Dubai Islamic Bank Pakistan

Dubai Islamic Bank Pakistan To be the most progressive Islamic Financial Institution in the world. The parent company DIB is a listed company in Dubai.

Dubai Islamic Bank Pakistan Limited (DIBPL) is a wholly-owned subsidiary of Dubai Islamic Bank UAE (DIB). The Bank has maintained its position as an innovative solution provider to all the financial needs of its customers, in accordance to Shari’a. DIBPL was incorporated in Pakistan as an unlisted public limited company on May 27, 2005 under the Companies Ordinance (1984) to carry out the business

of an Islamic Commercial Bank in accordance with the principles of Islamic Shari’a. The State Bank of Pakistan (SBP) granted a license to the Bank on November 26, 2005 and subsequently the Bank received the Certificate of Commencement of Business from the Securities and Exchange Commission of Pakistan (SECP) on January 26, 2006. The Bank commenced operations as a scheduled Islamic Commercial Bank with effect from March 28, 2006. In recent years, DIBPL management has taken initiatives towards bringing excellence in its organizational operations. Apart from aligning the processes with its improved Vision, Mission and Values; DIBPL has initiated launching of New Products, New Branches, Learning & Development Interventions and Continuous Improvement in Systems and Processes. DIBPL stands today at 243 locations (200 branches and 43 branchless banking booths) in 62 cities across Pakistan. As an Minimum Capital Requirement (MCR) compliant Bank, the DIBPL enjoys a short-term credit rating of ‘A-1’ and long-term credit rating of ‘AA-’ with a “Stable” outlook, indicating the bank’s robust position in the industry. The Bank continues to reaffirm its commitment to Pakistan with new branches and absolutely Halal & Shari’a compliant new products and services. Aside from providing comprehensive banking services, DIBPL takes on the role of both an investor and a facilitator to serve as a catalyst for further Foreign Direct Investment (FDI) in the country. Pakistan exchequer has benefitted from over US $130 million of FDI from DIBPL alone. The Bank continues to play an active role in developing the market of Islamic commercial paper in Pakistan by participating in all major Sovereign Islamic Sukuk issue from the Government of Pakistan as well as Sukuk issue from the private sector. DIBPL has been very active in attracting FDI from the UAE corridor. In fact, the Bank is already working closely with a number of UAE based large business corporations such as Dubai Ports, Nakheel LLC, and Emaar in identifying opportunities and channeling hard flows into the country. The Bank has also been actively involved in bringing global brands to Pakistan and is honored to act as the sole financial adviser for various global franchises operating in Pakistan. DIBPL is the first Islamic Bank in Pakistan to be offering Priority & Platinum Banking and the most extensive & innovative portfolio of Alternate Distribution Channels (ADCs) which includes VISA ATM/Debit Card, Internet Banking, SMS Banking, Phone Banking, Mobile Internet Banking, Inter Bank Fund Transfer and over 97 ATMs & CDMs across Pakistan. DIBPL is currently one of the most active players in the Consumer Autos and Home Finance industry with the combined portfolio standing way above PKR 10 Billion. DIBPL continues to strive and expand its sphere of World Class Banking expertise in Retail, Corporate, Trade and Investment Banking services across Pakistan. The Bank’s endeavor since inception has been to provide a variety of unique and Shari’a compliant products and services to all customers. In this respect, DIBPL has had first-mover advantage in a variety of Islamic banking services such as Priority Banking, Platinum Banking, VISA Debit Card, BancaTakaful, Branchless Banking and Cash Management Services. Being an Islamic Bank, DIBPL has not only been a provider of “halaal” employment opportunities to young business and commerce graduates, but has also contributed to social development through its charity fund to leading charitable foundations. This includes providing support to hospitals providing medical treatment to the indigent and flood relief programs. DIBPL aspires to be the leading Islamic Bank in the industry through branch expansion, introduction of innovative & comprehensive products, effective compliance and cost control measures, induction of qualified Islamic banking professionals, implementation of state-of-the-art banking system, maintaining complete transparency and high ethical standards in its dealings with customers. Enhancing its reputation built on the guiding principles of ethical and responsible modes of banking and finance, Dubai Islamic Bank Pakistan remains exceptionally well-placed to meet the banking challenges as it strives for excellence in the provision of Islamic Banking for today’s world. With path-breaking vision and bold strategies, Dubai Islamic Bank Pakistan endeavors to enhance its status as an industry leader committed to the goal of providing "the better way to bank".

Empowering Pakistan’s Gig Economy: DIB Pakistan & Pocket Money PartnershipKarachi, Pakistan-June 03, 2026:In a landmark ...
03/06/2026

Empowering Pakistan’s Gig Economy: DIB Pakistan & Pocket Money Partnership

Karachi, Pakistan-June 03, 2026:

In a landmark move for Pakistan's digital finance landscape, DIB Pakistan and Pocket Money have formalized a strategic partnership aimed at transforming financial access for the country's booming creator economy. The signing ceremony, held at DIB Head Office, Karachi, marks a significant step towards building a robust, ethical digital banking ecosystem tailored for Pakistan's & borderless talent.

With over 2.37 million registered freelancers, generating an estimated USD 3 billion in annual export revenues, Pakistan ranks among the world's fastest-growing freelance markets. Yet access to seamless cross-border payments, digital wallets, and formal banking has remained a persistent challenge. This partnership directly addresses that gap by combining DIB Pakistan's globally trusted banking platform with Pocket Money's cutting-edge fintech infrastructure to deliver an end-to-end financial solution built for the gig economy.

Muhammad Ali Gulfraz, CEO of DIB Pakistan, emphasized the strategic vision: "Pakistan freelancers represent an exciting opportunity for export of services. They are part of a rapidly evolving global economy, and they need a banking service that works at the same speed. This partnership ensures smooth, swift and seamless flow of hard-earned funds into the accounts of our freelancers so they can focus on maximising their productivity rather than chasing their payments."

Moe Jangda, Founder & CEO, Pocket Money, added: "Together with DIB Pakistan, we've opened up payment channels that were previously fraught with hurdles or outright inaccessible. We're incredibly excited about what this unlocks for Pakistan's ambitious talent. Best of all, we're just getting started."

The partnership will deliver a powerful suite of freelancer-first financial products, including faster inward remittances and payment solutions for users earning through global platforms and digital marketplaces such as Upwork, Fiverr, Toptal, Amazon, eBay, Shopify, Stripe, PayPal, and other international commerce and freelance ecosystems. The offering will also include multi-currency digital wallets for seamless cross-border transactions, as well as financial literacy programs designed to empower Pakistan’s growing digital workforce.

Together, DIB Pakistan and Pocket Money are set to redefine digital financial inclusion for Pakistan's next generation of digital trailblazers, making ethical, borderless banking not just accessible, but the new standard for the global gig economy.

DIB Pakistan was proud to be part of WIBCON 2026, the flagship platform of the Pakistan Society for Training and Develop...
02/06/2026

DIB Pakistan was proud to be part of WIBCON 2026, the flagship platform of the Pakistan Society for Training and Development (PSTD), focused on advancing inclusive leadership and equitable workplaces across Pakistan.

Our CEO, Muhammad Ali Gulfaraz, joined fellow leaders and changemakers as a panelist, sharing insights on building workplaces where diversity, inclusion, and opportunity thrive. Centered on “The Inclusive Shift,” WIBCON 2026 brought together voices driving meaningful change in the future of work.

01/06/2026

Stay connected to Pakistan with seamless global banking through DIB Roshan Digital Business Account.

Open your account online, receive remittances, manage foreign currency accounts, and invest smarter from anywhere in the world.

Driving Pakistan’s renewable energy transition through innovation, collaboration, and sustainable impact. DIB proudly ac...
29/05/2026

Driving Pakistan’s renewable energy transition through innovation, collaboration, and sustainable impact. DIB proudly acted as Structuring Advisor, Financier, and Shariah Advisor for one of Pakistan’s first Grid Conditioning Battery Energy Storage System (BESS) projects under a PPA framework, alongside Reon Energy Limited as Sponsor & EPC, Tri-Pack Films Limited as Energy Off-Taker, and Mohsin Tayebaly & Co. as Legal Counsel. The project is being developed by Reon One Pvt. Ltd.

The project enables optimized grid electricity procurement, improved energy stability, and efficient storage of excess solar generation contributing to an annual offset of 1,800 tons of CO₂ through renewable energy generation.

DIB wishes you and your loved ones a blessed Eid Mubarak.
26/05/2026

DIB wishes you and your loved ones a blessed Eid Mubarak.

25/05/2026
25/05/2026

One QR. Better Business. Accept payments instantly with DIB Raast P2M for faster checkouts and seamless settlements.

24/05/2026

ATM fraud can often be avoided with one mindful pause before and during your transaction. Check the machine, protect your PIN, avoid distractions, refuse unsolicited assistance, and make sure your card is collected safely before you leave.

24/05/2026

Cravings hit differently when every bite comes with a rewarding experience.

From comfort food to fine dining, indulge your senses and savour more with exclusive discounts on DIB Visa Cards. Because good food isn’t just eaten it’s felt.

23/05/2026

Self-care feels even better when it comes with exclusive savings.
Indulge in premium wellness and lifestyle experiences with exclusive discounts on DIB Visa Cards.

Address

KPT Underpass
Karachi
75000

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00

Telephone

009221111786342

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