Financial Advisor Bartosz Lewandowski

Strona główna
Polska
Gdansk
Financial Advisor Bartosz Lewandowski

Financial Plans📋Loans💸Insurances❤️‍🩹Tax consultations📈Reducing the costs of financial contracts💰

15/04/2024

🤯 The first loan, and in particular the mortgage, can be quite a challenge. The number of documents that need to be prepared discourages a lot of people – UPO, certificates of earnings, non-indebtedness, information about current debts, PITs and can be exchanged endlessly.
What’s more, every bank has its own individual customer profile and not every bank will give you such a loan.

😎 With the first loan – cash or mortgage – it is worth using the service of financial advisory. First of all, I will check your creditworthiness and assess whether and what opportunities you have for obtaining financing. If necessary, I will suggest how you can improve your creditworthiness. The higher the score, the better the score. He will also check the most advantageous offers for you along with their discussion – remember that you decide and the choice of the offer is solely your decision and the potential co-borrower.
The next step is to hand over the documents necessary for the loan, and I take care of the rest – I act on your behalf and make every effort to ensure that your involvement in the process is as small as possible. What matters is your comfort and convenience, and I'll take care of the rest.
After obtaining a positive decision and fulfilling the conditions for withdrawal, it will be necessary to visit the bank to sign the loan agreement, to which we go together in order to clarify all the provisions and dispel doubts if they arise.

🧐 Do you already have an eye on the property? Maybe you're still looking?
I will also help you with this together with a real estate expert :)

Contact me and we are working!
📞 +48 519 042 625
📧 bartosz. lewandowski@phinance. pl

11/04/2024

🙂 The service of a financial advisor in Poland is not as popular as it might seem. Many of us have fears, which is normal, because we are afraid of the unknown, because we are afraid of judgment or because we do not want to tell a stranger about our personal or material situation.
🤔 Is it right?
By definition, the role of a financial advisor is to protect your assets and provide financial security for you and your loved ones. Empathy, understanding and individual approach are essential elements of the main tasks of a financial advisor. Each of us is different, has a different history and situations are different. Assessing anyone on the basis of their liabilities, assets or life circumstances would be inconsistent with the mission of being a financial advisor.
A financial advisor helps and supports not only existing contracts, but also planned ones such as mortgage loans.
😎 This is the kind of commitment that you have to prepare for, collect documentation, and very often it requires improving your creditworthiness, which I will not build up just like that. In addition, it takes care of the level of basic knowledge in the field of finance, will explain more difficult issues or indicate potential risks when investing.

🤑 My services, full knowledge, experts and financial advice 24/7 remain FREE, which our neighbors cannot say.

💪 So what's stopping you from cooperating? Let us know in the comments!
Just write to me or call me – I will be happy to meet you and together we will take care of your finances.

Contact
📞 +48 519 042 625
📧 [email protected]

08/04/2024

😏 Financial commitments can be problematic. Especially when they start piling up and overlapping eachother. We fall into a loop where we take a loan to repay another loan, which leads to even bigger problems and does not lead to a solution. What to do, how to live?

☝️ First of all, you have to get everything in order. List all liabilities (to whom, where and when and which are the most important), and with credit liabilities,it is worth thinking about consolidation. It consists of combining all credit obligations into one, with one instalment. The consolidation rate may be of thesame value as higher and lower. It depends on whether we want to shortenthe loan period or whether we want financial relief – nothing prevents us from overpaying such a loan, but everything depends on the financial situation.

Contact
📞 +48 519 042 625
📧 [email protected]

04/04/2024

🤔 Are you thinking about buying a property in Poland?
Don't know the market, prices or are you afraid of overpaying?
You couldn't have hit better!
😎 Working with me doesn't just benefit you and your finances – I give you access to many other professionals, including a real estate advisor. What is his role in the process?
👉 A real estate specialist supports you in the purchase and sale of real estate, after prior analysis of your needs in the indicated scope – will collect such information as budget, square footage, location, floor, parking, primary or secondary market. During the analysis, you can also provide information about your needs yourself – the more information you provide, the better – this will make it easier to find your dream apartment or house. Such an advisor will make a selection of available offers – both those public and those not available anywhere else – and then come back to you with information and if any of the offers interest you, arrange a meeting with the seller.
💪 And we do not stop there – together with a dedicated advisor, we will guide you through the entire sales process, from verification to paper formalities. It couldn't be simpler :)

I invite you to cooperate.
Contact
📞 +48 519 042 625
📧 [email protected]

01/04/2024

🙂 If you are running your own business or business, there is a high probability that you have taken advantage of a leasing, business loan or working loan or are considering such a solution in the future.
🤓 Did you know that part of the installment – more precisely, part of the interest installment – can be put into the cost of earning income?
Revenue-generating costs are costs incurred to generate revenue or to secure a source of revenue (with the exceptions set out in the Act), specifying that revenue-generating costs do not include expenses incurred on borrowed loans, except capitalised interest on these loans.

🤔 What does this mean for you, an entrepreneur?
You will not receive a refund of this part of the installment in the form of a transfer or form, but the amount of the interest installment will decrease your income, which is strongly correlated with the amount of tax and ZUS contributions you should pay. An additional factor that can give you greater benefits is the PKD of your business activity and the purpose of using the leased item.

Contact
📞 +48 519 042 625
📧 [email protected]

28/03/2024

🐥 I would like to wish everyone a Merry Easter! Spend this time in the best company and without sorrows. A good rest, a tasty egg, a crazy and unique wet Monday and just sunny, peaceful and wonderful days.

25/03/2024

🙂 Professional liability insurance provides protection in the event that third parties may be injured. Then the financial responsibility is transferred from us to the Insurance Company. In some professions such insurance is mandatory and must be in possession of it before you start working. But there is nothing to prevent you from taking out such insurance additionally, despite the fact that our profession is not on the list of covered professions. It is not worth exposing yourself to additional costs and stress. Depending on the profession, the minimum amount of insurance varies.

☝️ If you are engaged in a profession covered by compulsory occupational insurance, you should remember about the regularity of contributions and the validity of the policy, as the absence of occupational liability may even be associated with a ban on practising the profession.

Contact
☎ +48 519 042 625
📧 [email protected]

18/03/2024

🏠 Buying real estate insurance is a mandatory procedure to obtain a mortgage loan and it is required by banks as collateral. Such a policy in its basic version protects against the consequences of a random event, such as: fire, flooding or construction disaster. The bank requires protection of walls and fixed elements of real estate, but often this is not enough - as a financial advisor I recommend to my clients to take care of other risks. Often it costs a dozen zlotys more, but thanks to it you are calmer.
🛠 If you are just building your house, the bank can give you a mortgage loan. In this case, the security will be life insurance – you have to transfer such insurance and the beneficiary will not be the person indicated by you, but the bank. In the event of your death, the funds from the life insurance policy will be taken over by the bank, and your loved ones will not be burdened with any potential liabilities that you have left to repay.

👉 If you are planning a house stand, a mortgage or you would like to insure your apartment – I invite you to cooperate.

Contact
☎+48 519 042 625
📧[email protected]

14/03/2024

🚗 Motor vehicle liability insurance (liability) is mandatory for every owner of a motor vehicle, which results from the Act. At the time of a road accident (e. g. a collision, an accident), the insurer pays out the insurance funds, thanks to which our budget will not suffer. The scope of insurance is identical, regardless of the price and the company with which we insure. In turn, AC insurance, i. e. autocasco, is voluntary, and its scope is fully selected by us. When it comes to valuation, various factors are taken such as the age of the car, age and seniority of the driver, brand, mileage or place of registration of the car.
😎 With OC, the rule is simple, the cheaper, the better. However, when choosing AC, it is best to check the ratio of quality and range to price.
In the field of motor insurance, regardless of the number of risks, it is worth talking about it with a financial advisor.
Do you have questions? Go ahead!
Contact
☎+48 519 042 625
📧bartosz. [email protected]

11/03/2024

💰Insurance — a word familiar to everyone. It comes in different variants — for life, communication, civil liability and you can list many of them. Interestingly, the least popular, but also the cheapest insurance is travel insurance.

🤓For a small cost, you can comprehensively take care of your dream holiday or long-awaited holiday. You will insure yourself in the event of an emergency or cover the potential costs of treatment in a hospital or other medical facility together with civil liability up to the amount indicated by you. Such a policy gives you the opportunity to insure your luggage, sports equipment and the costs of the trip itself, if you are unable to go on an organized trip in the event of a random event.

🤔You don't want extra costs, because the trip itself cost a lot?
I am convinced that travel insurance from 9 PLN per day will not strain your budget any more, and there is nothing valuable from feeling safe and being able to get help if needed, and being far away from home.

😎Write to me or contact me directly to know the offer prepared exclusively for you!

Contact 📞
+48 519 042 625
[email protected]

07/03/2024

💰Refinancing a loan is nothing more than transferring a loan (obligation) to another bank. It consists in the early repayment of the current loan by means of a new loan, launched in another bank.
🤓The benefits of refinancing a loan can be many — shortening the loan period, reducing the instalment or interest rate. In addition, you can recover part of the insurance funds for the unused period of coverage or part of the commission. Refinancing the loan itself is no different from the standard credit process – you still need to have creditworthiness, a valid ID or a certificate of employment and earnings.

☝In addition, a credit holiday plan for 2024 has recently been approved, which may be a beneficial solution for those who do not have credit capacity. More on this topic will appear in upcoming publications — watch carefully 🙂

😎My role, as a financial advisor, is to clarify any doubts, answer any questions that bother you, take care of all the formalities for you, support throughout the process and provide full service throughout the loan period.

Contact 📞
+48 519 042 625
[email protected]

04/03/2024

☂️ Life insurance protects not only you, but also your loved ones. The policy may provide security for a mortgage if you are absent, and the funds will be used to repay the obligation.

🫣 In the event of sudden illness and unwillingness to work, you will not be left without means of subsistence.
It should be remembered that the policy may cover not only life, but also health or damage to health.
At a small cost, you can transfer such risk to the Insurance Company for a fixed period of time or for life.

Just as you take care of your family, your car, your home - secure your life ❣️

Contact me 📞
+48 519 042 625
[email protected]

Adres

Słowackiego 2B/2
Gdansk
80-257

Telefon

+48519042625

Strona Internetowa

https://www.linkedin.com/in/bartosz-lewandowski-085531140/

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