01/10/2026
“It’s only €10.”
And sometimes, it really is. 😅
The problem starts when all those €5, €10 and €20 expenses were never part of your plan in the first place.
When you’re preparing to study abroad, it’s easy to calculate the obvious costs: tuition, accommodation and maybe transport.
But your real student life will also include groceries, coffees, study materials, trips, subscriptions, nights out and those random expenses you can’t always predict.
A good budget isn’t there to tell you not to spend money.
It’s there to help you understand how much you can realistically spend without constantly wondering if you’ll make it to the end of the month.
With a FINS Study Budget Session, you can look at your expected expenses and income together with a financial assistant and create a budget tailored to your study plans.