Cannabis Surety Bond Program

24/09/2026

Congress is taking another run at the cannabis insurance problem. The CLAIM Act, reintroduced in the House last week with a Senate companion already filed, would give insurers and sureties a federal safe harbor for serving state-licensed cannabis businesses. It would not force anyone to write the class, and it would not change a single underlying risk.

Our new essay looks at what the bill would actually do, why cannabis coverage still lives almost entirely on surplus lines paper, and the surety angle that the coverage debate keeps overlooking: the states themselves require federally regulated sureties to guarantee the tax obligations of businesses that remain federally unlawful.

Cannabis, ma*****na and h**p license bonds in every state that requires them: CannabisSuretyBonds.com

The 2026 CLAIM Act would shield insurers serving legal cannabis businesses. What the federal safe harbor changes, and what it does not.

21/09/2026

Cannabis and ma*****na surety bonds, state by state, in one place.

Surety One, Inc. has launched CannabisSuretyBonds.com, a bilingual resource for licensed cannabis, ma*****na and h**p operators who have to post a surety bond to get or keep a license.

What is on the site:

A page for every state that requires a cannabis or ma*****na license bond, with the bond amount, the obligee, the statute or rule behind it and links to the primary sources
Bond requirements by license type: dispensary, grower, processor, testing laboratory and vertically integrated licenses
H**p bonds in Georgia, Ohio, Colorado and the California counties
Fidelity bonds for a cash intensive industry
A free operator's guide in English and Spanish, with no sign up
An online application that goes straight to an underwriter

From California's $5,000 license bond to Florida's $5,000,000 treatment center bond, the rule is the same: a bond is a credit instrument, not insurance for the operator, and the wording of the form matters as much as the amount.

The program was founded by C. Constantin Poindexter, MA, JD, CPCU, AFSB, ASLI, ARe, AINS, AIS, CPLP, CICS, a Cannabis Insurance Coverage Specialist, attorney and surety underwriter for more than thirty years. No applicant is automatically declined.

https://cannabissuretybonds.com

*****naBonds **pBonds

Cannabis and ma*****na license bonds, state by state. Amounts, statutes, underwriting and a free operator's guide from Surety One, Inc.

08/06/2026

New free resource: The Cannabis Operator's Guide to Surety & Fidelity Bonds

Cannabis operators face a bonding landscape that almost no standard surety market understands — and the requirements don't stop at the state license bond. Cultivators, processors, distributors, dispensaries, testing labs, and delivery operators each carry their own exposure, and the difference between a properly structured program and a generic one shows up the moment a claim or an audit does.

We put together a practical reference that cuts through it. It covers what regulators actually require, how license and tax bonds work in cannabis-legal states, where fidelity coverage protects you against employee theft (a real and rising exposure in a cash-heavy industry), and how to avoid the underwriting pitfalls that get cannabis applicants declined or overpriced.

No sales pitch, no gated funnel — just the reference we wish more operators had before they signed their first bond.

We're offering it free to any operator, broker, or attorney working in the space. Request a copy at [email protected]

Surety One, Inc. — Surety Bonds • Fidelity Bonds
1-800-373-2804

05/04/2026

Happy Easter from Surety One, Inc.

May your day be filled with peace, joy, renewal, and the blessings of the season. We wish you and your family a beautiful and happy Easter. 🌷🐣

10/03/2026

https://suretyone.com/cannabis-business-surety-bonds

Surety One, Inc. underwrites the surety bonds required by states and municipalities for ma*****na cultivation, dispensary, testing lab and delivery operations for both medical and recreational use in all states where permitted by law.

04/03/2026

Gov. Tony Evers asked the state’s U.S. Senate and House members to ‘prevent the negative impacts’ of a forthcoming intoxicating h**p product ban.

03/03/2026

Chag Purim Sameach!” חג פורים שמח, . . . Happy Purim holiday!

19/01/2026

Happy Martin Luther King Jr. Day from Surety One, Inc. Today we honor Dr. King’s enduring legacy—his courage, his moral clarity, and his unwavering call to build a more just society. His message still matters: service over self, dignity for every person, and progress through principled leadership. May this day inspire meaningful action in our communities and workplaces.

02/01/2026

As we welcome 2026, everyone at Surety One, Inc. extends our sincere thanks to our clients, partners, and supporters. Your trust fuels our commitment to reliable surety support, responsive service, and long-term relationships. May the New Year bring you health, prosperity, and success in every project and business endeavor.

Al recibir el 2026, todo el equipo de Surety One, Inc. agradece a nuestros clientes, aliados y colaboradores. Su confianza fortalece nuestro compromiso con el ámbito afianzador, un servicio ágil y relaciones duraderas. Que el Año Nuevo les traiga salud, prosperidad y éxito en cada proyecto y meta empresarial.

Here’s to a strong, secure, and successful year ahead.
Por un año sólido, seguro y lleno de logros.

24/12/2025

Happy Holidays from all of us at Surety One, Inc. Wishing our friends, clients, families, and partners a joyful season filled with peace, gratitude, and new opportunities in the year ahead. Thank you for your trust and continued support.

Felices Fiestas de parte de todo el equipo de Surety One, Inc. Les deseamos a nuestros amigos, clientes, familiares y aliados una temporada llena de paz, alegría y gratitud, y un nuevo año de prosperidad. Gracias por su confianza y apoyo continuo.