the non-mothers’ days of the year.
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happy mothers’ day to the mother of a dragon, ❤️

31/03/2026

🚴‍♀️cycling buddy series (CBS): episode 2 ⭐️
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a bit more prodding to hold a proper 2 way convo amidst her munching on fruits 🍓and me navigating Punggol’s narrow cycling pathways. watch till the end for a not-so-subtle roast from the little one🥴
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caption edits from my biggest supporter as usual

24/03/2026

🚴‍♀️ cycling buddy series (CBS): episode 1 ⭐️
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so if y’all know, we’ve been sending and fetching our daughter to and from school on our bike for almost 2 years now. at first it was just to save time (her school is a good 20+ mins walk), but more often than not these days we’ve found she loves these little moments on the bike. be it singing, telling me about her day, or simply just quietly enjoying the wind in her face (“its so windy”before radio silence until reach school/home)
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before she outgrows the bike seat and the bike, here’s the start of documenting something we both hope we can look back on, to the simple joy of riding a bike and spending precious time and interactions with our (not-so-baby) baby girl.
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special thanks to le wifey for the caption edits, the constant support (and naggings sometimes) and for making this out of our chats 🥰

23/02/2026

Postcards from visiting.

07/01/2026

一月八号，
2026，
又过了一年，
又大了一岁，
辛苦了一时，
努力了一刻，
就是为了这些留意，
这些照片，
这个家庭。
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其它364天，
就照着去生活，
就这一天要特别，
再次重拾童年时光，
再次爱上你内心的小孩。
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2026 marks the 8th year of celebrating your birthday, and doing life with you. the more we understand each other, the more differences we uncover, and also the many surprising similarities we share. we do our best for each other, support each other, and always want the best for each other. there’s nothing more i can ask for from someone i have chosen to walk my life’s journey with.
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looking ahead for 2026, i wish for you many things, but one stands above all: for you to stay healthy. with that i know all the good things in the world would bless you and bring you success and happiness, in your career, with our little family, and all your loved ones.
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happy birthday ao pi ❤️

Address

City West

Telephone

+6597247383

Website

http://abelchin.assured.sg/

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