31/03/2025
Do NOT buy a home in 2025 unless you’ve got these three things:
✅ An emergency fund covering 6 months of expenses. If your monthly expenses are $5,000, you need $30,000 in the bank.
✅ A minimum of 10% down payment. For a $500,000 home, that means having at least $50,000 saved up.
✅ Make sure your mortgage is no more than 25% of your gross income. If you make $10,000 a month, your mortgage payment should be under $2,500.
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